Retirement Quick Tips with Ashley

This week on the Retirement Quick Tips Podcast, I'm sharing with you several resources that I use with my own clients when marking important decisions and planning for their retirement.

Today's free resource is my retirement budget worksheet. Did you know that spending in retirement tends to drop by 20-40% compared to your pre-retirement spending, so your expenses may increase in some areas and decrease in others.

But which areas will go down, which spending categories will stay the same, and where might you spend more money in retirement?

That's why I created a retirement budget worksheet to help you track your current expenses and estimate how those expenses will change in retirement.

Staying within a spending target in retirement is one of the most important ways to ensure you don't outlive your retirement savings, and running the numbers to see how much you'll spend, then making sure you have the assets and income to support that spending, is critical before you make the leap into retirement.

To get your free retirement budget worksheet, just go to www.truenorthra.com/budget

This week on the Retirement Quick Tips Podcast, I'm sharing with you several resources that I use with my own clients when marking important decisions and planning for their retirement.

Today's free resource is my financial inventory list.

In my opinion, this is one of the most important things you can do for yourself and your loved ones - take an inventory of all of your bank accounts, investment accounts, insurance policies - all in one place. Think of it as a table of contents for your finances.

An unlike organizing your garage which can be overwhelming and likely to never get done, all it takes to get organized with your finances all in one place is to fill out this inventory list.

You'll use the inventory list to list your accounts, the type, the dollar amount, and the financial institution where they are held.

That way if you die or become incapacitated tomorrow, your spouse, your children, or your executor will have your complete list of assets right at their fingertips. No digging through 30 year old bankers boxes to go through the process of claiming money through the state.

The financial inventory also has a section to put your trusted contacts - your attorney, tax advisor, financial advisor. These trusted contacts become so valuable in the days and weeks following a death or incapacitation, and it's important that your spouse or executor knows exactly who to contact.

And even if you're not using it for estate purposes, it's just really helpful to have your financial accounts all listed on one page. Then, all you need to do is make updates when you add, remote, or transfer an account, and review it annually.

Easy peasy. It's one of those great projects thats low time investment for a big reward - clarity, organization, and peace of mind.

To get your free financial inventory worksheet, just go to www.truenorthra.com/inventory

This week on the Retirement Quick Tips Podcast, I'm sharing with you several resources that I use with my own clients when marking important decisions and planning for their retirement.

Today's free resource is my asset allocation cheat sheet.

This is the most popular free tool I've offered on the podcast, and for good reason. It's a one-page guide to selecting the right mix of stocks and bonds based on your age.

I'm a big believer in asset allocation as the foundation of every client's portfolio. It's always where I start with clients when determining how we should invest. In it's most basic form, asset allocation is the mix of stocks and bonds in your portfolio, and age is the most important determinant of what your asset allocation should be.

If you would like to get my age-based asset allocation cheat sheet that helps you determine the right mix of stocks and bonds for your age, go to: www.truenorthra.com/allocation

This week on the Retirement Quick Tips Podcast, I'm sharing with you several resources that I use with my own clients when marking important decisions and planning for their retirement.

Today's free resource is my net worth worksheet. Unless you obsessively check your bank and investment accounts 5 times a day, it may not be intuitive why you need to know and track your net worth over time.

But knowing your net worth matters. Tracking your net worth over time is critical to reaching your financial goals, understanding your liquidity, and making smarter decisions with your money…

For your free personal net worth worksheet, go to: www.truenorthra.com/networth

A special bonus - if you complete your net worth worksheet and send it back to me, I'll send you a personalized analysis, complete with fancy pie charts to help you see what's working, as well as potential imbalances and red flags, along with my comments.

This is only for the first 10 people who send back their net worth statement, so be sure to download it at truenorthra.com/networth, then complete it and email it back to me at [email protected]

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host, Ashley Micciche.

This week on the podcast, I'm taking a little break to enjoy the sunshine and near-perfect weather this time of year in Oregon. So while I'm taking the week off, I have a few resources to share with you to help you retire with confidence.

I'll share with you my net worth worksheet, asset allocation guide, retirement budget worksheet, financial inventory list, and my top 10 must do pre-retirement checklist. These are my favorite resources, and they're also free, so I'll show you how to access them in each episode this week.

It's Sunday and I'm wrapping up the week by summarizing this week's theme: The Smart Shopper's Guide to Grocery Savings, an interview I had with my good friend, Karrie.

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This week on the Retirement Quick Tips Podcast, I'm interviewing my good friend and mom of 9, Karrie on her tips and tricks for saving money on groceries.

Here is today's interview segment with Karrie…

This week on the Retirement Quick Tips Podcast, I'm interviewing my good friend and mom of 9, Karrie on her tips and tricks for saving money on groceries.

Here is today's interview segment with Karrie…

This week on the Retirement Quick Tips Podcast, I'm interviewing my good friend and mom of 9, Karrie on her tips and tricks for saving money on groceries.

Here is today's interview segment with Karrie…

This week on the Retirement Quick Tips Podcast, I'm interviewing my good friend and mom of 9, Karrie on her tips and tricks for saving money on groceries.

Here is today's interview segment with Karrie…