S A U N A I E

SEASON 5 EPISODE 20

Welcome Back Welcome Back Ladies & Gents. Our apologies on not putting out episodes last week, we had to take a well needed vacation and trust with this episode you'll be filled in on our Host XO's trip BUT FIRST...

We kick off the show with two Quotes of The Day, the 1st quote talks about "Not letting Doubt control your life," Life always has us questioning ourselves and our potential but with this quote it gives us the motivation to continue fighting against the doubt and fighting for our potential to be greater than who we are. 

2nd Quote: Being thankful and grateful for the little things in life, Life moves so fast that we sometimes forget to take the time to appreciate the little blessings like waking up in the morning. XO goes into detail about this quote and how it touched him.

Main Topic: ANTIGUA 

in this segment XO starts off with some history of Antigua like where it's located, and when it became an independent state within the Commonwealth of Nations. 

22,000 people live in the capital of St. Johns which is located in the Nothwest part of Antigua.

Hurricane Irma relocated all of the population of Barbuda to Antigua.

The island is reliant of tourism & the currency they use is the East Caribbean Dollar.

The major sport played on the island is Cricket & the most famous Cricket player Vivian RIchards.

XO discusses a lot more information about the island, what he loved, the food, the culture & what he did on his trip there. 

Let us know what you think of this episode on Apple Podcasts or even our website.

Thank You

-X

SEASON 5 EPISODE 18 

Have you been Saving Money? or Have you been spending the money? or Maybe you've been investing money? 

Well in this episode we discuss Ways To Save Money and some Tips on How To Save Money but first we kick off the episode with some insightful quotes of the day. The 1st Quote is about "Not Waiting For The Right Opportunity but Creating The Right Opportunity..." We all are waiting for some of opportunity for a level up, a career change, or love, but sometimes we shouldn't wait for something instead we should go out there and CREATE our own opportunity. 

2nd Quote: is about dong the difficult tasks first instead of procrastinating and pushing it off to the end of the day or even the next day. Sometimes we psych ourselves out by questioning if the opportunity is right for us but we should be focusing on creating the right opportunity.

NOW FOR THE MAIN EVENT

Tips on Saving Money

in this segment we talked about Ways To Save $$$ including reviewing your spending habits, Using your smartphone to find budget apps or money saving apps, Turning off your notifications on apps that want you to spend money, and putting a spending freeze on your spending habits. A lot of key information in this segment that'll be key to all of us. Enjoy and Leave a Review of what you think of this episode.

SEASON 5 EPISODE 17 

in this episode our host XO discusses What is an Emergency Fund? 

The show kicks off with 2 insightful Quotes, the first quote is about "Not resisting pain, allow it to be there..." When we are in pain the first thing we want is for the pain to go away but why don't we ever observe or analyze why we're in pain or embrace the pain that we're in. It's just trying to help us grow and teach us something but we don't ever get the chance to learn the lesson until it's over.

The 2nd Quote is discusses how we should talk more about what we're passionate about when around our friends & family instead of keeping it inside because we think what we're passionate about isn't worth hearing, but what we're passionate about can lead to a world of opportunities.

Now we jump into the Main Topics

1st Topic: What is an Emergency Fund?

in this segment XO starts off defining what an Emergency Fund is and Why we need it starting today. It's critical when it comes to Financial Literacy that we build an Emergency Fund and stay disciplined when it comes to investing and saving. This segment also details "Why You Should Start An Emergency, How To Start An Emergency Fund & Statistics about the Emergency Funds. Towards the end of this segment we talk about how much business owners should save.

2nd Topic: Steps to Building An Emergency Fund

in this segment XO details Steps to Building An Emergency Fund, the first step being Creating A Budget.

Creating a budget starts with you calculating all of your expenses over the past month and seeing where you can save/invest.

It's important to know where your money is going so that you can find saving opportunities. Without budgeting we won't be able to maximize our income so we end up living check to check digging ourselves into a hole. When creating a budget you see where you can cut expenses or increase your income.

the next step talks about Saving Automatically, using your budget to make your savings automatic by splitting a percentage of your direct deposit into your savings acct.

A lot of hidden gems in this segment especially when it comes to Financial Literacy and Building An Emergency Fund.

