Say Hola Wealth

What if debt isn't just a money problem—but a mindset problem?

In this episode, Luzy King introduces her new F.I.S.C.A.L. Debt Framework, a six-part series designed to help Latinas identify the hidden debt patterns keeping them stuck in scarcity and survival mode. The first pillar, Future Self Debt, explores the habit of relying on future income or future success to solve today's financial challenges. Through personal stories and coaching insights, Luzy shares how shifting your mindset can help you create lasting financial freedom.

[00:00] Why debt is more than a numbers problem

[04:30] Understanding the three parts of your brain and how they impact financial decisions

[12:15] Introducing the new F.I.S.C.A.L. Debt Framework

[16:45] What is Future Self Debt?

[24:30] The danger of relying on future income and future success

[35:40] How self-coaching supports long-term wealth building

[44:00] Building financial freedom without performative success

[49:30] What's coming next in the F.I.S.C.A.L. Debt Framework Series

Financial freedom begins when you stop expecting your future self to solve today's money challenges. Lasting wealth is built by making intentional decisions with the resources, knowledge, and opportunities you have right now.

Want exclusive wealth-building insights, podcast updates, and resources designed for ambitious Latinas?

Join the Cash Libre Newsletter:

https://sayholawealth.com

If this episode inspired you, please leave a 5-star review on Apple Podcasts. Your review helps more mujeres discover the tools and mindset shifts needed to build generational wealth.

Leave a Review:

👉 https://podcasts.apple.com/us/podcast/say-hola-wealth/id1608419052

Copyright © 2026 Say Hola Wealth® and Luzy King. All rights reserved.

Hosted on Acast. See acast.com/privacy for more information.

In this episode, Luzy shares exciting updates about the upcoming launch of Cash Libre: 10 Pillars to Help You Reclaim Your Purpose and Financial Freedom. She reflects on the lessons learned from writing a book, why Latina Equal Pay Day matters, and how salary negotiation is only one piece of building long-term wealth.

You'll also hear insights on investing, financial coaching, creating opportunities through relationships, and how she's helping clients navigate financial uncertainty with confidence.

• Cash Libre book launch updates
• Lessons from the publishing journey
• Why salary negotiation matters for Latinas
• Investing beyond budgeting
• Upcoming keynote and speaking opportunities
• Financial planning during uncertain times
• Building wealth with intention
• 
  

Be the first to hear about the book launch, tour dates, exclusive bonuses, and behind-the-scenes updates.

Join the Waitlist: www.cashlibre.com

Official Book Launch: October 6, 2026

Link to meet with PDX in person: click here.

Hosted on Acast. See acast.com/privacy for more information.

What does mental health have to do with financial freedom? In this powerful episode, Luzy sits down with therapist Yaritza Rodriguez to talk about trauma, emotional healing, cultural stigma, and how mental health impacts the way Latinas relate to money, stress, and success. This conversation is a reminder that true wealth is not just about money—it’s also about peace, boundaries, and emotional wellness. 💛

• How childhood trauma impacts financial behaviors
• Mental health stigma in Latino culture
• Emotional regulation and healing for Latinas
• Why therapy and financial education can change your life
• Yaritza’s definition of wealth and financial freedom

Follow Yaritza on Instagram.

💌 Be the first to know when Cash Libre: The Book launches and get updates here: www.cashlibre.com

If you loved this episode, make sure to follow, rate, and review The Say Hola Wealth Podcast on Apple Podcasts and share it with a mujer who needs this conversation.

Hosted on Acast. See acast.com/privacy for more information.

What if the money lessons you inherited were designed for survival—but not for wealth?

In this powerful episode of Say Hola Wealth, host Luzy King sits down with entrepreneur, speaker, and transformational coach Mariela De La Mora to talk about rebuilding financially after divorce, becoming a single mom, investing after 40, and creating generational wealth as a first-generation Latina.

