Retiring With Enough

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In reality, being overfunded considers two very diverse concepts:                                                 *Having more money than needed for normal living expenses.                                                        *Spending fewer dollars than are available.

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Join me as I interview Kevin Sebesta, CRPC™. Besides being one of the youngest retirees I know, Kevin is also one of the most unique. 

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Logical Fallacies occur many ways. They are sometimes used against investors, and can cost investors lost time and money.

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Retirement Coach Kevin Lyles joins me in a long form discussion about Retirement Spending where Kevin and I duke it out about the pros and cons of his Safety First approach vs my Total Return approach.

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The four most dangerous words in investing are: “This time it’s different” -Sir John Templeton          

 “There is nothing new except what is forgotten.” -Rose Bertin   

                                                                                                                                                                   Will this time be different?  

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“Retirement is a blank sheet of paper. It is a chance to redesign your life into something new and different.” -Patrick Foley. 

Ten years ago, at age 62, I sold my dental practice and moved to a different location within the same state. What fueled my decision?  Six months ago, my wife and I relocated to a different home within the same city. Why?                      

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This podcast provides the opportunity to reevaluate  thoughts about ENOUGH and personal happiness. Money doesn’t buy happiness. Everyone needs a certain amount of income for basic needs, and a little extra for fun things, but additional income does not appreciably increase happiness.

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“Sex doesn’t disappear, it just changes forms.” -Erica Jong. 

Retirement is usually associated with quitting the work or profession you’ve engaged in for most of your life. Retirement doesn’t mean that you retire from relationships and intimacy.

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Join me as I interview Dave Steward, a retirement All Star in all aspects. Dave talks about his early retirement at age 53, and what’s occurred since his retirement approximately six years ago.

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“Knowledge is knowing that a tomato is a fruit. Wisdom is knowing not to put it in a fruit salad.” – Unknown 

 Faced with declining abilities, many people attempt to unsuccessfully continue using Fluid Intelligence instead of embracing Crystallized Intelligence. They become the whining dog!               

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