Retirement 360

First, Troy takes a look at financial headlines. Then Alan discusses the tools, or strategies, that can be used in creating a personalized, written retirement plan for the specific needs of any individual or couple.

Troy talks financial headlines as well as gives a final update on the July 14th mid-year outlook event hosted by Mercurio Wealth Advisors. Then Alan discusses the different financial instruments, or tools, that can be used to create your Retirement 360 Game Plan

Today Alan address the coming "Peak 65" when more people will turn age 65 than at any point in U.S. history and what it can mean for those who are planning for retirement. Troy and Alan also address other headlines as well as their State of the Economy seminar on July 14 with two outstanding guest speakers.

In the opening segment Troy looks at some headlines as well as promoting some major events Mercurio Wealth Advisors will host in the coming weeks. Then Alan revisits the subject of retiring in today's changing environment with few pensions and longer lifespans, and how a written income plan can help make your retirement dollars last so they can provide for your retirement lifestyle as long as they need to.

There are a lot of things to know about Social Security - taking it at a random time just because you want to could actually cost you thousands of dollars over your retirement lifetime. Today Alan talks about how you can make the right decisions and get the most of your benefits.

The baby boomer generation is in the midst of its retirement years now, but Gen Xers are not far behind. Today Alan takes a look at what folks in their 40s and 50s - as well as boomers in their 60's - should be doing to get their financial plans ready for their retirement years.

Troy begins the program by talking about his background in financial services and how he became involved with Mercurio Wealth Advisors. Then Alan discusses how retiring in today's financial environment is so much different from just a few years ago, especially in regards to how the reduction in pensions and the rise of 401Ks and other self funded investment instruments have changed how people need to save for retirement to assure the lifestyle they want to have after their working years are over.

The IRS tax code consists of over 70,000 pages - and it changes regularly. And they leave it up to you to make sure the return you send them annually is correct. Today Alan talks taxes and how important it is to not only get things right this year, but also how tax planning for the future can potentially save you hundreds of dollars or more that you can keep instead of sending it to Uncle Sam.

Today Alan looks at some of his favorite things about Kentucky Derby Week, which just concluded at Churchill Downs. Later in the show he revisits the subject of stock market volatility, and what to keep in mind about staying the course with your investments during the economic bumps in the road.

After some weekly headlines Alan looks at how you can give your financial situation a so-called spring cleaning. It's a good time of year to take a look at your situation and statements, and have a discussion with a financial professional about the best way to use them in a solid retirement plan, or to go over your current plan and update anything which needs it, depending on your situation.