Most financial planning conversations in retirement are 90% about money, but most retirees spend 90% of their time thinking about life. That's the Retirement Focus Ratio, and it's completely out of sync.

In this episode, I challenge the industry obsession with spreadsheets and show why the real success of retirement isn't built in Excel, but in how you live, spend, and find meaning after work. You'll discover how to rebalance your focus from money to life, and why the best retirement plans aren't about preserving wealth; they're about unleashing it to create joy, connection, and purpose.

What You'll Learn

• Why retirement planning often solves the wrong problem

• The disconnect between financial advice and emotional reality

• How to flip your Retirement Focus Ratio from 90% money / 10% life to 50/50 (or better)

• The key steps to building a life-led retirement plan

• How money becomes more meaningful when it supports purpose

• Why you can't measure joy in basis points, but you can design for it

Challenge of the Week

👉 Audit your own Retirement Focus Ratio.

Ask yourself:

• How much of my energy is focused on money vs life?

• What would go in my "Retirement Life Plan"?

• What's one step I could take to shift the balance?

Then take action:

• Book a call to talk about legacy

• Write your ideal week

• Start a "Life List" — not a bucket list

The goal isn't to ignore THE money. It's to elevate THE life.

Next Episode

Coming up in Episode 12 — the grand finale of Season 6: The New Rules of Retirement (For Rebels Only)

A bold manifesto for those who refuse to drift through retirement, and want to design, live, and leave a legacy on their own terms.