What if building generational wealth also means understanding venture capital, angel investing, and who gets access to startup funding?

In this episode of the Say Hola Wealth Podcast, I sit down with Lolita Taub, founder of Ganas Ventures and author of What Actually Matters: Startups, Capital, and the Rules Nobody Taught Us. We break down the investing ecosystem, the hidden “access tax,” and why more Latinas and first-gen wealth builders belong in the rooms where capital is being invested.

✨ How venture capital and angel investing work

✨ Why Latina founders face barriers to accessing capital

✨ What the “access tax” means for first-gen entrepreneurs and investors

✨ How founders can navigate rejection and find the right investors

✨ Why proximity and relationships matter when building wealth

✨ How angel investing can become part of generational wealth building

✨ Why Latinas belong on both sides of the table—as founders and investors

Want to better understand startups, investing, venture capital, and the rules that can be difficult to learn when you weren’t born into these networks?

Pre-order Lolita Taub’s:

What Actually Matters: Startups, Capital, and the Rules Nobody Taught Us

Lolita created the book as a navigation guide to help readers understand the different roles within the startup and venture capital ecosystem—and the lessons she wishes she had when she was getting started.

PRE-ORDER LOLITA’S BOOK.

Building wealth as a first-gen Latina is about more than numbers. It also means understanding the money stories, cultural expectations, and systemic barriers that have shaped how we think about wealth.

In Cash Libre: 10 Pillars to Help You Reclaim Your Purpose and Financial Freedom, I share my framework for healing your relationship with money, building wealth, and reclaiming more choices over your financial future.

GRAB YOUR COPY OF CASH LIBRE.

We belong in the rooms where capital is being raised, invested, and multiplied.

We can be the founders. We can be the investors. And we can build wealth juntas.

🎧 Listen to the full episode and share it with a mujer who needs to hear this conversation.

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What does it really take to write a personal finance book for Latinas—and invest in the dream of becoming an author?

In Part 1 of this 3-part Cash Libre series, Luzy King shares the story behind Cash Libre, the financial decisions she made to bring the book to life, and why she wanted to create a different kind of money book for Latinas. From financial trauma and money mindset to investing, wealth building, and financial freedom, this conversation explores why becoming libre is about more than simply having more money.

What You’ll Learn:

How the idea for Cash Libre began with Luzy’s daughters

Why traditional personal finance advice often misses the experiences of Latinas

The financial sacrifices behind becoming a published author

Why financial healing is an important part of building wealth

How investing helped Luzy prepare financially to write the book

Why Cash Libre uses cultura, storytelling, and illustrations to teach money

What financial freedom and becoming “libre” really mean

📚 Get your copy of Cash Libre: https://www.cashlibre.com

🎉 Join us for the live Cash Libre book launch in Seattle, WA! Visit https://www.cashlibre.com for details.

Stay tuned for Part 2 of this special Cash Libre podcast series.

#CashLibre #PersonalFinanceForLatinas #LatinaWealth #FinancialFreedom #WealthBuilding #MoneyMindset #FinancialHealing #LatinasAndMoney #SayHolaWealth

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What if working harder isn't the answer?

In this episode of the Say Hola Wealth Podcast, Luzy King sits down with award-winning journalist and author Stefanie O'Connell to unpack the hidden systems that shape women's careers, earning potential, and long-term wealth. From workplace bias and the gender pay gap to unpaid labor and motherhood, this conversation will challenge everything you've been told about ambition and success.

01:36 Why Stefanie wrote The Ambition Penalty

04:18 The hidden financial cost of unpaid labor

06:24 How small workplace biases become lifetime wealth gaps

09:13 Ageism, motherhood, and career advancement

14:02 Identity, belonging, and navigating corporate America as a Latina

17:53 Do women really need another degree to get ahead?

20:34 Dealing with online criticism and speaking truth to power

28:46 Raising daughters to understand money, equality, and leadership

35:27 Stefanie's definition of wealth

Featured Book: The Ambition Penalty by Stefanie O'Connell

📚 Preorder my upcoming book, Cash Libre, and learn how to make work optional, build generational wealth, and redefine financial freedom on your own terms:

If you enjoyed this episode, please follow the podcast and leave a review on Apple Podcasts. Your support helps more ambitious Latinas discover the conversations that are changing how we think about money, work, and wealth.

Hosted on Acast. See acast.com/privacy for more information.

Why Your Budget Isn't Working (And How to Stop Running Out of Money Before Payday)

Are you tired of checking your bank account only to wonder where your money went? In this episode, Luzy sits down with Ricardo Kendrick II, co-founder of Lumi Money, to explore why traditional budgeting often falls short and how understanding your cash flow can help you make more confident spending decisions.

