This week on the Retirement Quick Tips Podcast, I’m bringing you segments of an interview I did with Kevin Caron, Senior Portfolio Manager and co-founder at Washington Crossing Advisors. In this interview, he and I talked about Inflation & why money supply is the real cause of 2021 inflation. 

Here is today’s interview segment with Kevin Caron...

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>>> Visit the podcast page: https://truenorthra.com/podcast/ 

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Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

Welcome to a new week here on the Retirement Quick Tips podcast. I’m your host Ashley Micciche, co-owner of True North Retirement Advisors, an independent financial advisory practice managing $325 million in client assets. I’m a Chartered Retirement Planning Counselor, and I started this podcast because I love helping people just like you gain clarity and make a plan for the retirement you envision. 

The theme this week on the podcast is: Money Supply: The Real Cause of 2021 Inflation

I sat down for an interview with Senior Portfolio Manager and co-founder at Washington Crossing Advisors, Kevin Caron. He’s a frequent speaker on markets and economy-related issues and comments regularly for media outlets like CNBC, PBS, Fox Business, Bloomberg, The Wall Street Journal, Reuters, Forbes, CBS Radio, and Dow Jones. He had some interesting insights to share with me on inflation, so in each episode this week, I’m breaking down the interview into bite sized segments to conform with the format of the podcast. 

So this week on the podcast, Kevin & I explore

• Why the massive increase in the supply of money is driving inflation more than the supply chain bottlenecks you hear about in the news
• Whether or not inflation will last
• How Kevin’s perspective on inflation being transitory has changed over the course of this year
• Why politicians are drunk on using inflated dollars to pay for spending programs
• And investments that work and investments to stay away from if higher inflation becomes entrenched
• We also talk about minivans and why he hasn’t replaced his fence that’s currently in disrepair

If you want to watch the video interview with Kevin Caron its entirety, you can find it on my YouTube channel - True North Retirement.

I hope what I have to share with you this week will help you make smart and thoughtful decisions with your retirement. And while I am careful to not lead you astray, personal finance is not an exact science. There is no one-size-fits-all solution for everyone, so I encourage you to disregard anything I say that may not be helpful for you, and to consult your own financial, tax, and legal advisors regarding your own individual situation. 

That’s it for today. Come on back tomorrow where I’m diving into the interview with Kevin. 

Thanks for listening! My name is Ashley Micciche...and this is the Retirement Quick Tips podcast.

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>>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP

>>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs

>>> Visit the podcast page: https://truenorthra.com/podcast/ 

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Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

It’s Sunday, which means...it’s recap time here on the Retirement Quick Tips Podcast

This week the theme was: What Higher Interest Rates Mean For Your Bond Portfolio

In case you missed any episodes, here’s what we covered this week:

• Why Higher Interest Rates Are Actually Good For Bond Investors 
• Don’t Abandon Bonds! Here’s Why You Need Them In Retirement
• Rising Interest Rate Investing Strategies: Short-Term Corporate Bonds 
• Rising Interest Rate Investing Strategies: The Bond Ladder
• Rising Interest Rate Investing Strategies: Inflation-Protection Bonds

Here’s the bottom line: Don’t throw out the baby with the bathwater and abandon your bond portfolio. Bonds still deserve a meaningful place in your investment strategy for retirement, but it’s important to understand how interest rates impact bonds and how you should be positioning your bond portfolio to take advantage of it. 

Tomorrow, come on back, because we’re starting a brand new theme: Why Excess Money Supply Is The Real Inflation Culprit. 

I sat down for an interview with Senior Portfolio Manager and co-founder at Washington Crossing Advisors, Kevin Caron. He’s a frequent speaker on markets and economy-related issues and comments regularly for media outlets like CNBC, PBS, Fox Business, Bloomberg, The Wall Street Journal, Reuters, Forbes, CBS Radio, and Dow Jones. He had some interesting insights to share with me on inflation - what’s driving it, whether elevated inflation is more transient or here to stay, and what investors can do about it. 

I really enjoyed my interview with Kevin, and I’m really looking forward to sharing the interview with you next week. 

Thank you so much for listening this week! If this podcast is valuable for you (and hopefully it is otherwise you wouldn’t be listening), please share the show with a friend or co-worker who is getting close to retirement. Just go to your favorite podcasting app, hit the share icon, then text or email the show link to a friend and say, “I love this podcast and thought you might enjoy a listen.”

Thanks for sharing the love and spreading the word. My name is Ashley Micciche, this is the Retirement Quick Tips Podcast and lastly, I hope you have a blessed Sunday.

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>>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP

>>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs

>>> Visit the podcast page: https://truenorthra.com/podcast/ 

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Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

The theme this week on the Retirement Quick Tips Podcast is: What Higher Interest Rates Mean For Your Bond Portfolio.

Today, I’m talking about: Rising Interest Rate Investing Strategies: Inflation-Protection Bonds....

That’s it for today. Thanks for listening! My name is Ashley Micciche and this is the Retirement Quick Tips podcast. 

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>>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP

>>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs

>>> Visit the podcast page: https://truenorthra.com/podcast/ 

----------

Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

The theme this week on the Retirement Quick Tips Podcast is: What Higher Interest Rates Mean For Your Bond Portfolio.

Today, I’m talking about Rising Interest Rate Investing Strategies: The Bond Ladder...

That’s it for today. Thanks for listening! My name is Ashley Micciche and this is the Retirement Quick Tips podcast. 

