Risk Raiders

🚨 THE RISK RAIDERS ARE TWO YEARS OLD. 🚨

Football season is back, the Guns are Up, Brent is turning 65, and somewhere there is probably a Medicare card waiting to make an appearance.

In this anniversary special, Jeff and Brent celebrate two years of Risk Raiders, 67 episodes of learning as they go, Brent’s 65th birthday, and 40 years of marriage. Then it is all Red Raider football: tailgates, Raider Alley, Friday-night games at the Jones, the Masked Rider, West Texas heat, college football chaos, and why every fan base loses its mind after one loss.

They also remember the early bedroom-studio days, explain what makes a real Santa Claus, and pay tribute to the unmatched weirdness and wisdom of Mike Leach.

• Risk Raiders turns two
• Brent turns 65—and allegedly has proof
• Forty years of marriage deserves a medal
• Red Raider football is back
• Tailgate strategy and Raider Alley plans
• The Masked Rider needs more screen time
• Mike Leach, Spike Dykes, and college football characters
• Why injuries and social media can wreck a season
• West Texas football heat: hydrate or regret it
• The real Santa Claus boot test

Subscribe for more insurance, risk, football, West Texas nonsense, and conversations that probably should have had an adult in the room.

#RiskRaiders #RedRaiderFootball #TexasTech #WreckEm #GunsUp #CollegeFootball #TexasTechFootball #FootballSeason #TailgateSeason #WestTexas

⚠️ Disclaimer:  

Risk Raiders is an independent podcast and is not affiliated with, endorsed by, or sponsored by Texas Tech University. All products, services, brands, or businesses mentioned on the show are for entertainment and conversational purposes only. A mention does not imply endorsement, recommendation, or sponsorship — by us of them, or by them of us. Paid sponsorships and partnerships will always be clearly disclosed. Finally, this show is entertainment and industry perspective only, nothing on this show should be considered insurance, legal, financial, or professional advice. Always consult a licensed professional for guidance on your specific situation. 

© 2026 Risk Raiders LLC. You’re welcome to share this episode by linking to or embedding the original video. Downloading, re‑uploading, or editing this content without written permission is prohibited. 

“Risk Raiders is an independent production and is not sponsored by, endorsed by, or officially affiliated with Texas Tech University or any of its colleges, departments, or programs. Any references to Texas Tech University are for identification and discussion purposes only.”

Hurricane season is here and Jeff and Brent have questions. Mainly: is the National Hurricane Center naming these storms after family members they don't like? Aunt Georgia, we're looking at you.

Brent — who lives smack in the flood epicenter of Houston — breaks down what your agent isn't telling you about flood insurance, why FEMA policies take forever but always pay, and why an expensive flood quote is not a reason to skip it. It's the reason to buy it.

Then Jeff takes us through the life cycle of Hurricane Kevin — a man going through it. Weighted blanket, tribal tattoo, texting his exes at 2 AM. You've met this guy.

Plus: the Flappy Windbreaker Awards, why every insurance agent forgets to buy their own policies, and one shovel story that will make you go check your gutters right now.

Guns up. Buy the damn flood insurance.

—
Risk Raiders is Jeff Shropshire and Brent Borgstedte. 70+ years of risk management, zero interest in being boring.

🎧 Listen on Apple, Spotify, YouTube — wherever you get your podcasts.
📩 Got a storm name suggestion? A family member you want retired? Send it to us.
🤠 Follow along: [socials / website]

Timestamps

• 00:00 - Guns up, football's back
• 00:52 - Today's forecast: flood insurance 01:53 - The hurricane naming conspiracy
• 03:27 - Every Karen just went into witness protection 04:00 - The Marcus Aurelius hurricane theory
• 04:41 - Why "it's never flooded here" means nothing
• 07:29 - FEMA vs. private flood, explained
• 08:32 - The expensive quote is the whole point
• 09:40 - The Flappy Windbreaker Awards
• 11:33 - Trim your trees, clear your drains
• 12:36 - Brent's shovel story (during Harvey)
• 13:10 - Why insurance agents are the worst clients
• 13:58 - The 5 Stages of Hurricane Kevin
• 18:25 - Kevin's a remnant low now 18:47 - Guns up, we'll see you next week

⚠️ Disclaimer:  

Risk Raiders is an independent podcast and is not affiliated with, endorsed by, or sponsored by Texas Tech University. All products, services, brands, or businesses mentioned on the show are for entertainment and conversational purposes only. A mention does not imply endorsement, recommendation, or sponsorship — by us of them, or by them of us. Paid sponsorships and partnerships will always be clearly disclosed. Finally, this show is entertainment and industry perspective only, nothing on this show should be considered insurance, legal, financial, or professional advice. Always consult a licensed professional for guidance on your specific situation. 

