Retire With Ashley

Welcome to a new week here on the Retirement Quick Tips podcast! I’m your host Ashley Micciche, co-owner of True North Retirement Advisors, an independent financial advisory practice managing over $300 million in client assets. I’m a Chartered Retirement Planning Counselor and I’m using my 15 years of experience as a financial advisor to help you gain clarity and make a plan for the retirement you envision.

On this podcast, I cover everything from investing, to retirement spending, to taxes in retirement in just a few minutes each day, so if you’re 5-10 years on either side of retirement, and looking for some daily doses of retirement planning wisdom, stick around this week as I talk about: 5 Benefits of A Financial Plan For Retirement

It’s Sunday, which means...it’s recap time here on the Retirement Quick Tips Podcast

This week the theme was: What Does Money Buy You In Retirement?

In case you missed any episodes I talked about what you could expect retirement to loook like from an income and lifestyle standpoint with multiple different retirement savings scenarios:

$500,000

$750,000

$1,000,000

$2,000,000

This week’s theme on the Retirement Quick Tips Podcast is: What Does Money Buy You In Retirement?

Today, I’m talking about what $5mm buys you in retirement.

This week’s theme on the Retirement Quick Tips Podcast is: What Does Money Buy You In Retirement?

My 8 year old likes watching Mr Beast on YouTube. If you don’t know Mr Beast, he is the most popular YouTuber in the world with over 150 million subscribers. She watched this episode last night where he gave $1mm to someone and they had to spend it in 24 hours. They bought a house, 2 cars, and hopefully invested some of it. I’m not sure, because I didn’t watch the whole thing, but I cringed because the first place he went was Best Buy. He bought multiple iPads, iphones, computers, a giant TV, playstations and nintendo switches - mostly for his family, which was a nice gesture, but still. I had to look away. Watching him blow over $23,000 at Best Buy was like watching a horrific car crash. I desperately wanted to look away, but I couldn’t.

A lot of people think that if you retire with $2mm you have it made in the shade. You can have a really nice, comfortable retirement, but you couldn’t and shouldn't be dropping $23,000 at Best Buy either. 

This week’s theme on the Retirement Quick Tips Podcast is: What Does Money Buy You In Retirement?

Today, I’m talking about how to retire with $1,000,000 in retirement savings and what kind of lifestyle and income you can expect with those assets.

This week’s theme on the Retirement Quick Tips Podcast is: What Does Money Buy You In Retirement?

Today, I’m talking about how to retire with $750,000 in retirement savings.

This week’s theme on the Retirement Quick Tips Podcast is: What Does Money Buy You In Retirement?

Today, I’m talking about how to retire with $500,000 in retirement savings.

Welcome to a new week here on the Retirement Quick Tips podcast! I’m your host Ashley Micciche, co-owner of True North Retirement Advisors, an independent financial advisory practice managing over $300 million in client assets. I’m a Chartered Retirement Planning Counselor and I’m using my 15 years of experience as a financial advisor to help you gain clarity and make a plan for the retirement you envision.

On this podcast, I cover everything from investing, to retirement spending, to taxes in retirement in just a few minutes each day, so if you’re 5-10 years on either side of retirement, and looking for some daily doses of retirement planning wisdom, stick around this week as I talk about: What Does Money Buy You In Retirement?

It’s Sunday, which means...it’s recap time here on the Retirement Quick Tips Podcast

This week the theme was: How To Protect Yourself From Cyber Theft

In case you missed any episodes

• Voice Cloning: The Latest Cyber Theft Nightmare

• How Cyber Criminals Steal Your Info & Your Money

• Top 3 Ways To Protect Yourself From Cyber Theft

• More Ways To Protect Yourself From Cyber Theft

• What To Do If You Become A Victim of Cyber Theft

The most important takeaway from this week is the criminals keep getting more sophisticated, so if you’re not keeping up and being extra cautious about the various phishing and data breach scams, using a password manager, 2FA, and frequently checking your credit reports 

As I was writing my show notes for this episode, I get a text that appears to be from Wells Fargo. Did I attempt a $343 charge in San Antonio Texas? Call this number if you didn’t. A phishing text. But my initial reaction is fear because maybe someone is using my card. So the thieves are using that initial fear response to trick me into clicking a link, calling a number, and providing them with my login information. 

Tomorrow, I’m starting a brand new theme: What does money buy you in retirement? 

I’ll be talking about multiple different scenarios, and the lifestyle you can afford with each of the following asset levels at the onset of retirement: 

$500,000

$750,000

$1,000,000

$2,000,000

$5,000,000

So be sure to listen in next week to find out what a retirement in America with $500,000 or any other one of these numbers looks like. 

Thank you so much for listening this week! If you’re enjoying the podcast, chances are someone else you know who is getting close to retirement could also benefit from checking it out, so please share the show with a friend, a neighbor, your sister, or your boss. Just go to your favorite podcasting app, hit the share icon, then text or email the show link to someone you know who is eyeing retirement. 

Thanks for sharing the love and spreading the word. I hope you have a blessed Sunday. My name is Ashley Micciche, this is the Retirement Quick Tips Podcast.

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>>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP

>>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs

>>> Visit the podcast page: https://truenorthra.com/podcast/ 

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Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

This week’s theme on the Retirement Quick Tips Podcast is: How To Protect Yourself From Cyber Theft

Today, I'm talking about what to do if you become a victim of cyber theft. 

Millions of victims become victims of cyber theft every year, and like I talked about earlier this week with the sophisticated use of AI and voice cloning, the problem is only getting worse. 

#1 Rule - don’t ignore or dismiss notifications about logins or credit card usage in unknown areas. The sooner you catch cyber theft, the easier it will be to restore order to your credit, which is why it's so helpful to check your credit report often for signs of fraud. 

https://www.usa.gov/identity-theft 

Steps to take: https://www.identitytheft.gov/#/Steps 

That’s it for today. Thanks for listening! My name is Ashley Micciche and this is the Retirement Quick Tips podcast.   

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>>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP

>>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs

>>> Visit the podcast page: https://truenorthra.com/podcast/ 

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Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance