The Rich Immigrant

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And just like that, I've lived in Tokyo for a year! Pinch me! I remember saying goodbye to my friends and boarding that flight to Japan. There were tears and a bit of anxiety about the unknown. 

In this episode of the podcast, I share about:

• The Early Days
• A particularly low moment in the early days
• Some practices in the early days
• A God-moment in the first month
• What surprised me about Japan
• What I like and dont like
• A Great question on life in transit - in between
• Building Community so far
• Dealing with language, culture shock, language barrier, and social acceptance
• Cost of living/food etc
• One thing Ive struggled with and an event that upset me

Martin Buber said that every journet has secret destinations of which the traveler in unaware. I can't wait to see how the rest of my time here unfolds. 

Ganbatte!

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs to hear these conversations. Please join our community online at www.therichimmigrant.com or on Instagram at 'Therichimmigrant.'

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Friendships end. Or at the very least, they evolve. We have manuals on ending romantic relationships or even leaving our jobs. But how do we handle the end or an evolution of a friendship we thought would last forever?

In this episode of the podcast, I share about 4 instances where my friendships have ended or evolved, and the lessons I learned from each of those situations. I hope you'll check out this episode of the podcast.

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs to hear these conversations. Please join our community online at www.therichimmigrant.com or on Instagram at 'Therichimmigrant.'

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Not everyone has the luxury of a steady job and paycheck. Entrepreneurs and freelancers often have varying income from one month to the other. In this episode of the podcast, I share 5 tips on how to budget on an irregular income. I hope you'll check it out

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs to hear these conversations. Please join our community online at www.therichimmigrant.com or on Instagram at 'Therichimmigrant.'

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Early on in my financial journey I came across an article about financial milestones by age and I was completely discouraged by it. Why? Because based on my life circumstances, I was no where near the milestones for my age.  

Instead of looking at age based milestones, in this episode of the podcast, I focus on 5 financial milestones that actually matter regardless of your age. 

1. Living Below Your Means (& Investing Early and Often)
2. Having and honouring your financial boundaries
3. Becoming Financially Literate/Aware
4. Avoiding Lifestyle Creep When You Become A High Earner
5. Building Wealth and Making Money Conversations The Norm With Your Kids

Now, I think those milestones are good guidelines, but they are probably work for those who live a very check-the-box lifestyle with everything going to plan from birth! Unfortunately, this is not the story for most of us.  Now, over a decade later, while I didnt start out close to the milestone for my age, I'm on track to exceed the next financial milestone. 

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs to hear these conversations. Please join our community online at www.therichimmigrant.com or on Instagram at 'Therichimmigrant.'

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What if I told you that you didnt have to sell or soul or compromise on your values to navigate office politics? In this episode inspired by listener questions I cover:

• I share my views on whether you can rise without participating in office politics
• Remaining your authentic self while navigating office politics 
• The importance of being politically aware/intelligent
• A reminder that your work alone does not have a voice but you do
• Some rules of engagement when navigating office politics
• The importance of reframing how we think about office politics
• Understand when the right move is to leave

If you dont do politics, politics will do you!

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs to hear these conversations. Please join our community online at www.therichimmigrant.com or on Instagram at 'Therichimmigrant.'

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Hey Ya'll! 

I'm alive! I've been through it but I'm alive and well and crawling out of the spreadsheets into the light of Summer!

Frankly its been a tough two months leading up to last week atwork but we finished the project and finished WELL. But my goodness did I/we work harddttt! Yo, its not the same in your late 30s oh!

So we are back for the next four weeks, finishing this season of the podcast! Let's catch up! How've you been?

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs to hear these conversations. Please join our community online at www.therichimmigrant.com or on Instagram at 'Therichimmigrant.'

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The immigration process can be brutal and the journey can feel endless. In this episode of the podcast, I answer a listener question about the wait. We discuss
1. Being creative in doing things that build your spirit
2. Taking advantage of the digital world and easier ways to make a living
3. Honouring the process
4. Truly looking at all your options beyond your current location
5. Pray about it
6. Move with conviction

If you know me at all, you know that as an international student myself, I have a soft spot for the immigrant community. I am always rooting for us to win, big and small!!

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs to hear these conversations. Please join our community online at www.therichimmigrant.com or on Instagram at 'Therichimmigrant.'

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Friendship continues to be a recurring theme in my life and a recurring theme in listener desired topics. In this week's episode of the podcast, I tackle a listener question from December about navigating friendships where there is a wide income gap. This time, from the perspective of the higher earner. It is a delicate topic but thats why we need to talk about it. In this episode, we discuss:

1. How widening income gaps will likely always exist
2. Six tips to navigate friendshps with wide income and wealth gaps as the friend that makes more including
   1. Dealing with assumption that people kay have about your financial situation
   2. Being thoughtful about the activities you suggest
   3. Knowing your friends and acting accordingly
   4. Talking  about money - with tact
   5. Being generations without expecatipns or control
   6. Don't shrink

Part 2 is coming next week!

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs to hear these conversations. Please join our community online at www.therichimmigrant.com or on Instagram at 'Therichimmigrant.'

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Friendship continues to be a recurring theme in my life and a recurring theme in listener desired topics. In this week's episode of the podcast, I begin to answer a listener question from December about navigating friendships where there is a wide income gap. It is a delicate topic but thats why we need to talk about it. In this episode, we discuss:

1. The widening income gap I've observed recently and my experience making /having less
2. Results from a recent study by credit Karma
3. Six tips to navigate friendshps with wide income and wealth gaps as the friend that makes less including
   1. Honoring your own budget and financial boundaries
   2. Accepting generousity but not feeling entitled to it
   3. What to do about your feelings
   4. A reminder that your net worth is not your self worth
   5. Re-evaluating the friendship
   6. What signals might lie underneath the tension
   7. A reminder about agency and my hope for anyone  navigating this situation

Part 2 is coming next week!

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs to hear these conversations. Please join our community online at www.therichimmigrant.com or on Instagram at 'Therichimmigrant.'

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Last time I did a Q&A, this question from a listener came up and I decided to  take the time to answer in its own standalone episode.  Many immigrants make that initial mistake with our first credit cards and I just want to applaud this listener for asking. There's no shame here!!!

In this episode, I share about:

1. How credit scores work in the US and UK
2. The three credit bureaus and reporting agencies
3. What a good credit score is
4. Why credit scores matter
5. Ten ways to improve your credit score starting today

I also share an earlier episode Season 2 Episode 8 where I touch on similar topics. Please listen to both episodes. 

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs to hear these conversations. Please join our community online at www.therichimmigrant.com or on Instagram at 'Therichimmigrant.'