© 2026 Risk Raiders LLC. You’re welcome to share this episode by linking to or embedding the original video. Downloading, re‑uploading, or editing this content without written permission is prohibited. 

#RiskRaiders #FloodInsurance #HurricaneSeason #InsurancePodcast #GunsUp #TexasTech #RedRaiders #Podcast #HurricanePrep #InsuranceExplained #SmallBusiness #Homeowners #FEMA #TexasWeather #Comedy

A weekend trip to a big-box store may look harmless—until you hit the parking lot.

In this episode of Risk Raiders, Jeff Shropshire and Brent Borgstedte break down the real risks of Saturday shopping: chaotic parking lots, oversized carts with bad wheels, shoppers with no aisle etiquette, impulse buys, and the mysterious “assumption shopper” who steals Brent’s cart after he does all the hard work.

The Risk Raiders takeaway: go in with a plan, know your route, avoid the shiny objects, and make sure you leave with the cart you started with.

In this episode:

• Why weekend big-box parking lots create instant stress
• Cart collisions, aisle traffic, and “bascalation control”
• The rise of the assumption shopper
• Why buying in bulk is risky when you have never tried the product
• How stores lead shoppers off their intended path
• A simple risk-management plan for surviving Saturday shopping

Subscribe to Risk Raiders for smart, funny conversations about the risks we all take—in business and everyday life.

Question for the comments: What is the craziest thing you have seen at a big-box store on a Saturday?

#RiskRaiders #Costco #BigBoxStore #WeekendShopping #RiskManagement #Insurance #ShoppingFails #CostcoProblems #ParkingLotChaos #ImpulseBuying #RetailTherapy

⚠️ Disclaimer:  

Risk Raiders is an independent podcast and is not affiliated with, endorsed by, or sponsored by Texas Tech University. All products, services, brands, or businesses mentioned on the show are for entertainment and conversational purposes only. A mention does not imply endorsement, recommendation, or sponsorship — by us of them, or by them of us. Paid sponsorships and partnerships will always be clearly disclosed. Finally, this show is entertainment and industry perspective only, nothing on this show should be considered insurance, legal, financial, or professional advice. Always consult a licensed professional for guidance on your specific situation. 

© 2026 Risk Raiders LLC. You’re welcome to share this episode by linking to or embedding the original video. Downloading, re‑uploading, or editing this content without written permission is prohibited. 

Brent goes to Las Vegas for a medical conference and comes back with a full-on Risk Raiders field report.

There was The Sphere. There was a cab ride headed in the wrong direction. There was a steakhouse in a casino basement that felt a little too much like a mob movie. And apparently, every indoor smoker in America has relocated to Las Vegas.

Jeff and Brent break down the real risks of Vegas: sketchy transportation, 111-degree pool parties, smoke-filled casinos, questionable public-bathroom footwear, people-watching, slot machines, and why a man carrying silver dollars is apparently known as “Jingle Pants.”

If you’ve got a Vegas survival tip, restaurant recommendation, or a story that belongs on Risk Raiders, put it in the comments.

Subscribe to Risk Raiders for real conversations about risk, work, travel, family, business, and the chaos people encounter along the way.

⚠️ Disclaimer:  

Risk Raiders is an independent podcast and is not affiliated with, endorsed by, or sponsored by Texas Tech University. All products, services, brands, or businesses mentioned on the show are for entertainment and conversational purposes only. A mention does not imply endorsement, recommendation, or sponsorship — by us of them, or by them of us. Paid sponsorships and partnerships will always be clearly disclosed. Finally, this show is entertainment and industry perspective only, nothing on this show should be considered insurance, legal, financial, or professional advice. Always consult a licensed professional for guidance on your specific situation. 

© 2026 Risk Raiders LLC. You’re welcome to share this episode by linking to or embedding the original video. Downloading, re‑uploading, or editing this content without written permission is prohibited. 

#RiskRaiders #LasVegas #VegasTrip #TravelStories #TravelSafety #TheSphere #VegasFood #Podcast #ComedyPodcast #TexasTech #GunsUp

Ever wonder what really happens when the cameras are rolling—or when we probably should have stopped recording?

Going behind the scenes with Risk Raiders is a risk all its own. One minute, we’re discussing tattoo origins. The next, we’re revisiting Diaper Genie smells, the harsh realities of retirement, and why some ideas may already be dead if they end in a closed circle.

