Major market events occur every four to seven years. In this episode of the Retirement Education Hour, Kirk and Dr. Paul discuss whether or not we're officially in a recession. And they answer three key questions:

1. Are you prepared for the next major market event?

2. How should you behave the next time a major market event happens?

3. How do people actually behave when one occurs?

The financial services industry is not giving you all of the answers to maximize and be able to enjoy the best quality in retirement. Because no one is educating you on how to maximize your income, how to pay as little in taxes as possible and how to manage your behaviors during volatile times.

In this episode of the Retirement Education Hour, Kirk and Dr. Paul explain how fear and uncertainty keep many people from spending what they should throughout their retirement years--and instead, they work longer than they need to, they spend less than they should and the allow short term events and politics drive their retirement decisions.

Why not ask for help when you need it? In this episode of the Retirement Education Hour, Kirk and Dr. Paul dig deep and explore why some people don't do what they know they need to do when they need to do it.

In this episode of the Retirement Education Hour, Kirk and Dr. Paul contrast investment strategies while you're working versus those when you're in or approaching retirement. Once you retire and start pulling out money to live on, it's not what you invest in—it's taking the right income at the right time.

Kirk and Financial Instructor Michael Masserant explain the "if", "when" and "how" mapping out your Roth conversions will deliver the results you want in retirement.

In this episode of the Retirement Education Hour, Kirk and Financial Instructor Michael Masserant explain how proper education and planning can eliminate much of the worry that retirees face.

Financial Instructors Kirk Cassidy and Dr. Paul Metler give strategies to help prevent abuse for yourself, your spouse and your family.

Financial Instructors Kirk Cassidy and Michael Masserant ask the question, "Do you already have what you need to give you what you want in retirement?"

Kirk and Dr. Paul explain why it's essential to set up pivot accounts that can be turned on throughout unexpected market events.