Thank you for reading. Leave a 5-Star review to let us know what you think of these emergency fund segments and if you're currently building your emergency fund or already have one. 

www.Saunaie.com to hear the latest episodes and leave a review or voicemail. 

SEASON 5 EPISODE 16 

in this episode of S A U N A I E podcast our host XO discusses "Why Financial Literacy Matters, & What Are IRAs?"

the intro of the episode we discuss how the Easter weekend was and how spending time with family is always needed no matter what journey you're on. Family keeps you grounded and brings memories & peace. Overall we had a great Easter weekend and we hope y'all did too.

After that XO elaborates on his quotes of the day, the 1st quote is about "how Touching the lives of others is one of the best things you can do in life." & the next quote talks about "Cutting People out of your life as well as People Cutting You out of their lives" 

We've all been Cut out of someone's life and felt like it wasn't necessary but we never observe why they cut us off not knowing it's a blessing in disguise and now for the MAIN EVENT.

1st Topic: Why Financial Literacy Matters

in this segment XO lays out some mind-blowing statistics about Financial Literacy like how majority of the American workforce are Millennials and how they have LOW financial literacy. Also how those with high Financial IQs are lacking fundamental financial concepts such as budgeting & saving. Tune in for more Financial Literacy Statistics & Facts.

2nd Topic: What Are IRAs?

in this segment XO discusses what IRA he's using and why he chose that IRA. There are multiple IRAs that we discovered in this segment and how they apply to us. XO uses a Roth IRA for many reasons and he elaborates on why he went this route. IRAs are needed for everyone especially since the Social Security Trust won't be around a decade from now. If you're wondering what IRA is And how it applies to you check out this segment.

Thank You for reading. Enjoy the show. Comment, Subscribe, & Share. Thank You

-XO

SEASON 5 EPISODE 14

in this episode XO starts the show with 2 Quotes of the day ,the first quote talks about "Success and what Winners do to achieve it," followed by the next quote discussing Being Observant of the Pain that we Endure in life, that it's all a lesson.

From the Quotes we jump into the heart of the episode which is the "March Recap," XO talks about how March went for the podcast. Starting wit the first episode of March which was "Let's Talk Mental Health" this episode was full of information about Life-Changing Habits, Childhood Trauma effecting Adulthood & Self-Care Routines. 

He also discussed his favorite shows of the month and least favorite show. Also detailing his reasons why he chose these episodes.

Then XO dives into his plans for the 2nd Quarter of 2021, Plans for April & Goals for April.

Thank you for reading. Enjoy the show

-XO

SEASON 5 EPISODE 12

In this episode of SaunaiE Podcast our host XO starts off the show talking about his week in San Diego, visiting the San Diego Zoo for the 1st time in 20 years & how the experience was different as an adult versus being a kid. He learned so much being at the Zoo, the different animals, & their environments/habitats. XO also visited some intriguing restaurants such as Crushed in San Diego which is a great brunch spot, they serve Ceviche, Jelly-Filled French Toast Sticks, incredible Mimosa Flights, & Chicken Chiliquilies. Everything from the service to the drinks was excellent, highly recommend this brunch spot for anyone visiting San Diego. 

He also visited King & Queen Cantina which is an urban Mexican food spot in San Diego with Tapas, Mouth-Watering Guacamole, & Refreshing Margaritas. They had everything set up perfectly for Outdoor/Indoor dining , socially distancing, & staff were masked up. 

Another breakfast spot that XO visited was Gaslamp Breakfast company which was founded 2019, the interior design of this restaurant was mind-blowing. They serve vegan friendly food as well. XO got the vegan omelette which was incredible but the highlight of breakfast was the Caramel Apple Mimosa, this Mimosa is a MUST-TRY. 

The last restaurant XO ate at was a Brazilian restaurant called "Fogo De Chao" in San Diego but they have several locations around California. This place was the cherry on top after a great trip away. The service was Phenomenal, The Food was Mouth-Watering servers came by serving different cooked meats, & great drinks were served. 

AND NOW

XO talks about his Quotes of the Day, 1 of being more Grateful about your life while striving in the life that you want. The 2nd Quote talks about Resentment and how resentment holds us back from progressing in life & relationships. 