It is not always polished. It is definitely not roses and peaches. But somewhere between the questionable conversations and the unexpected detours, we usually find a real idea worth thinking about.

Take the risk. Go behind the scenes.

⚠️ Disclaimer:  

Risk Raiders is an independent podcast and is not affiliated with, endorsed by, or sponsored by Texas Tech University. All products, services, brands, or businesses mentioned on the show are for entertainment and conversational purposes only. A mention does not imply endorsement, recommendation, or sponsorship — by us of them, or by them of us. Paid sponsorships and partnerships will always be clearly disclosed. Finally, this show is entertainment and industry perspective only, nothing on this show should be considered insurance, legal, financial, or professional advice. Always consult a licensed professional for guidance on your specific situation. 

© 2026 Risk Raiders LLC. You’re welcome to share this episode by linking to or embedding the original video. Downloading, re‑uploading, or editing this content without written permission is prohibited. 

#RiskRaiders #BehindTheScenes #TakeTheRisk #RiskyBusiness #PodcastLife #BusinessHumor #Innovation #ClosedCircle #AI #Insurance

Sending your kid off to college in the next few weeks? Before you write another check or sign another form, there are 5 conversations you probably haven't had — and every one of them could save your family from a very bad phone call in October.

Jeff and Brent break down what really happens when your kid moves into a dorm, an apartment, or a rental house. The stuff nobody warns you about: the paperwork trap the apartment complex hands you, the transportation talk that can literally save your kid's life, the electric scooter loophole that could put your assets on the line, and the credit card scams waiting for freshmen the second they walk on campus.

Plus: why $100/month in Uber charges is actually a WIN, the roommate scenario every parent should game-plan for, and the three most important rules of college — go to class, go to class, go to class.

Forward this to every parent, freshman, and young professional you know. This is the talk nobody's having until it's too late.

⏱ CHAPTERS
00:00 — Welcome to Risk Raiders
00:38 — Back to school season is here
01:52 — Disclaimer (entertainment + info only)
02:31 — The coverage gap most parents don't know exists
03:52 — DON'T sign the apartment complex's policy
05:32 — Take inventory: laptops, gaming PCs, phones, jewelry
06:55 — Take LESS stuff, not more (especially freshman year)
08:24 — How to actually protect the expensive stuff
09:28 — The exposure nobody thinks about
10:36 — You're an adult now: the law sees YOU
11:10 — When your roommate throws a party without you
12:07 — Libel, slander & wrongful arrest — yes, really
13:22 — TRANSPORTATION: don't drive anyone else's car
14:57 — Why $100/month in Uber charges is a WIN
15:50 — The car conversation every parent needs to have
16:48 — Uber as an "escape vehicle" from a bad night
18:29 — SCOOTERS: the coverage trap nobody talks about
21:07 — The question to ask on your campus tour
21:48 — Dads, listen up before the next tailgate
23:43 — Password apps, credit cards & the campus scam trap
25:04 — Best time of your life — enjoy it
25:26 — Pass interference on the porta potty
26:18 — Go to class. Go to class. Go to class.

🎧 Listen on Spotify, Apple Podcasts, and wherever you get your podcasts

📩 Questions? Call your agent (seriously, that's the whole point)

⚠️ Disclaimer:  

Risk Raiders is an independent podcast and is not affiliated with, endorsed by, or sponsored by Texas Tech University. All products, services, brands, or businesses mentioned on the show are for entertainment and conversational purposes only. A mention does not imply endorsement, recommendation, or sponsorship — by us of them, or by them of us. Paid sponsorships and partnerships will always be clearly disclosed. Finally, this show is entertainment and industry perspective only, nothing on this show should be considered insurance, legal, financial, or professional advice. Always consult a licensed professional for guidance on your specific situation. 

© 2026 Risk Raiders LLC. You’re welcome to share this episode by linking to or embedding the original video. Downloading, re‑uploading, or editing this content without written permission is prohibited. 

#RiskRaiders #BackToSchool #BackToCollege #CollegeParents #MoveInDay #FreshmanYear #CollegeAdvice #DormLife #CollegeLife #EmptyNester #ParentingCollegeKids #ApartmentLiving #RentersInsurance #InsuranceTips #PersonalFinance #RiskManagement #CollegeSurvivalGuide #TexasTech #GunsUp #Uber #ElectricScooters #CampusSafety #CollegeMoveIn #ParentingTeens #StudentLife

National Tequila Day, football season on the horizon, and tailgates turning into full‑blown events—Jeff and Brent break down how tequila, tailgates, and event liability collide. In this Risk Raiders episode, they explain why “just a little party” with flyers, DJs, bartenders, and a few hundred of your closest friends is actually an event with real risk attached.