Mariela shares how she went from food stamps and starting over financially to building a six-figure investment portfolio, opening an investment account for her daughter, and redefining wealth on her own terms.

In this episode, we talk about:

Growing up with immigrant money beliefs

Why saving money wasn’t enough to build wealth

How Mariela started investing after 40

Building a six-figure portfolio as a single mom

Creating generational wealth for her daughter

Redefining success, freedom, and financial security

Connect with Mariela on Instagram.

If you’ve ever wondered if it’s too late to start investing, rebuild after divorce, or create a different financial future for your family… this episode is for you.

🎧 Listen now and share this episode with a mujer who needs to hear it.

💌 Join the Cash Libre waitlist:

https://cashlibre.com

⭐ Love the show? Leave Luzy a review on Apple Podcasts and help us reach more mujeres building generational wealth.

Follow Mariela:

https://marieladelamora.com

Hosted on Acast. See acast.com/privacy for more information.

In this episode, Michelle Seijas shares how her upbringing shaped her view on money, leadership, and building wealth with intention. She opens up about breaking barriers, navigating leadership as a Latina, and creating agency through aligned career moves.

What You’ll Learn:

• How your upbringing influences your relationship with money
• Common barriers Latinas face in leadership and how to overcome them
• The importance of mentorship and sponsorship for career growth
• Actionable steps to move into leadership roles with confidence
• Why defining your values is key to building wealth and agency
• 
  

Connect with Michelle on Instagram.

Ready to take control of your finances? Join our newsletter to learn how to save your first $10K and start building your wealth.

www.sayholawealth.com/hola

Hosted on Acast. See acast.com/privacy for more information.

In this solo podcast episode Luzy talks about how to max out your Roth IRA, grow your wealth tax-free, and build long-term financial security with simple, actionable strategies.

In this episode, Luzy breaks down exactly how a Roth IRA works, contribution limits, and the smartest ways to invest consistently—even if you're just getting started.

• What is a Roth IRA and how it works
• Roth IRA contribution limits and income rules
• How to max out your Roth IRA step-by-step
• Monthly vs bi-weekly vs lump sum investing strategies
• How to automate your investments for consistency
• The mindset shifts needed to start investing confidently
• The true cost of not investing (and why inaction is expensive)
• How to build long-term wealth—even as a beginner

Join the Cash Libre Newsletter to get investing tips and money strategies directly from Luzy at www.sayholawealth.com/hola

Join the book Waitlist to be the first to know when Cash Libre launches: www.cashlilbre.com

Hosted on Acast. See acast.com/privacy for more information.

In this inspiring interview, Steph shares her journey from corporate to public speaking, emphasizing the importance of representation, relationship-building, and authentic storytelling for Latinas and underrepresented communities. Discover practical tips on how to start, charge your worth, and build a personal brand that opens doors to paid speaking opportunities.

About our Guest:

Steph is a Latina speaker, coach, and Founder of the Speaker Movement. She reframes public speaking as identity work—not performance—supporting creatives and underrepresented leaders in reclaiming their voice after a lifetime of societal conditioning.

Through her work, Steph helps people stop editing themselves and start speaking from lived experience—where visibility doesn’t require assimilation and leadership doesn’t demand dilution. Her work centers on immigrants, queer folks, first-gen leaders, and anyone who was never shown they belonged on stage.

Connect with Steph on Instagram.

What You'll Learn:

00:00 Introduction to the Conversation

00:43 Introduction to Public Speaking and Community Impact

03:19 The Journey to Becoming a Speaker

05:32 Transitioning from Corporate to Public Speaking

08:21 Monetizing Speaking Engagements

11:20 Finding Speaking Opportunities

14:22 Setting Financial Goals as a Speaker

16:57 Investing in Personal Branding

19:58 Reclaiming Your Voice and Identity

22:51 Cultural Background and Storytelling

25:40 Encouraging Latinas to Speak Up

28:18 Defining Wealth and Generational Empowerment

31:59 Outtro

Resources:

Join the Cash Libre Community today!

www.sayholawealth.com

Hosted on Acast. See acast.com/privacy for more information.

