In 2005, President Bush proposed reforming Social Security by allowing younger Americans to invest a portion of their payroll taxes in personal retirement accounts. The plan was ultimately rejected and no changes were ever made to the program.20 years later, the data shows Bush was absolutely right. Workers would be significantly wealthier in retirement under his plan compared to the current system, which faces 23% benefit cuts by 2034.This video breaks down:•Bush's actual proposal and its safeguards•Real-world retirement calculations based on his proposal•Why the plan failed politically•The cost of inactionThe failure to reform Social Security when we had the chance represents a massive missed opportunity.Interested in working with me?

Visit my website at ForthrightFinances.com to learn more about my financial planning services.

In this episode, I go through the top 6 investment mistakes I've seen retirees make over my 10 years as a financial advisor.

With all the debate about spending cuts in the "Big Beautiful Bill" that is making its way through Congress, there is one significant yet very meaningful omission from the conversation.

As technology evolves and becomes more impressive, unfortunately, a number of losers are elevating their ability to scam people of their money and also their property. As I researched this episode, I realized that the number of stories on this kept growing and is becoming a big issue for cities and counties. In this episode I go through some of the schemes these scammers use to steal property, as well as how to mitigate the risk of deed fraud.

Links mentioned:

Arizona scam: https://tucson.com/life-entertainment/local/home-gardening/tucson-deed-fraud-homeowners-scam/article_cd4fdfd6-d5ca-11ee-be25-6b2f7d96a3e4.html

Queens scam: https://qns.com/2025/03/four-charged-deed-fraud-scheme-queens-da/https://www.businessinsider.com/scammers-use-ai-deed-fraud-title-theft-to-steal-homes-2024-10

Business insider article: https://archive.ph/5VXzp

I know no one wants to need long term care. But the likelihood that we will use it is fairly high, and that's especially true if we live long enough. In this episode I talk about one long term care solution that isn't talked about enough and has a number of benefits.

Article referenced in the video is here: https://apnews.com/article/adult-day-care-long-term-older-americans-a64fd581f2a5cfe7c1e943341d69cb10

Friends, the stairs are one of the leading causes of falls and injuries, especially as we get over 75 years old. It happens more frequently, it hurts more, the recovery time is longer, and it could even lead to something worse than an injury or broken bone. If you (or your parents) are over 80, I would recommend avoiding the stairs every chance you get.

How to make your home easier as you age: https://forthrightfinances.com/5-ways-to-make-your-home-easier-as-you-age/

Legendary actor Gene Hackman passed away in February. Coincidentally, he passed away just 7 days after his wife. Yet it gets even worse than that. Gene, who had Alzheimer's, lived in his home with his deceased wife for 7 days before he passed away. And it took an additional week for their bodies to be discovered. In this episode I discuss what happened and how you can prevent this happening to you (or your parents).

It's been a bad month in the markets, which inevitably leads people to want to sell their stocks and head to cash. I don't love that idea (okay, I hate it). But there is one minor exception I'm okay with. Here's what it is.

It's been a wild 2 months (as of today) for Donald Trump's second term. While there's been a lot of news, the tariff wars have spooked investors and the market as a whole. Here's how I'm recommending my clients think about what we're going through right now and what the next few years could look like.

https://forthrightfinances.com/5-ways-to-make-your-home-easier-as-you-age/