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>>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP

>>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs

>>> Visit the podcast page: https://truenorthra.com/podcast/ 

----------

Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

The theme this week on the Retirement Quick Tips Podcast is: What Higher Interest Rates Mean For Your Bond Portfolio.

Today, I’m talking about Rising Interest Rate Investing Strategies: Short-Term Corporate Bonds...

That’s it for today. Thanks for listening! My name is Ashley Micciche and this is the Retirement Quick Tips podcast. 

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>>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP

>>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs

>>> Visit the podcast page: https://truenorthra.com/podcast/ 

----------

Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

The theme this week on the Retirement Quick Tips Podcast is: What Higher Interest Rates Mean For Your Bond Portfolio.

Today, I’m talking about: Don’t Abandon Bonds! Here’s Why You Need Them In Retirement...

That’s it for today. Thanks for listening! My name is Ashley Micciche and this is the Retirement Quick Tips podcast. 

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>>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP

>>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs

>>> Visit the podcast page: https://truenorthra.com/podcast/ 

----------

Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

The theme this week on the Retirement Quick Tips Podcast is: What Higher Interest Rates Mean For Your Bond Portfolio

Today, I’m talking about Why Higher Interest Rates Are Actually Good For Bond Investors...

That’s it for today. But before you go, you probably know someone who is close to retirement and could benefit from listening to this podcast. If so, please share this podcast with them and encourage them to check it out by adding it to their flash briefing in Alexa or subscribing wherever they listen to podcasts! 

Thanks for listening! My name is Ashley Micciche and this is the Retirement Quick Tips podcast. 

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>>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP

>>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs

>>> Visit the podcast page: https://truenorthra.com/podcast/ 

----------

Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

Welcome to a new week here on the Retirement Quick Tips podcast. I’m your host Ashley Micciche, co-owner of True North Retirement Advisors, an independent financial advisory practice managing $325 million in client assets. I’m a Chartered Retirement Planning Counselor, and I started this podcast because I love helping people just like you gain clarity and make a plan for the retirement you envision. 

The theme this week on the podcast is: What Higher Interest Rates Mean For Your Bond Portfolio.

Interest rates have been quite low for quite a long time. In the 2008 financial crisis, the Federal Reserve slashed the Federal funds rate from around 5% to 0% over the course of several months. Since then, the federal funds rate has remained low, hovering around 1-2% until the Covid crisis when the Fed cut rates dramatically to zero. 

Now that we’re emerging from the Covid crisis, and many parts of the economy are returning to normal, the Fed has indicated it plans to keep rates low for now, but it seems increasingly likely that the Fed will need to act and start raising rates in 2022, especially if inflation figures continue on their current path. 

So this week on the podcast, I’ll talk about:

• Why Higher Interest Rates Are Actually Good For Bond Investors 
• Even though rates are expected to increase, they still could stay low for years to come, so I’ll talk about how to be patient and prudent if rates continue to stay low.
• Then I’ll talk about 3 bond investing strategies that work in a rising interest rate environment

I hope what I have to share with you this week will help you make smart and thoughtful decisions with your retirement. And while I am careful to not lead you astray, personal finance is not an exact science. There is no one-size-fits-all solution for everyone, so I encourage you to disregard anything I say that may not be helpful for you, and to consult your own financial, tax, and legal advisors regarding your own individual situation. 

That’s it for today. Come on back tomorrow where I’ll talk about why you want to embrace rising interest rates as a bond investor. 

Thanks for listening! My name is Ashley Micciche...and this is the Retirement Quick Tips podcast.

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>>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP

>>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs

>>> Visit the podcast page: https://truenorthra.com/podcast/ 

----------

Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

It’s Sunday, which means...it’s recap time here on the Retirement Quick Tips Podcast

This week the theme was: Can Gratitude Help You Make Better Money Decisions?

In case you missed any episodes, here’s what we covered this week:

• How gratitude can keep you from overspending
• How gratitude can help you cultivate more patience...a key ingredient for being good with money is patience.
• On Thanksgiving, I’ll list all the things I’m grateful for. The list is long, and hopefully it will inspire you to think creatively about all the things you’re grateful for
• How Gratitude Aligns Your Values With How You Spend Money
• Practical Ways To Start A Habit Of Gratitude

Here’s the bottom line: Taking small steps to become a more grateful person provides numerous benefits. One important benefit is that it will improve your relationship with money and help you make better spending decisions. And the best news about gratitude is that it doesn’t require major life changes...just an extra minute of your day is enough to make progress and become a more grateful person. So I encourage you to make gratitude a daily practice and pay attention to how your life improves as a result. 

Tomorrow, come on back, because we’re starting a brand new theme: Interest rates are heading higher. What does that mean for your bond portfolio? With interest rates already on the rise, and the Fed likely to raise rates in 2022, I’ll talk about what that means for bond investors. Understanding how interest rates impact your bond portfolio is critical to not getting burned when owning bonds, so next week I’ll share with you what you need to know about owning bonds when rates are going up. 

Thank you so much for listening this week! If this podcast is valuable for you (and hopefully it is otherwise you wouldn’t be listening), please share the show with a friend or co-worker who is getting close to retirement. Just go to your favorite podcasting app, hit the share icon, then text or email the show link to a friend and say, “I love this podcast and thought you might enjoy a listen.”

Thanks for sharing the love and spreading the word. My name is Ashley Micciche, this is the Retirement Quick Tips Podcast and lastly, I hope you have a blessed Sunday.

----------

>>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP

>>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs

>>> Visit the podcast page: https://truenorthra.com/podcast/ 

----------

Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance