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Too many of us start off on the wrong foot when it comes to building our credit. Whatever your credit is today, know that you can take steps towards a better credit score. In this episode, I share 5 ways to improve your credit score today:

1. Payment history
2. Credit utilization
3. Keeping your oldest credit cards
4. Using a secured credit card
5. Having a mix of credit types (mortgage, loans, car loans, mortgage types)
6. Being added as an authorized user on another card (Bonus)

My ultimate goal is to be in a position where I don't need credit. But until then, here's to improving but not obsessing over credit scores.

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