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19 Podcast episodes later, and we are wrapping up the podcast for the year. In this episode of the podcast, I also answer some of your burning questions, as I always do. We dig into:

1. What I spent on in 2024
2. What I'm not buying in 2025
3. What I'm spending on in 2025
4. Some key personal lessons looking back on the year
5. Getting Promoted In Corporate America
6. Being a CPA and making Partner
7. Renting out my home
8. My goal with the blog and podcast
9. 401ks and Roth IRAs for International students
10. My Thoughts on wives being breadwinners in their homes


Thank you for riding with me all year, Lets go again in 2025!

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs to hear these conversations. Please join our community online at www.therichimmigrant.com or on Instagram at 'Therichimmigrant.'

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We are getting close to the end of the year and podcast season. In this week's episode of the podcast, I'm answering a popular question by breaking down this topic. In this episode, we discuss

• Explain what a 401k is and then the difference between traditional and Roth 401k
• Examples of scenarios where one option may be better for you compared to the other
• Some truths that remain whether you pick traditional or Roth 401k

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs to hear these conversations. Please join our community online at www.therichimmigrant.com or on Instagram at 'Therichimmigrant.'

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A LinkedIn survey of 33,000 people revealed that 62% had taken a career break at some point and 35% would like to take a break in the future.

Recently, I was talking to someone close to me who is considering tajing a career break and that conversation inspired this episode. The truth is that for different reasons, a career break is something that comes up in the course of our adult lives, but it means the loss of a paycheck.

In this week's episode of the podcast, I share 4 tips to help you financially prepare for a career break. In addition, here's the link to the investment calculator from Nerd Wallet to help you look at different scenarios. 

I hope you'll check out this episode of the podcast.

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs to hear these conversations. Please join our community online at www.therichimmigrant.com or on Instagram at 'Therichimmigrant.'

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Well, we received an unexpected Thanksgiving surprise from one of the greatest investors of our time, Warren Buffet. In this week's episode of the podcast, I'm sharing my reactions to his latest letter and lessons that we can all draw from it. Do you agree or disagree, or this is a 001% problem? 

I'd love to read from you!

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs to hear these conversations. Please join our community online at www.therichimmigrant.com or on Instagram at 'Therichimmigrant.'

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Here we are in November! There are still some financial moves we should all consider making before the end of the year. I hope you check out this episode of the podcast! 

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs to hear these conversations. Please join our community online at www.therichimmigrant.com or on Instagram at 'Therichimmigrant.'

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 A few weeks ago while cleaning up my google drive I stumbled upon my 2014 finance google document which includes my budget, networth tracker and other things. So of course, I got curious and wow!

In this week's episode I decide to dive in together to look into:

1. What TIME in the market has done
2. What consistency has done
3. What has stayed the same and what has changed over time
4. Where lifestyle creep has crept in

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs to hear these conversations. Please join our community online at www.therichimmigrant.com or on Instagram at 'Therichimmigrant.'

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The way adulting works is that there's always an expense (known or unknown) around the corner. In this episode of the podcast, in response to a listener request, I break down HYSA or high yield savings accounts. I talk about:

1. When I opened my first high yield savings account 17 years ago
2. What a high yield savings account is and why these accounts are able to pay higher interest
3. What to look out for when deciding on a high yield savings account
4. Some of the top rated HYSAs in the USA
5. How I use my high yield savings accounts for different savings goals

Please listen and share this podcast!

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs to hear these conversations. Please join our community online at www.therichimmigrant.com or on Instagram at 'Therichimmigrant.'

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Working in Japan has been quite the discovery. In this episode of the podcast, I look back on my first year here and share the following:

• Interesting unique aspects of working in Japan
• Socializing at work
• A funny story that still makes me chuckle today
• Adjusting to a new team and team culture
• Work life balance
• How to indentify opportunities like this for someone interested

Thank you for listening and for being here! Next week, we get back to money!

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs to hear these conversations. Please join our community online at www.therichimmigrant.com or on Instagram at 'Therichimmigrant.'

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And just like that, I've lived in Tokyo for a year! Pinch me! I remember saying goodbye to my friends and boarding that flight to Japan. There were tears and a bit of anxiety about the unknown. 

In this episode of the podcast, I share about:

• The Early Days
• A particularly low moment in the early days
• Some practices in the early days
• A God-moment in the first month
• What surprised me about Japan
• What I like and dont like
• A Great question on life in transit - in between
• Building Community so far
• Dealing with language, culture shock, language barrier, and social acceptance
• Cost of living/food etc
• One thing Ive struggled with and an event that upset me

Martin Buber said that every journet has secret destinations of which the traveler in unaware. I can't wait to see how the rest of my time here unfolds. 

Ganbatte!

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs to hear these conversations. Please join our community online at www.therichimmigrant.com or on Instagram at 'Therichimmigrant.'

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Friendships end. Or at the very least, they evolve. We have manuals on ending romantic relationships or even leaving our jobs. But how do we handle the end or an evolution of a friendship we thought would last forever?

In this episode of the podcast, I share about 4 instances where my friendships have ended or evolved, and the lessons I learned from each of those situations. I hope you'll check out this episode of the podcast.

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs to hear these conversations. Please join our community online at www.therichimmigrant.com or on Instagram at 'Therichimmigrant.'