You'll learn why your bank balance doesn't tell the whole story, how to stop living paycheck to paycheck, and why knowing your "Safe-to-Spend" number can reduce financial stress and help you stay in control of your money.

00:00 – Welcome and today's topic

02:05 – Ricardo's money story and the lessons he learned growing up

06:30 – Why traditional budgeting wasn't working

10:20 – The idea behind Lumi Money and the journey from spreadsheet to app

16:15 – Why your bank balance isn't the same as what you can safely spend

21:30 – How Lumi Money calculates your Safe-to-Spend number

27:10 – Building trust when connecting your bank account

31:45 – Cash flow vs. budgeting: A new way to think about managing money

36:20 – The importance of building a strong financial foundation before investing

41:00 – Ricardo's definition of wealth

Check out Lumi Money and start your 14-day free trial to discover your personalized Safe-to-Spend number and make confident spending decisions.

Ready to build a stronger financial foundation?

Get your copy of Cash Libre and learn the mindset and money strategies to help you stop surviving and start building lasting wealth.

Hosted on Acast. See acast.com/privacy for more information.

Can you build wealth without compromising your values? In this episode, Luzy King challenges one of the biggest myths keeping many first-generation Latinas from investing: the belief that ethical investing requires finding the "perfect" company.

You'll learn the basics of ethical investing, ESG investing, index funds, ETFs, expense ratios, and why becoming an owner—not just a consumer—can help you align your money with your values while building long-term wealth.

Whether you're just getting started or looking to become a more conscious investor, this episode will help you rethink what it truly means to invest with intention.

01:18 – Why ethical investing feels overwhelming for many Latinas

06:10 – Conscious investing vs. the pursuit of perfection

12:45 – Why you're already participating in the economy

17:32 – The difference between consumers and owners

22:08 – Investing 101: Ethical investing, ESG funds, ETFs, and index funds explained

28:54 – What are expense ratios and why do they matter?

34:20 – How shareholder ownership creates influence

41:18 – Practical ways to align your investments with your values

47:10 – Why waiting for the "perfect" investment delays wealth building

53:02 – Final thoughts: Ownership, legacy, and building generational wealth

💜 Join the Cash Libre Collective at www.sayholawealth.com

Continue your financial education alongside a community of women committed to building long-term wealth.

📖 Join the Cash Libre Waitlist for book launch bonuses

📚 Preorder the ebook Copy of Cash Libre

Reserve your copy today and join thousands of women redefining their relationship with money.

⭐ Read Cash Libre Before Launch on NetGalley

Create a free account on NetGalley and request a Digital Advance Reader Copy (DARC) of Cash Libre before its official release. Your early review helps more readers discover the book.

Hosted on Acast. See acast.com/privacy for more information.

Want to grow your career, negotiate a higher salary, and take control of your finances?

Leadership coach and author Diana Bernal shares how becoming the CFO of your household can help you build wealth, create financial confidence, and make intentional career decisions. Learn practical strategies for career growth, salary negotiation, and managing your household finances so you can create more options for your future.

Episode Timestamps:

00:00 Introduction

01:05 Diana's money story

07:20 How to grow your career with intention

11:40 Becoming the CFO of your household

15:30 Salary negotiation strategies for women

17:00 Becoming an author

22:45 What wealth really means

💌 Join the Cash Libre Collective

Get weekly money tips, investing strategies, and exclusive resources to help you make work optional.

👉 Join here: www.sayholawealth.com

📖 Get a copy of my book: Cash Libre.

Connect with Diana Bernal on her website.

Hosted on Acast. See acast.com/privacy for more information.

What does it really take to build a successful career at Microsoft as a Latina? In this inspiring episode, Luzy sits down with Microsoft HR Business Partner Cynthia Vargas Hernandez to discuss breaking into tech, navigating career pivots, negotiating your worth, finding mentors, and building a career with purpose. Whether you're an aspiring HR professional, a first-generation Latina, or someone dreaming of working in tech, this episode offers practical advice and inspiration for your next career move.

How Cynthia immigrated to the United States and rebuilt her career from the ground up.

How changing careers opened the door to new opportunities in HR and, eventually, at Microsoft.

Cynthia shares what she learned as a recruiter and why women often underestimate their value.

The strategic career decisions that helped her land a competitive HR internship and a full-time role.

Why asking for mentorship changed everything—and how you can do the same.

How living in Mexico, the UK, and the United States shaped her leadership style.

How Cynthia manages networking requests, LinkedIn messages, and protects her time.

Cynthia shares her definitions of wealth, family, financial freedom, and the creation of opportunities for future generations.

Connect with Cynthia on Instagram.

Get a copy of Cash Libre.

