Retirement Roundtable

What if hidden fees are quietly draining your retirement? This episode with John Scallan explores how investment costs can compound over time and why many investors overlook them. It also breaks down income gaps in retirement and how tools like annuities may fit into a broader plan.

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Is waiting on the sidelines really a safe retirement move? John Scallan wraps up his myths-and-misconceptions series by tackling assumptions about taxes, healthcare costs, 401(k)s, and timing decisions. The discussion highlights how hesitation, headlines, and outdated beliefs can influence retirement outcomes, emphasizing the role of planning across multiple scenarios.

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Is Social Security running out? Will spending automatically drop in retirement? John Scallan tackles widely shared retirement myths, explaining why fear-based decisions can reshape income and lifestyle. The episode breaks retirement into phases and looks at why planning for uncertainty often matters more than following rigid rules.

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Starting late doesn’t mean starting over—but it changes the conversation. John Scallan discusses what happens when people get serious about retirement later in life, how stress testing uncovers blind spots, and why healthcare costs rarely get enough attention. Realistic planning, flexibility, and long-term care considerations shape much of the discussion.

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Big headlines often lead to bigger financial mistakes. This episode with John Scallan focuses on how reacting to market noise—especially during geopolitical events—can derail well-constructed plans. The discussion emphasizes discipline, preparedness, and understanding time horizons instead of reacting emotionally. It’s a reminder that short-term chaos doesn’t automatically mean long-term damage.

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What if retirement planning followed the rules of baseball instead of chasing home runs? This episode with John Scallan uses America’s pastime to explain why consistency matters more than big swings as retirement approaches. Through relatable examples, the discussion shows how income, conservative growth, and disciplined risk management help protect savings when paychecks stop. The conversation also walks through what to expect in a first retirement meeting and why clarity—not complexity—builds confidence before and after retirement.

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Is your retirement money really yours? This episode with John Scallan explores taxes, required distributions, and how rules shape retirement income. Using timely examples, the discussion focuses on control, tax exposure, and how planning decisions affect what families ultimately keep.

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Freedom sounds great—until loneliness and financial isolation quietly reshape retirement decisions. This episode with John Scallan explores the growing rise of solo retirees and the hidden risks that come with independence. Using recent AARP data, the conversation digs into how living alone impacts income planning, healthcare costs, decision-making, and long-term security. The discussion highlights why going it alone financially can create blind spots—and how structure, accountability, and professional guidance can help solo retirees protect both their independence and their future.

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What changes when your paycheck stops but life keeps going? This episode with John Scallan breaks down why retirement investing requires a different mindset than accumulation years, especially during market volatility and geopolitical uncertainty. The discussion covers income protection, risk management, and stress-testing a plan for inflation and unexpected events—shifting the focus from hope to preparation.

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Retirement myths persist because they feel safe—even when they’re wrong. This discussion with John Scallan explores assumptions around Social Security, working longer, and spending patterns, while highlighting how small misunderstandings compound into big planning gaps. The conversation emphasizes replacing belief-based decisions with informed tradeoffs.

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