Retire With Ashley

It's Sunday and I'm wrapping up the week by summarizing this week's theme: Right Accounts in the Right Order - Prioritizing Your Savings as a Pre-Retiree in 2025

In case you missed any episodes this week, heres how I recommend prioritizing savings especially as you approach retirement:

This week on the Retirement Quick Tips Podcast, I'm talking about savings optimization. How should you prioritize your savings in 2025, saving the right accounts in the right order to get to better financial stability and long-term flexibility.

If you haven't been listening to each episode in order this week, I suggest going back because each episode is like a step on a ladder. You can't skip a step, and it's important to get the right priorities.

Once everything else is taken care of, then last step on the ladder is what to do with additional money you have left to save.

You're emergency fund and cash savings are where they should be. You're saving in your 401k and you're on track for where you need to be at this age for retirement, you have no debts other than your mortgage, and you don't have any other big goals like saving for kids college or a remodel project, or a big vacation coming up that you need to earmark some savings for.

You're in a great spot financially, so what's next? At this point it all comes down to personal preference.

This week on the Retirement Quick Tips Podcast, I'm talking about savings optimization. How should you prioritize your savings in 2025, saving the right accounts in the right order to get to better financial stability and long-term flexibility.

We've talked about having enough cash on hand, then 401k contributions,then knocking out your non-mortgage debt.

This week on the Retirement Quick Tips Podcast, I'm talking about savings optimization. How should you prioritize your savings in 2025, saving the right accounts in the right order to get to better financial stability and long-term flexibility.

Today, I'm talking about paying off debt.

This week on the Retirement Quick Tips Podcast, I'm talking about savings optimization. How should you prioritize your savings in 2025, saving the right accounts in the right order to get to better financial stability and long-term flexibility.

Today, once you have enough cash on hand for emergencies, big expenses, and if you're close to retirement, that extra cushion for pausing portfolio withdrawals in a downturn, we can move on to longer term goals, like saving for retirement.

This week on the Retirement Quick Tips Podcast, I'm talking about savings optimization. How should you prioritize your savings in 2025, saving the right accounts in the right order to get to better financial stability and long-term flexibility.

Today, I'm talking about the importance of liquidity and building an emergency fund that's adequate for most of what life will throw at you.

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host, Ashley Micciche.

I'm a financial advisor and co-owner of True North Retirement Advisors, a fee-only fiduciary financial advisory practice managing over $425M in assets.

For 17 years, I've helped clients retire with confidence, and my goal on this podcast is to simplify the complexities of retirement planning so you can focus on what truly matters—enjoying your retirement years while maintaining financial security.

So this week, I'll break down each step in the savings optimization ladder…what to focus on first, and what you should focus on next as you check each box and move up the ladder. If you pay attention to the right savings amounts in the right order in the right accounts, you'll be better off than most Americans and be more flexible with your finances, and set yourself up for more long-term financial stability.

It's Sunday and I'm wrapping up the week by summarizing this week's theme: The American Dream Now Costs Over $4 Million

This week on the Retirement Quick Tips Podcast, I'm talking about the American Dream. According to a 2024 report from Investopedia, the American dream now costs $4.4 million.

Today, we're discussing what the American costs when it comes to vacations

This week on the Retirement Quick Tips Podcast, I'm talking about the American Dream. According to a 2024 report from Investopedia, the American dream now costs $4.4 million.

Today, we're discussing what the American costs when it comes to houses and cars