In this episode, Mark Beresford and Amine Saidi of Edgar, Dunn & Company talk with Erich Litch, General Manager of Payments Software, and Phil Bruno, Chief Strategy and Growth Officer at ACI Worldwide, about how banks can modernize legacy platforms without risking a full-scale overhaul. From convergence across payment rails to the growing role of orchestration, they explain why modernization is no longer optional for financial institutions.

They also explore how real-time payments are reshaping global markets—from Brazil’s Pix to India’s UPI—while open banking creates new opportunities for value-added services. Erich and Phil share how AI and emerging agentic AI are being used to fight fraud, streamline transactions, and automate back-office tasks, helping banks compete with fintechs on speed and customer experience.

Join us as we explore how modernization, AI, and new payment models are redefining financial services worldwide.

In this episode: 

Resources:

LinkedIn (Erich Litch): https://www.linkedin.com/in/erich-litch-500548 

LinkedIn (Philip Bruno): https://www.linkedin.com/in/phil-bruno 

Website: https://www.aciworldwide.com