The Rich Immigrant

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The immigration process can be brutal and the journey can feel endless. In this episode of the podcast, I answer a listener question about the wait. We discuss
1. Being creative in doing things that build your spirit
2. Taking advantage of the digital world and easier ways to make a living
3. Honouring the process
4. Truly looking at all your options beyond your current location
5. Pray about it
6. Move with conviction

If you know me at all, you know that as an international student myself, I have a soft spot for the immigrant community. I am always rooting for us to win, big and small!!

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs  to hear these conversations.  Please join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'

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Friendship continues to be a recurring theme in my life and a recurring theme in listener desired topics. In this week's episode of the podcast, I tackle a listener question from December about navigating friendships where there is a wide income gap. This time, from the perspective of the higher earner. It is a delicate topic but thats why we need to talk about it. In this episode, we discuss:

1. How widening income gaps will likely always exist
2. Six tips to navigate friendshps with wide income and wealth gaps as the friend that makes more including
   1. Dealing with assumption that people kay have about your financial situation
   2. Being thoughtful about the activities you suggest
   3. Knowing your friends and acting accordingly
   4. Talking  about money - with tact
   5. Being generations without expecatipns or control
   6. Don't shrink

Part 2 is coming next week!

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs  to hear these conversations.  Please join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'

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Friendship continues to be a recurring theme in my life and a recurring theme in listener desired topics. In this week's episode of the podcast, I begin to answer a listener question from December about navigating friendships where there is a wide income gap. It is a delicate topic but thats why we need to talk about it. In this episode, we discuss:

1. The widening income gap I've observed recently and my experience making /having less
2. Results from a recent study by credit Karma
3. Six tips to navigate friendshps with wide income and wealth gaps as the friend that makes less including
   1. Honoring your own budget and financial boundaries
   2. Accepting generousity but not feeling entitled to it
   3. What to do about your feelings
   4. A reminder that your net worth is not your self worth
   5. Re-evaluating the friendship
   6. What signals might lie underneath the tension
   7. A reminder about agency and my hope for anyone  navigating this situation

Part 2 is coming next week!

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs  to hear these conversations.  Please join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'

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Last time I did a Q&A, this question from a listener came up and I decided to  take the time to answer in its own standalone episode.  Many immigrants make that initial mistake with our first credit cards and I just want to applaud this listener for asking. There's no shame here!!!

In this episode, I share about:

1. How credit scores work in the US and UK
2. The three credit bureaus and reporting agencies
3. What a good credit score is
4. Why credit scores matter
5. Ten ways to improve your credit score starting today

I also share an earlier episode Season 2 Episode 8 where I touch on similar topics. Please listen to both episodes. 

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs  to hear these conversations.  Please join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'

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We'reee baccckkkk! In this warm up/return to the podcast after a longer than anticipated break, I

• Catch you up on my year so far
• Why my friends visiting had me in my feelings
• My thoughts on loud budgeting and the changes in real estate commissions in the US

Let's catch up, and I'll be back next week!

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs  to hear these conversations.  Please join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'

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Its the last episode on 2023 and in similar fashion, I am answering your questons and they came in hot. In this episode of the podcast, I answer listener questions across Career, Finances, Personal Reflections and so on. In this episode I answer question on

1. One thing I'm most proud of in 2023
2. What I'm looking forward to in 2024
3. My biggest financial lesson of 2023
4. I'm terrible at tracking my spending in different categories, What works for you?
5. The financial impact of friendships
6. Ex-husband owes $5,000, should I let it go or go to small claims court
7. What to do about Christmas gifts when paying debt and saving?
8. How Do you make time for learning and development ? What does this look like for you?
9.How do you cope with or manage burnout?
10. New to a new country and 8 months into a new job. I've received good feedback but Im not yet the star girl and that makes me anxious. How long does it take?

I answer these questions and so much more. I hope you listen!

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs  to hear these conversations.  Please join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'

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Hot takes are so freaking popular and they're clickbaitey (is that a word) but they seem to work. The thing is though, they are hardly ever 100% true and there's always nuance to things in the world of personal finance. 

In this week's episode of the podcast, I respond to 6 hot takes and share my personal opinions/thoughts. Again, am I always right? No! 

This is not financial advice, just me sharing my nuanced views. Personal finance is personal, always sort through information with your own internal filter! 

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs  to hear these conversations.  Please join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'

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The Holiday season is here and this episode is inspired by the OG podcaster, Myliek. In a recent episode, she briefly touched on boundaries over the holiday season and my brain went...pingggg and here we are.  This got me thinking about how often we hear or even we talk about getting through the holiday season and that does not sound enjoyable. 

So this episode is a reminder for all of us to set the following boundaries especially this season:

1. Set Boundaries with yourself and pour into yourself
2. Set boundaries at work this season
3. Set boundaries with your family
4. Set financial boundaries NOW
5. Schedule time with your chosen family
6. Embrace the Joy of Missing Out

Have a wonderful holiday season, with your boundaries out in full force! 

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs  to hear these conversations.  Please join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'

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In this episode, I use a recent hilarious real life experience to analogize how lifestyle creep can happen. In this episode I talk about

1. How I recently adjusted to a new level of convenience without knowing it
2. What lifestyle creep/inflation is
3. How I avoided lifestyle creep early on in my career but also honestly shared how I have allowed for some conveniences since then
4. I share about the different extremes we can turn to as our incomes increase
5. Four ways to keep lifestyle creep/inflation in check
6. I wrap up the episode with a reminder to compare monthly expenses to what they used to be before the end of the year.  Are there intentional lifestyle improvements or have things crept up on you? Let me know what you find

They say lifestyle inflation is a silent killer of budgets. Don't let lifestyle inflation have you sabotaging yourself!

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs  to hear these conversations.  Please join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'

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You've probably seen something about someone scaling a side hustle to six figures and beyond. Side hustles are not new but they've gotten a sexy makeover in recent years. In addition, with rising costs, side hustles are a necessity for many.  But is a side hustle right for you?

In this episode of the podcast, I talk about:

1. Stats around side hustles according to a recent survey and McKinsey report
2. My parents and their side hustles
3. My side hustle history as a student
4. When a side hustle may be a good idea
5. When a side hustle might not be a good idea
6. Landing somewhere in the middle
7. Do I Plan to side hustle now?
8. Toxicity of the side hustle culture

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs  to hear these conversations.  Please join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'