The Rich Immigrant

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Here we are in November! There are still some financial moves we should all consider making before the end of the year. I hope you check out this episode of the podcast! 

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs to hear these conversations. Please join our community online at www.therichimmigrant.com or on Instagram at 'Therichimmigrant.'

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 A few weeks ago while cleaning up my google drive I stumbled upon my 2014 finance google document which includes my budget, networth tracker and other things. So of course, I got curious and wow!

In this week's episode I decide to dive in together to look into:

1. What TIME in the market has done
2. What consistency has done
3. What has stayed the same and what has changed over time
4. Where lifestyle creep has crept in

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs to hear these conversations. Please join our community online at www.therichimmigrant.com or on Instagram at 'Therichimmigrant.'

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The way adulting works is that there's always an expense (known or unknown) around the corner. In this episode of the podcast, in response to a listener request, I break down HYSA or high yield savings accounts. I talk about:

1. When I opened my first high yield savings account 17 years ago
2. What a high yield savings account is and why these accounts are able to pay higher interest
3. What to look out for when deciding on a high yield savings account
4. Some of the top rated HYSAs in the USA
5. How I use my high yield savings accounts for different savings goals

Please listen and share this podcast!

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs to hear these conversations. Please join our community online at www.therichimmigrant.com or on Instagram at 'Therichimmigrant.'

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Working in Japan has been quite the discovery. In this episode of the podcast, I look back on my first year here and share the following:

• Interesting unique aspects of working in Japan
• Socializing at work
• A funny story that still makes me chuckle today
• Adjusting to a new team and team culture
• Work life balance
• How to indentify opportunities like this for someone interested

Thank you for listening and for being here! Next week, we get back to money!

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs to hear these conversations. Please join our community online at www.therichimmigrant.com or on Instagram at 'Therichimmigrant.'

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And just like that, I've lived in Tokyo for a year! Pinch me! I remember saying goodbye to my friends and boarding that flight to Japan. There were tears and a bit of anxiety about the unknown. 

In this episode of the podcast, I share about:

• The Early Days
• A particularly low moment in the early days
• Some practices in the early days
• A God-moment in the first month
• What surprised me about Japan
• What I like and dont like
• A Great question on life in transit - in between
• Building Community so far
• Dealing with language, culture shock, language barrier, and social acceptance
• Cost of living/food etc
• One thing Ive struggled with and an event that upset me

Martin Buber said that every journet has secret destinations of which the traveler in unaware. I can't wait to see how the rest of my time here unfolds. 

Ganbatte!

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs to hear these conversations. Please join our community online at www.therichimmigrant.com or on Instagram at 'Therichimmigrant.'

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Friendships end. Or at the very least, they evolve. We have manuals on ending romantic relationships or even leaving our jobs. But how do we handle the end or an evolution of a friendship we thought would last forever?

In this episode of the podcast, I share about 4 instances where my friendships have ended or evolved, and the lessons I learned from each of those situations. I hope you'll check out this episode of the podcast.

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs to hear these conversations. Please join our community online at www.therichimmigrant.com or on Instagram at 'Therichimmigrant.'

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Not everyone has the luxury of a steady job and paycheck. Entrepreneurs and freelancers often have varying income from one month to the other. In this episode of the podcast, I share 5 tips on how to budget on an irregular income. I hope you'll check it out

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs to hear these conversations. Please join our community online at www.therichimmigrant.com or on Instagram at 'Therichimmigrant.'

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Early on in my financial journey I came across an article about financial milestones by age and I was completely discouraged by it. Why? Because based on my life circumstances, I was no where near the milestones for my age.  

Instead of looking at age based milestones, in this episode of the podcast, I focus on 5 financial milestones that actually matter regardless of your age. 

1. Living Below Your Means (& Investing Early and Often)
2. Having and honouring your financial boundaries
3. Becoming Financially Literate/Aware
4. Avoiding Lifestyle Creep When You Become A High Earner
5. Building Wealth and Making Money Conversations The Norm With Your Kids

Now, I think those milestones are good guidelines, but they are probably work for those who live a very check-the-box lifestyle with everything going to plan from birth! Unfortunately, this is not the story for most of us.  Now, over a decade later, while I didnt start out close to the milestone for my age, I'm on track to exceed the next financial milestone. 

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs to hear these conversations. Please join our community online at www.therichimmigrant.com or on Instagram at 'Therichimmigrant.'

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What if I told you that you didnt have to sell or soul or compromise on your values to navigate office politics? In this episode inspired by listener questions I cover:

• I share my views on whether you can rise without participating in office politics
• Remaining your authentic self while navigating office politics 
• The importance of being politically aware/intelligent
• A reminder that your work alone does not have a voice but you do
• Some rules of engagement when navigating office politics
• The importance of reframing how we think about office politics
• Understand when the right move is to leave

If you dont do politics, politics will do you!

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs to hear these conversations. Please join our community online at www.therichimmigrant.com or on Instagram at 'Therichimmigrant.'

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Hey Ya'll! 

I'm alive! I've been through it but I'm alive and well and crawling out of the spreadsheets into the light of Summer!

Frankly its been a tough two months leading up to last week atwork but we finished the project and finished WELL. But my goodness did I/we work harddttt! Yo, its not the same in your late 30s oh!

So we are back for the next four weeks, finishing this season of the podcast! Let's catch up! How've you been?

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs to hear these conversations. Please join our community online at www.therichimmigrant.com or on Instagram at 'Therichimmigrant.'