We are on a collision course with a global restructuring — do the countries of this world and those who lead them have the guts to actually do it?

To find answers, we called Josh Rosner. Josh is Managing Director at independent research consultancy firm Graham Fisher & Company, where he advises regulators and investors on housing and mortgage financial issues. Previously he was the Managing Director of financial services research for Medley Global Advisors and was an Executive Vice President at CIBC World Markets.