Think you're on track to max out your 401(k) this year? The answer may be more complicated than you think.

New rules took effect in 2026, requiring certain higher-income workers to make their catch-up contributions as Roth contributions. But employers and retirement plan providers aren't all handling the process exactly the same way.

In this episode, Tyler Emrick, CFA®, CFP®, explains what changed and why this is a good year to take a closer look at your employer retirement plan before year-end.

In this episode, Tyler covers:

Have questions?

Need help making sure your investments and retirement plan are on track? Click to schedule a free 20-minute call with one of True Wealth's CFP® Professionals.

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You just received an inheritance. Now what?

Before you sell investments, take distributions, pay off debt, or make a major purchase, it's important to understand exactly what you've inherited and the tax rules that come with it.

In this episode, Tyler Emrick, CFA®, CFP®, walks through the biggest financial decisions that can come with an inheritance and explains why some seemingly simple moves can create unintended tax consequences.

In this episode, Tyler covers:

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Do you need a trust, or is a will enough? And even if your estate documents are complete, are your accounts and beneficiary designations actually set up to follow your wishes?

In this episode, Tyler Emrick, CFA®, CFP®, breaks down the estate planning basics retirees should understand. From beneficiary designations and transfer-on-death instructions to wills, revocable trusts, irrevocable trusts, and powers of attorney, Tyler explains how the pieces of an estate plan work together.

In this episode, Tyler covers:

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Our website:  https://www.truewealthdesign.com/ 

Phone: 855.TWD.PLAN

Contact our team: https://www.truewealthdesign.com/contact-a-financial-advisor/ 

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Most investors spend their time deciding what investments to own. Far fewer spend time thinking about where those investments should be held.

In this episode, Tyler Emrick, CFA®, CFP®, breaks down one of the most overlooked tax planning strategies in retirement: asset location. Using research from Vanguard, Tyler explains how placing the same investments in different accounts—taxable, traditional IRA/401(k), and Roth—can improve after-tax wealth without taking additional investment risk.

In this episode, Tyler covers:

Have questions?

Need help making sure your investments and retirement plan are on track? Click to schedule a free 20-minute call with one of True Wealth's CFP® Professionals.

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Our website:  https://www.truewealthdesign.com/ 

Phone: 855.TWD.PLAN

Contact our team: https://www.truewealthdesign.com/contact-a-financial-advisor/ 

Schedule your no-cost discovery call: http://bit.ly/calltruewealth 

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Many retirees spend decades building wealth, only to struggle with using it once they retire. If you've ever wondered, "Can we really afford this?" or found yourself hesitating to spend despite being financially secure, you're not alone.

In this episode, Tyler Emrick, CFA®, CFP®, discusses why so many retirees struggle to spend confidently and how ongoing financial planning provides clarity around life's biggest financial decisions. Through real client stories, Tyler explains how retirement planning goes far beyond managing investments—it's about helping people confidently use the wealth they've spent a lifetime building.

In this episode, Tyler covers:

Have questions?

Need help making sure your investments and retirement plan are on track? Click to schedule a free 20-minute call with one of True Wealth's CFP® Professionals.

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Our website:  https://www.truewealthdesign.com/ 

Phone: 855.TWD.PLAN

Contact our team: https://www.truewealthdesign.com/contact-a-financial-advisor/ 

Schedule your no-cost discovery call: http://bit.ly/calltruewealth 

Check out our other no-cost financial resources here: https://www.truewealthdesign.com/financial-resources/ 

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How much should you have saved for retirement?

It's one of the most common questions people ask, and new retirement savings data from Fidelity gives us a chance to see how Americans compare. But while the numbers are interesting, they don't answer the most important question: Will your resources support the retirement you want to live?

In this episode, Tyler Emrick, CFA, CFP® reviews the latest retirement savings data, explains why averages can be misleading, and shares real-life examples of why income, lifestyle, and thoughtful planning matter more than simply comparing account balances.

We discuss:

Have questions?

Need help making sure your investments and retirement plan are on track? Click to schedule a free 20-minute call with one of True Wealth's CFP® Professionals.

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Our website:  https://www.truewealthdesign.com/ 

Phone: 855.TWD.PLAN

Contact our team: https://www.truewealthdesign.com/contact-a-financial-advisor/ 

Schedule your no-cost discovery call: http://bit.ly/calltruewealth 

Check out our other no-cost financial resources here: https://www.truewealthdesign.com/financial-resources/ 

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Many people assume they have to wait until age 59½ before they can retire because that's when retirement accounts generally become available without the 10% early withdrawal penalty. But in reality, early retirement is often less about how much you've saved and more about how you access your money.

In this episode, Tyler Emrick, CFA, CFP® discusses the planning strategies that can help bridge the gap before traditional retirement account access, why saving across different account types creates flexibility, and how thoughtful income planning can make early retirement a realistic option.

We discuss:

Have questions?

Need help making sure your investments and retirement plan are on track? Click to schedule a free 20-minute call with one of True Wealth's CFP® Professionals.

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Our website:  https://www.truewealthdesign.com/

Phone: 855.TWD.PLAN

Contact our team: https://www.truewealthdesign.com/contact-a-financial-advisor/

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How much money is enough to retire?

It may be the most common retirement planning question, but it isn't always the right one.

In this episode, Tyler Emrick, CFA®, CFP®, explores why financial security is often more psychological than mathematical and why some retirees with millions of dollars still worry about running out of money.

Tyler discusses:

Have questions?

Need help making sure your investments and retirement plan are on track? Click to schedule a free 20-minute call with one of True Wealth's CFP® Professionals.

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Our website:  https://www.truewealthdesign.com/ 

Phone: 855.TWD.PLAN

Contact our team: https://www.truewealthdesign.com/contact-a-financial-advisor/ 

Schedule your no-cost discovery call: http://bit.ly/calltruewealth 

Check out our other no-cost financial resources here: https://www.truewealthdesign.com/financial-resources/ 

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More retirees than ever are choosing to work in retirement, whether for additional income, consulting opportunities, or simply because they enjoy staying engaged.

In this episode, Tyler Emrick, CFA®, CFP®, discusses the financial planning considerations that often accompany returning to work after retirement.

Tyler covers:

Have questions?

Need help making sure your investments and retirement plan are on track? Click to schedule a free 20-minute call with one of True Wealth's CFP® Professionals.

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Our website:  https://www.truewealthdesign.com/ 

Phone: 855.TWD.PLAN

Contact our team: https://www.truewealthdesign.com/contact-a-financial-advisor/ 

Check out our other no-cost financial resources here: https://www.truewealthdesign.com/financial-resources/ 

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Many retirees have a unique period between retirement and the start of Social Security and Required Minimum Distributions (RMDs) when their taxable income may be significantly lower than it will be later in retirement.

In this episode, Tyler Emrick, CFA®, CFP®, explains why this retirement tax planning window may be one of the biggest opportunities affluent retirees have to improve lifetime tax efficiency.

Tyler covers:

Have questions?

Need help making sure your investments and retirement plan are on track? Click to schedule a free 20-minute call with one of True Wealth's CFP® Professionals.

http://bit.ly/calltruewealth

Our website:  https://www.truewealthdesign.com/ 

Phone: 855.TWD.PLAN

Contact our team: https://www.truewealthdesign.com/contact-a-financial-advisor/ 

Check out our other no-cost financial resources here: https://www.truewealthdesign.com/financial-resources/ 

Watch the show now on YouTube: https://www.youtube.com/channel/UCjENBHOti-IEJFqeydZm_Fg?sub_confirmation=1