Retirement 360

Retirement is like a vacation destination - and the same kind of planning is required to make sure the trip goes smoothly. Today Alan discusses the process and steps needed to be sure you have everything you need for that retirement destination you imagine.

After Troy looks at current financial headlines, Alan takes a look at the various challenges women face in retirement, especially given that they are likely to outlive their spouse or partner and still have income needs after they are gone. He outlines some of the strategies and planning that can apply to a woman's unique situation so money will continue to be there for her after her partner has passed.

After Troy looks at financial headlines, we look back at Alan discussing how a solid retirement plan is constructed so your money can provide for not only income, but helps you through inflation, paying taxes, health care and legacy planning.

Troy takes a look at financial headlines, then Alan takes a look at what it takes to comfortably retire in today's inflationary environment, as well as looking at working in retirement - yay or nay.

After Troy Bolton looks at recent financial news, Alan takes a look at estate and legacy planning, and making sure that the kids and estate executors know what the plan is supposed to be so that things will be taken care of as desired.

People get spooked by stock market volatility, but a good retirement plan takes these roller coaster rides into account. Alan takes a look at what planning can do to protect assets that provide income while mitigating the risk concerning the money that is still invested for long term growth.

If you are a small business owner, you may not have considered a retirement plan, or a way to transition the business going forward when it comes time to stop working. Today Alan discusses the many ways that a small business owner can set themselves up for retirement even if they don't have much in the way of actual savings for it.

Troy Bolton opens the show by talking about current financial headlines, then Alan discusses the matter of how small business owners don't always have a plan for their own retirement or a transition for their business and ways a good financial advisor can help. He also talks about having an RV retirement through his own recent experiences with it.

What is it like to come into a financial planning office? Today Alan takes you through that experience with Mercurio Wealth Advisors, from the moment you first make contact through the process of putting a Game Plan together all the way through implementing that plan once it is agreed upon.

As you get close to retirement, you have IRA and 401K accounts that have built up a lot of money. But unless they are Roth accounts, they also could come with big tax obligations. Alan goes over how taxes are paid in these accounts and gives you ideas on the most efficient strategies to use in accessing these funds so you end up with the least amount of taxes necessary.