Today Troy discusses current financial headlines and topics, then Alan revisits the Retirement Construction Zone, and speaks to how a solid retirement financial plan is, well, constructed, using the specific ideas that an individual has in mind for that time of life to put together a customized plan to meet those needs.

Automated programs designed to help you with a retirement plan have been the rage in recent years - but can they do everything a human advisor can? Alan takes a look at both sides of that issue, and how human advisors can help customize a plan in ways a robo advisor isn't designed to do.

Today Alan takes a look at wealthy people and how they may - or may not - have the best plans for their later years. Especially when it comes to legacy planning and how the estates of entertainers like Prince and Aretha Franklin - neither of whom had a will at their death - had court issues before they were settled, much to the detriment of those left behind.

It's one of the cornerstones of any retirement income plan - Social Security. But the rules surrounding it can be tricky when it comes to claiming benefits. Today Alan discusses how choosing the right time to claim them can lead to more money for your retirement, and how making the wrong decision can cost you big.

Today Alan talks about what it is like to contact his office for a Retirement 360 Game Plan, and how everything works so that you get a good idea of what to expect from a top level retirement planning visit.

Having some cash available on an immediate basis is necessary in any good plan, but interest rates at the bank are very low so it doesn't earn much. Alan talks about having the balance between how much to have in available cash and having the rest in other instruments for whatever your plan requires.

Today Alan discusses what it takes to construct a solid retirement plan, akin to construction on highways and projects throughout the year.

As you get closer to retirement, there are numerous and different questions to ask. Today Alan looks at some of these, including whether you have saved enough money for retirement.

After a segment on Black Friday spending, Alan and Troy discuss legacy planning, and the importance of laying out everything needed to be sure that assets are passed down not only in accordance with the wishes of the retiree, but also done so in the most tax efficient way possible so that those left behind are not burdened with further issues.

The go-go years, the slow-go years and the no-go years - those are the nicknames for the three phases of retirement, where you are more active at first, then less and less so as you get older. Alan discusses what your money needs to do during each phase and how proper planning helps make sure it is available.