Steve Rosenbloom and Mark Grote opened their show by reacting the news that Bears coach Matt Nagy will miss his team's game against the 49ers on Sunday as he remains in COVID-19 isolation. After that, BetMGM Tonight host Ryan Horvat joined the show to discuss what Nagy's absence means for the betting line. Also, who's most to blame for the Bears' struggles? Rosenbloom and Grote examined that question.