Retirement Today

Listen to Michael D. Reese, CFP® dive into the five questions every retiree must answer to ensure you are prepared for your dream retirement. Michael will delve into each question and give you a few quick tips to make sure that you are on track. So sit back, relax, and listen to the Retirement Revolution.

1. Where is your income coming from?

2. What is your risk exposure? How much could you lose if the markets go south?

3. How am I going to keep more money in my pocket and give less to the IRS? How will I manage my taxes?

4. What are you going to do about potential healthcare expenses?

5. Who will receive your assets after you are gone and how?

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Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier.  This show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. Centennial Advisors, LLC is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Centennial Advisors, LLC.

Today, people are not saving enough for retirement. Therefore, the government has made it easier for businesses to offer retirement plans to their employees. Michael D. Reese, CFP® will discuss the elimination of the stretch provision for beneficiaries and why it might matter to you. So sit back, relax, and listen to the Retirement Revolution.   CONNECT WITH MICHAEL D. REESE, CFP®

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Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier.  This show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. Centennial Advisors, LLC is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Centennial Advisors, LLC.

Fiduciary Advisors versus Suitability Advisors - how do you know which type of advisor you work with currently?  And why is it important that you know the difference between the two types? Michael D. Reese, CFP® will share a story about Lou vs Nancy to show you the differences. He will also discuss the different advantages and disadvantages of using banks, insurance companies and market based strategies when it comes to your dream retirement. Finally, Michael will share where you can get the best advice when it comes to your retirement planning. So sit back, relax, and listen to the Retirement Revolution.   CONNECT WITH MICHAEL D. REESE, CFP®

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Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier.  This show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. Centennial Advisors, LLC is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Centennial Advisors, LLC.

Listen to Michael D. Reese, CFP® talk about the differences between a financial advisor and a retirement advisor. One of the questions that most retirees ask (and some of you may be asking) is “Do I have enough to retire?” A financial advisor is trained to focus on growth and accumulation during the first part of your life. A retirement advisor will focus on preserving what you’ve built, generating income streams, tax planning and more. Retirement is a fundamental shift in your life. Therefore, you need to make sure the strategies and tools you use in your retirement plans will support your goals and dreams. So sit back, relax, and listen to the Retirement Revolution.

 CONNECT WITH MICHAEL D. REESE, CFP®

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Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier.  This show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. Centennial Advisors, LLC is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Centennial Advisors, LLC.

Listen to Michael D. Reese, CFP® talk about investing. Investing is simply the process of laying money out now with the hope that you will get more money in the future. How much can you invest? Michael will share the rule of 100 and how you can use it in your retirement. So sit back, relax, and listen to the Retirement Revolution.

 CONNECT WITH MICHAEL D. REESE, CFP®

Facebook // Twitter // Instagram // YouTube // Website

 

Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier. 

 

This show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation.

 

Centennial Advisors, LLC is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Centennial Advisors, LLC.

Listen to Michael D. Reese, CFP® discuss how your retirement plans can effect your taxation during retirement. What is the worst tax liability you have? Many of you will be surprised by this answer. Michael shares a story about Steve and a common mistake that he made (and some of you may be making) when it comes to his IRA. You will also hear 5 areas where  your retirement plans will be taxed.So sit back, relax, and listen to the Retirement Revolution.

 CONNECT WITH MICHAEL D. REESE, CFP®

Facebook // Twitter // Instagram // YouTube // Website

 

Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier. 

 

This show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation.

 

Centennial Advisors, LLC is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Centennial Advisors, LLC.

Certified Financial Planner, Michael D. Reese shares his insights on the five retirement realities. If you are considering retiring in the near future this is a podcast you need to hear! From constantly having money on your mind to the transitions you go through in retirement, Michael will cover all the bases that you need to know. So sit back, relax, and listen to the Retirement Revolution.

 

 

 CONNECT WITH MICHAEL D. REESE, CFP®.

Facebook // Twitter // Instagram // LinkedIn // YouTube // Website

Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier. 

This show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation.

Centennial Advisors, LLC is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Centennial Advisors, LLC.

CFP, Michael D. Reese discusses a common mistake that his parents made (and that some of you may be currently making) that almost costed them their retirement dream. After only a few short years of being retired, a market crash and the balanced portfolio fallacy, Michael’s parents almost lost half of their portfolio. For many people in America retirement is 20-30 years of unemployment. Michael D. Reese shares how this experience lead him to realize when it comes to retirement financial industries as a whole are failing American families. Listen to Michael come up with an answer that will work regardless of what the markets do.  So sit back, relax, and listen to the Retirement Revolution.

 

 CONNECT WITH MICHAEL D. REESE, CFP®.

Facebook // Twitter // Instagram // LinkedIn // YouTube // Website

 

Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier. 

This show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation.

Centennial Advisors, LLC is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Centennial Advisors, LLC.

Listen to Certified Financial Planner Michael D. Reese discuss the value of getting a second opinion. The financial industry is about growth and accumulation, not preservation. You grew the pot but when you are retired that is not the game plan anymore. The game is about protecting what you earned, generating income and still growing it at the same time. Listen to Michael share a story about Shirley and how a second opinion helped her achieve her financial dreams. Michael will also discuss how retirement is a fundamental shift in your lifestyle and some things to keep an eye out for. So sit back, relax, and listen to the Retirement Revolution.

 CONNECT WITH MICHAEL D. REESE, CFP®.

Facebook // Twitter // Instagram // LinkedIn // YouTube // Website

Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier. 

This show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation.

Centennial Advisors, LLC is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Centennial Advisors, LLC.