Eli Michal – CEO of Payabill, a seasoned banking and financial services professional, is pioneering access to finance for small business in South Africa. In this interview, Gareth Cliff discusses how Payabill is revolutionising trade finance via its unique, 100% online and digital lending platform. Payabill provides trade finance to small business buyers, whereby it settles suppliers directly and allows buyers to elect their own extended repayment terms.