You’ll hear why today’s low homeowner liability limits (think $25K–$100K) are a ding‑dong move, and how event liability, liquor liability, personal injury endorsements, and umbrellas work together so you don’t lose your house over a margarita. They walk through scenarios at home, restaurants, weddings, rehearsal dinners, corporate happy hours, and wild parking‑lot tailgates with minors drifting through the crowd and no one checking IDs.

This episode is entertainment, not legal advice—but it’s a loud wake‑up call to pull out your policies, sit down with your agent, and get an event liability policy in place before the next big party or game day. From jalapeño margaritas to gasoline‑powered blenders and Risk Raider wristbands for “approved” tailgates, it’s classic Risk Raiders: West Texas stories, Red Raider football, and practical risk talk wrapped in a fun matinee show.

Timestamps

00:00 – National Tequila Day & why we’re talking alcohol and events again

02:30 – “Little parties” that are actually events and cheap event liability policies

05:00 – Ding‑dong homeowner limits, personal injury, and umbrella coverage

08:00 – Weddings, restaurant events, and corporate happy hours: why event liability matters

10:00 – Tailgate risk 101: minors, parking lots, and inviting customers for shots

12:30 – Gas‑powered blender story and “a million ways” events go wrong

14:00 – Red Raider football, Risk Raider tailgate “inspections,” and final call to check

#riskraiders #tailgates #eventliability #football tailgate

⚠️ Disclaimer:  

Risk Raiders is an independent podcast and is not affiliated with, endorsed by, or sponsored by Texas Tech University. All products, services, brands, or businesses mentioned on the show are for entertainment and conversational purposes only. A mention does not imply endorsement, recommendation, or sponsorship — by us of them, or by them of us. Paid sponsorships and partnerships will always be clearly disclosed. Finally, nothing on this show should be considered insurance, legal, financial, or professional advice. Always consult a licensed professional for guidance on your specific situation. 

© 2026 Risk Raiders LLC. You’re welcome to share this episode by linking to or embedding the original video. Downloading, re‑uploading, or editing this content without written permission is prohibited. 

Two Risk Raiders walk into a packed insurance conference and find the person quietly running the whole show. Jeff and Brent sit down with event strategist Joan Sutton to unpack how a self‑described “control freak” designs multi‑day events that feel effortless for 400+ people.

Joan walks through her path from debate kid and yearbook editor to hotel sales, association work, and ultimately running large conferences, and why her need to control every detail is actually a superpower. She explains how themes start one to two years out, how she negotiates with hotels, and how she engineers room layouts, signage, and timing so real conversations and relationships happen on their own.

You’ll hear how she plans for chaos—fire alarms, weather, missing rooms, kitchen problems—and builds backup plans so attendees never feel the stress behind the scenes. From food strategy and late‑night bar hangs to floor decals and name tags, Joan shows how every choice shapes the experience and the brand.

If you run events, lead an insurance agency, run a business or just love seeing how big, complex things come together, this is a front‑row seat to an event planner’s playbook on turning chaos into control and control into unforgettable experiences.

#riskraiders #eventplanning #Conferencelife

⚠️ Disclaimer:  

Risk Raiders is an independent podcast and is not affiliated with, endorsed by, or sponsored by Texas Tech University. All products, services, brands, or businesses mentioned on the show are for entertainment and conversational purposes only. A mention does not imply endorsement, recommendation, or sponsorship — by us of them, or by them of us. Paid sponsorships and partnerships will always be clearly disclosed. Finally, nothing on this show should be considered insurance, legal, financial, or professional advice. Always consult a licensed professional for guidance on your specific situation. 

© 2026 Risk Raiders LLC. You’re welcome to share this episode by linking to or embedding the original video. Downloading, re‑uploading, or editing this content without written permission is prohibited. 

 “Risk Raiders is an independent production and is not sponsored by, endorsed by, or officially affiliated with Texas Tech University or any of its colleges, departments, or programs. Any references to Texas Tech University are for identification and discussion purposes only.” 

Jeff rolls in “a little crusty,” Brent declares it basically Festivus, and Risk Raiders officially enters Airing of Grievances mode. This time, we’re going after four pillars of everyday annoyance: gas tanks, tipping guilt, hotel towels, and turn signals.