Book a 60 Minute strategy session with Luzy.

Hosted on Acast. See acast.com/privacy for more information.

What if building wealth wasn't just about growing your bank account—but also about creating lasting impact in your community?

In this inspiring episode of the Say Hola Wealth Podcast, Luzy King sits down with Dr. Andrea Ortega, founder of PhiloFund, to discuss how she's disrupting philanthropy through technology while empowering donors to give with intention. From overcoming imposter syndrome and navigating startup life as a Latina founder to redefining wealth beyond money, this conversation is packed with actionable insights for entrepreneurs, nonprofit leaders, and purpose-driven mujeres ready to create generational impact.

• 00:00 Meet Dr. Andrea Ortega and her journey from nonprofit leader to tech founder
• 03:00 Why PhiloFund is transforming the future of charitable giving
• 07:10 How donors can build giving into their wealth strategy
• 10:45 How PhiloFund matches donors with nonprofits that align with their values
• 13:10 How PhiloFund makes money and the realities of building a tech startup
• 15:00 Overcoming imposter syndrome, fundraising, and finding confidence as a Latina founder
• 19:30 How the Say Hola Wealth community can support PhiloFund
• 23:00 Why supporting Latina-owned businesses creates generational wealth
• 25:10 Dr. Andrea Ortega's definition of true wealth and financial freedom

Follow Dr. Andrea Ortega on LinkedIn to stay updated on PhiloFund, philanthropy, nonprofit leadership, and her journey as a Latina tech founder:

https://www.linkedin.com/in/andreaortega/

Learn more about PhiloFund and join the movement to make intentional giving part of your wealth strategy:

https://philofund.com

Ready to redefine your relationship with money and build wealth on your own terms? Get your copy today and begin your Cash Libre journey.

If this episode inspired you, be sure to follow the Say Hola Wealth Podcast, leave a review, and share it with another mujer who's ready to build wealth, create impact, and lead with purpose.

Hosted on Acast. See acast.com/privacy for more information.

What if the biggest debt you're carrying isn't on your balance sheet—it's the money beliefs you inherited?

In this episode of the Debt Beyond Dollars™ series, we're unpacking Legacy Debt, one of the six hidden debt types in the FISCAL Framework™. We'll explore how many first-generation professionals were taught that all debt is bad, why that belief exists, and how it can keep us from building wealth.

You'll also learn the difference between debt that diminishes your financial future and debt that can be used strategically as leverage to create opportunities, grow a business, or increase your earning potential.

If you've ever believed you had to be completely debt-free before investing in yourself, this episode will challenge the way you think about money—and help you make more intentional financial decisions.

• What Legacy Debt is and why it goes beyond student loans
• The money beliefs many first-generation professionals inherit
• Why "all debt is bad" may be limiting your financial growth
• The difference between debt that diminishes, protects, and leverages
• How to evaluate whether taking on debt is a strategic investment or an emotional decision
• 
  

Ready to move from financial overwhelm to financial ownership?

Wealth Latón is my 7-day voice coaching experience designed to help ambitious Latinas transform the way they think about money, make confident financial decisions, and build wealth with intention.

Together, we'll identify what's keeping you stuck, create a personalized action plan, and provide daily coaching and accountability to help you take meaningful steps.

Grab your seat now!

Grab a copy of my book Cash Libre: 10 Pillars to Help You Reclaim Your Purpose and Financial Freedom Today.

Hosted on Acast. See acast.com/privacy for more information.

Every problem you avoid is charging you interest.

In this episode of the Fiscal Debt Series, Luzy King unpacks Avoidance Debt—the hidden cost of postponing your financial decisions. Through real client stories and personal experiences, she explains why avoiding your finances creates more than just financial consequences; it also compounds stress, anxiety, lost opportunities, and self-doubt.

If you've ever felt overwhelmed by debt, ignored your bank statements, or believed you'd "deal with it later," this episode will help you understand what's really happening beneath the surface and how to take small, intentional steps toward financial freedom.

00:00 – Why every problem you avoid is charging you interest

02:10 – What Avoidance Debt really means and why it keeps women financially stuck

07:35 – Client story: Avoiding student loans and the emotional cost of looking away

15:20 – How your brain uses avoidance to protect you—and why it backfires

23:45 – The hidden opportunities debt avoidance steals from your future

31:10 – Why becoming financially free is a decision, not a math problem

37:30 – A simple mindset exercise to overcome avoidance and take action today

📖 Cash Libre is coming soon!

If you're ready to stop avoiding your finances and start building lasting wealth, join the Cash Libre waitlist today and be the first to hear about the book launch, exclusive resources, and special bonuses.

👉 Join the waitlist: https://cashlibre.com

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