Retiring Today

A powerful savings vehicle is the superhero of this episode of Retiring Today. The HSA is a superhero due to its health care benefits and tax savings. Director of Health Care, AnnaMarie Morrow, joins Loren Merkle, Molly Nelson, and Richelle Smith in the Retiring Today Podcast booth to discuss this powerful superhero.

Many come into retirement with an employer plan such as a 401(k), 403(b), 401(a), 457, ESOP Plan, Pensions, and even SEP IRA or Simple IRAs. These plans are some of the easiest to set up and contribute to during your work years. But what about in retirement? In today's episode of Retiring Today, we will discuss different employer plans and how to utilize them in retirement. 

Show Notes:

There is a big difference between an accumulation adviser and a retirement planner. Many often use one or the other but you can really make the most of things by using both in your lifetime. In today's episode of Retiring Today, Merkle Retirement Planning's Investment Adviser Representative, Chawn Honkomp, joins the team to discuss the difference between an accumulation adviser and a retirement planning and when to make the most of these services in your lifetime. 

We have defiantly seen a volatile market over the last few months and have officially ended a Bear market. Now Bear markets are normal, especially given the overall history of the stock market. But buy entering this new phase fo the market, it might have you wondering when is the right time to buy and when is the right time to sell. In this week's episode of Retiring Today, we evaluate your next market move and how you can prepare for the future periods of market volatility. 

Introducing our Superhero Series! First superhero we are going to cover is the POWER of the Roth. Roth IRAs provide more of a benefit than ever before in today's "taxes are on sale" environment. Tax-Free money is always a good thing. Join us for a fun filled episode of Retiring Today!

In the last three months of 2020, we have seen some of the most volatile market days insect 1929. Monday, March 9th and Monday, March 16th were some of the worst trading days in history with some of the largest drops ever. While some investors are used to volatility, this type of extreme volatility is unprecedented and something many have never seen in their lifetime. Pre-Retirees and Retirees are concerned and they have every right to be given the current circumstances. In this episode of Retiring Today, we are going to discuss market volatility and recession strategies - the dos and don'ts. 

2020 has proved to be a game changer. Plans are not going the way many people had hoped or ever predicted. In this episode of Retiring Today, we discuss the risks associated with retirement and how you can manage those risks within your retirement plan.

As millions of Americans wait on their stimulus payments, scammers are looking to take advantage. In this episode of Retiring Today, Julie Wagner - Compliance Officer at Merkle Retirement Planning, joins us to talk about these scams and how you can protect yourself. 

Last Monday, stocks fell sharply with the Dow suffering its worst day since the "Black Monday" market crash in 1987 and its third-worst day ever. This was even after the Federal Reserve embarked on a massive monetary stimulus campaign to curb slower economic growth amid the coronavirus outbreak. On this episode of Retiring Today, Chawn Honkomp joins Loren, Molly, and Richelle to discuss why this time is different from 2008 and what steps you can take to protect your financial future. 

What a week it has been for market volatility. Just Monday, the S&P 500 plummeted 7% at the open, tripping circuit breakers that briefly halted trading at the New York Stock Exchange. Plus global oil markets plunged after the implosion of an alliance between OPEC and Russia caused the worst one-day crash in crude prices in nearly 30 years. Then Thursday, a level-one circuit breaker was triggered yet again minutes into the opening bell after the S&P 500 dropped 7%. 

In this episode of Retiring Today, Loren Merkle breaks down what a Bear Market is, what you should be considering and why he doesn't see a recession is in the books for 2020.