From gas‑pump ads screaming at you while you’re just trying to fill the tank, to POS screens guilting you into 20–40% tips for handing you a soda, to hotel rooms that come with a mysterious number of towels and wash rags, nothing is safe.

Then we head onto the freeway, where Houston drivers treat turn signals like a sign of weakness and DPS officers somehow walk up to cars alone at night like absolute heroes.

Along the way, there are detours into FIFA fandom, Erling Haaland, pickleball bars that are really just bars, multi‑factor authentication nightmares, and whether insurance agents count as “professionals” or just glorified copier salesmen. It’s not CE credit—it’s cheaper than therapy

Timestamps

·        00:00 – Good morning Risk Raiders, Red Raiders, and “FIFA” fans

·        02:00 – Jeff’s “truth serum” day

·        05:00 – Dallas “vacation,” Rangers/Tigers, , and FIFA chaos

·        10:00 – Peak pickleball, “pickle bar” idea

·        15:00 – Gas tanks and gas‑pump ads screaming at you

·        20:00 – Tips and tipping guilt: POS screens

·        25:00 – Towels and wash rags: hotel towel math

·        30:00 – Paper cups vs Styrofoam, “environmental” debates

·        35:00 – Multi‑factor authentication: codes, apps

·        40:00 – Are insurance agents really “professionals”?

·        45:00 – Turn signals and Texas DPS: Houston freeway culture

·        50:00 – Feeder roads, Lubbock grid superiority

⚠️ Disclaimer:  

Risk Raiders is an independent podcast and is not affiliated with, endorsed by, or sponsored by Texas Tech University. All products, services, brands, or businesses mentioned on the show are for entertainment and conversational purposes only. A mention does not imply endorsement, recommendation, or sponsorship — by us of them, or by them of us. Paid sponsorships and partnerships will always be clearly disclosed. Finally, nothing on this show should be considered insurance, legal, financial, or professional advice. Always consult a licensed professional for guidance on your specific situation. 

 © 2026 Risk Raiders LLC. You’re welcome to share this episode by linking to or embedding the original video. Downloading, re‑uploading, or editing this content without written permission is prohibited

#riskraiders #airingofgrievances #gaspumprants #tippingculture

In this Independence Day bonus episode, Jeff Shropshire and Brent Borgstedte unpack how the Founding Fathers literally “burned the boats” and risked everything—land, money, families, even their lives—to chase independence. They connect that same mindset to the risks you face today in business, career moves, and family decisions, so you can take big swings without being reckless.

You’ll hear how wealthy landowners walked away from comfort for a purpose bigger than themselves, and how that spirit shows up now when entrepreneurs max out credit cards, borrow from family, and launch businesses with no guarantees. Jeff and Brent talk through career jumps, moving cities, dragging your family into a new chapter, and the difference between a purpose-driven leap and a “fart in the wind” idea that leaves you underwater.

Along the way, they dig into why you still need real people (not just algorithms and internet research) to tell you if you’re truly built for a certain risk, and why so many people near the end of life regret the chances they never took more than the risks that went wrong. If you’re feeling that pull to start something, change something, or finally “burn your own boats,” this episode is for you.

Timestamps:
00:00 – Intro: Why this is a Fourth of July bonus episode
01:00 – The risk of independence and what the Founders put on the line
03:00 – “Burn the boats” and committing with no backup plan
05:00 – From comfort to purpose-driven sacrifice
07:00 – Entrepreneurs burning their own boats
09:00 – Career jumps, moving cities, and family impact
11:00 – Purpose vs. “fart in the wind” ideas
13:00 – Why you still need real people, not just AI
15:00 – “You can afford it, but you can’t handle it”
18:00 – Starting a show and doing something new
20:00 – Regret, risk, and a risk-taking country

#BurnTheBoats
#RiskRaiders
#IndependenceDay
#FourthOfJuly
#FoundingFathers
#ModernRisk
#Entrepreneurship

⚠️ Disclaimer:
Risk Raiders is an independent podcast and is not affiliated with, endorsed by, or sponsored by Texas Tech University. All products, services, brands, or businesses mentioned on the show are for entertainment and conversational purposes only. A mention does not imply endorsement, recommendation, or sponsorship — by us of them, or by them of us. Paid sponsorships and partnerships will always be clearly disclosed. Finally, nothing on this show should be considered insurance, legal, financial, or professional advice. Always consult a licensed professional for guidance on your specific situation.

© 2026 Risk Raiders LLC. You’re welcome to share this episode by linking to or embedding the original video. Downloading, re‑uploading, or editing this content without written permission is prohibited.