How First-Generation Latinas Use Education to Build Generational Wealth

In this episode of The Say Hola Wealth Podcast, we sit down with Dr. Cristina Rodriguez—educator, advocate, and founder of Latinas with Masters—to talk about what it really takes to build wealth as a first-generation Latina.

Cristina shares her journey from being the daughter of Nicaraguan immigrants to earning her doctorate, all while navigating higher education systems that were not designed for us. This conversation goes beyond degrees and titles—it’s about using education as a tool for empowerment, advocacy, and long-term wealth building.

Together, we unpack the realities of being the only Latina in the room, the importance of community in higher education, and why knowledge is one of the most powerful assets we can pass down to future generations. Cristina also shares how her work in housing and student support has shaped her understanding of financial stability and what it truly means to build generational wealth.

This episode is a powerful reminder that wealth is not just about money—it’s about access, awareness, and the courage to use your voice.

• How first-generation Latinas can use education as a pathway to build wealth
• The difference between getting into college and actually graduating—and why it matters
• Why community and representation are essential in higher education
• How to advocate for yourself in systems that were not built for you
• Why knowledge, healing, and rest are key components of wealth

Listen to the full episode to learn how to navigate higher education, build wealth through knowledge, and step into your power with confidence.

Connect with Cristina on Instagram to learn more about her work and the Latinas with Masters community.

Join the Cash Libre Newsletter for all things community, wealth building, and resources to help you grow your income and create your version of financial freedom.

Hosted on Acast. See acast.com/privacy for more information.

In this episode, I’m taking you behind the scenes of my book journey—the good, the messy, and the real. From business pivots to burnout and financial adjustments, this is an honest conversation about what it really looks like to build wealth in a heavy season.

If you’ve been feeling overwhelmed trying to balance life, money, and your goals… this episode will remind you that it’s okay to pause, reset, and realign.

• What it really takes to launch a book and grow a business
• How to set boundaries to protect your time and energy
• Why it’s okay to adjust your financial goals in different seasons
• How to shift from consuming stress to creating intention
• The importance of building wealth in a way that supports your life

Sign up for my upcoming FREE webinar: From Earner to Owner: Investing Without the Overwhelm

And if this episode resonated with you, please take a moment to leave a review on Apple Podcasts—it helps us reach more mujeres who are ready to build wealth juntas 💛

Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Say Hola Wealth Podcast, Luzy King speaks with immigration attorney Cynthia Grande about financial preparedness for immigrant families and how families can protect themselves during uncertain immigration times.

Cynthia shares practical guidance on navigating changes in immigration law, creating a family preparedness plan, and finding accessible legal support. They also discuss the importance of community support and mentoring the next generation of Latina lawyers.

If you're part of an immigrant family or want to better understand your legal and financial options, this conversation offers practical insights and empowering advice.

Connect with Abogada Grande on Instagram & when you book a consultation, tell her you listen to this episode.

What you'll learn in this episode:

00:00 How Can Immigrant Families Prepare Financially for Uncertain Times?

03:13 How Can Immigrants Find Affordable or Accessible Immigration Lawyers?

05:51 What Immigration Law Changes Should Immigrant Families Know About?

07:38 How Do Immigrant Families Prepare in Case of Immigration Enforcement?

09:44 How Can Latinas Become Immigration Lawyers and Support Their Community?

12:05 When Should Someone Talk to an Immigration Lawyer?

14:38 How Can Immigration Advocates Avoid Burnout and Practice Self-Care?

17:14 What Financial Resources Exist to Support Immigrant Families?

20:09 Can Immigration Lawyers Help Clients Outside Their State?

Subscribe to the Cash Libre Newsletter for culturally relevant money conversations and wealth-building opportunities:

https://sayholawealth.com/hola

Hosted on Acast. See acast.com/privacy for more information.