Contrary to what we're often told, our product is not the plan. A retirement plan does include investments but the comprehensive customized plan incorporates a lot of other moving parts. In this never heard before podcast, Loren and Molly will be discussing the junk drawer of investments and the best way to organize them. 

Retirement can be scary for some. With so many unknowns and unpredictable aspects, it's understandable you can feel scared at times. In this episode of Retiring Today, we breakdown some of the most common scares that may haunt people and how you can fight back with a retirement plan to help you achieve the retirement of your dreams.

They say hindsight is 2020. But who could have told us 2020 would play out like this? How could the outcome of the 2020 presidential election affect you and your retirement vision? Find out in this special episode of Retiring Today!

Whether you are a Trump supporter, Biden supporter, undecided or not interested in casting a vote, both candidates have plans for taxes, health care and Social Security that could impact your retirement. In this special edition of Retiring Today, we breakdown each candidate's plan and how your retirement could be affected by this election. 

Market hate uncertainty. Election years always bring some uncertainty to the table as candidates from different viewpoints campaign and discuss potential policy changes. There's even MORE uncertainty with 2020 - elections, COVID and the consequent economic fallout, employment and education unknowns and whatever else 2020 wants to throw at us. In this episode of Retiring Today, Retirement Income Certified Professional®, Abby Huntrods, joins us in the podcast booth to talk how politics can play a big role in your retirement. 

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Health care is a HUGE part of the overall retirement planning equation. From electing the Medicare options that are right for you to when is the best time to elect Medicare, there are a lot of questions that can come up. In this episode of Retiring Today, we uncover some of the mysteries, misconceptions and common questions about Medicare and supplemental plans with the Director of Medicare at Merkle Retirement Planning, AnnaMarie Morrow. 

Most people think of tax season as January through April but as the end of the year draws near the window of opportunity for tax planning in 2020 is closing. When it comes to retirement, taxes are one of the biggest wealth eroding factors but if you implement a proactive tax plan you can control some of that future tax risk. During your working years there's much less you can do to control/limit your tax liability from year to year. When we talk about implementing a tax plan, we're focused on how to be most tax-efficient over your lifetime rather than saving the most tax today which historically has been the most common school of thought. In this episode of Retiring Today, we're going to be talking about some strategies to consider and information to gather prior to the December 31st deadline.

What would you do if you won the lottery tomorrow? How would your life change? It may seem glamorous to win the lottery or dream of a giant lump sum of money but the reality is, people who win the lottery are typically not accustomed to handling large sums of money given to them immediately and a whole host of problems can arise. The same logic can apply to those people who inherit large sums of money from friends or family members. In this episode of Retiring Today, we will cover how to keep your loved ones from Sudden Wealth Syndrome. 

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The old rule of thumb used to be that you needed $1 million to retire. Now, there are many in the industry who think you need $3 million to retire. If you didn't start planning for your retirement in your 20's or 30's, you are looking at $3,720 to $8,493 a month that you need to aside for retirement. In this episode of Retiring Today, Abby Huntrods and Chawn Honkomp explore the idea of how much you need to save for retirement and if $3 million is really the new $1 million. 

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We often say retirement has changed over the years - today's retirees don't experience retirement the same way that Americans in retirement did in 1950. WWII had ended, the economy was booming and the baby boomer generation was born. Now, many of those people born during the 1950s are getting ready to retire or have already retired. In this episode of Retiring Today, we discuss how much retirement has changed between then and now.