1st Topic: Empowering Your Life

This topic hits home with the podcast because we're always talking about Mental Health and life empowerment is HUGE when it comes to Mental Health some examples that XO touched on were "Paying Yourself 1st, Investing, Having An Emergency Fund, Visualizing, Meditating, Creating A Life-Plan & A lot more dealing with Wealth, Mindset, Wisdom, & Leadership"

2nd Topic: Types of Toxic People 

This is another topic that hits home because we've all had Toxic people in our lives and didn't know how to classify them. So with this segment we covered a few that we've came across throughout our lives. Starting with the Conversational Narcissist, & ending with the JJ. You don't want to miss out on this segment, it's an eye opener to a lot of us.

SEASON 5 EPISODE 13

In this podcast episode XO starts off the show with two Quotes of The Day, the first quote is about Overnight Success & the second quote about Not letting Defeat, Keep You Defeated.

Then we get into the Main Topic of the show "Netflix Picks" (4 TV Shows, 4 Movies, & 4 Documentaries)

XO's 1st TV show pick is Ginny & Georgia, this show details a life of a Mom & Daughter trying to find their way in a new town but the daughter uncovers her moms secrets as the show progresses & they grow apart inside of growing closer. ( This is a Binge-Worthy Netflix Show)

2nd show: Is a Martial-Arts Show about a warrior & a boy tangle with Territorial Warlords & Their Highly Trained Killers. If you love action & MArtial Arts tune into this episode to hear which show he recommends. 

3rd Show: Is a show about 5 students at the largest public school in New York take on a chaotic world as they fight to find themselves, try to belong, succeed, survive, & seize their future. It reminds us of Degrassi with a New York twist.

4th Show: is on our watch-list it's called "The One" it's about a DNA researcher helps discover a way to find the perfect partner & creates a new matchmaking service. 

NEXT UP is NETFliX MOViE PICKS

1st Movie: A loyal cop is caught in the cross-hairs of Police Corruption & Warring Gangs and he has to protect his squad. (This is an Action movie & is Number 1 on our Watch-list.)

2nd Movie: A Once-Successful Businessman/Ex-Con fresh out of prison is forced to orchestrate a crime or risk his family. ( Another Action Movie & Number 2 on our watch-list. )

3rd Movie: In 1970's a struggling comedian hits it big with his rauchy alter-ego then risks it all to take his gig on the big screen. ( A Comedy film with a some musical scenes. )

4th Movie: When a couple is in the fast lane to splits-ville is involved in a murder, they take off on a wild race to find the killer & clear their names. ( Romantic-Comedy )

FOR SOME BONUS PICKS. TUNE INTO THIS EPISODE AND LET US KNOW WHAT YOU THINK.

SEASON 5 EPISODE 11

In this episode of SaunaiE Podcast XO starts off the episode with 2 quotes of the day, one talking about the history of Friendships and the quality of friendships, and the second quote discussing Delayed Gratification then XO jumps into the Topics of the Day.

1st Topic: Happy Chemicals & How to Stimulate Them

In this segment XO discusses the different Happiness Chemicals in our body from Endorphins, Oxytocins, To Dopamine and how to hack/stimulate. A few examples consist of Doing self-routines, Meditating, celebrating small wins, Sun Exposure, Exercising, Laughing & Playing with a dog. He elaborates more in this segment and how to utilize these chemicals to benefit you and your family.

2nd Topic: Time Wasters

In this segment XO talks about 12 of the Time Wasters, some are Trying to please Others, Doing Everything Alone, Not Living Your Life, Comparison, & Fear. So many more that he talked about, he related to, & how he overcame some of these time wasters. I know this will be key information to you and yours.

3rd Topic: How To Make Someone Feel Seen

 Have You Ever Felt Invisible? Or felt like you haven't been seen lately? Feeling like everything you've done has gone unseen or unnoticed . Trust us we've been there too and in this segment XO talks about the ways to make people feel seen from Listening Attentively, to Being Responsive, Showing Appreciation & Compassion & Ending with Apologizing if You Hurt Them. (I think this will help anyone dealing with loneliness, feeling empty inside, feeling neglecting, or just trying to help someone who's been feeling this way.)

We close out the show with the r e c a p & The Outro Quote involving failure & frustration.

Thank You for taking the time to read. Have A Great Day & Weekend. 

1Love

-XO