If it were not for the gentle reminders of the IRS, I would go through 1997 without a single glance backward at 1996. But thanks to tax time, I find myself meditating on the year past, taking stock, counting my gains and losses.Today is our national day of summing-up, the day when Uncle Sam says, “Was it a very good year? Send it in.”Prompted by this deadline, I look over the year past. Under debits: auto.