What Should I Do With My Money?

Saying 'I Do' To A Prenup?


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Natalie and David are just weeks away from their wedding but still have some questions around how to merge finances after marriage. Coming from different backgrounds, they have their own unique fears around financial instability and setting goals together. Should they consider signing a prenup before walking down the aisle to help safeguard their future? 

In this episode of What Should I Do With My Money?, listen in as Natalie and David get advice on merging their marital finances from Stacey, a Morgan Stanley Financial Advisor.

Visit our episode website for a deeper dive on topics covered in this episode like managing finances as a couple and a prenuptial agreement, or to find a Morgan Stanley Financial Advisor to fit your needs. Also find important disclosures here.


The conversation in this podcast is solely intended as a case study between a client/prospective client with a Financial Advisor and is not intended to serve as individualized investment or financial advice. No portion should be construed as a recommendation to employ any of the guidance contained within this podcast.

Each investor has their own unique facts and circumstances and must determine what is appropriate for their own situation. Participants in this podcast are not compensated and are not affiliated with Morgan Stanley.

Here's some important information about your relationship with your financial advisor and Morgan Stanley Smith Barney, LLC, when using a financial planning tool. When your financial advisor prepares a financial plan, they will be acting in an investment advisory capacity with respect to the delivery of your financial plan.

To understand the difference between brokerage and advisory relationships, you should consult your financial advisor or review our understanding, your brokerage and investment advisory relationships brochure [email protected] slash my money. You have sole responsibility for making all investment decisions with respect to your implementation of a financial plan.

You may implement the financial plan at Morgan Stanley Smith, Barney, LLC, or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker unless you ask it in writing to act as your investment advisor on any particular account. Morgan Stanley Smith, Barney, LLC. Its Affiliates and Morgan Stanley.

Financial advisors or private wealth advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning, and their attorney for legal matters. This material has been prepared for educational purposes only. It does not provide individually tailored investment advice.

It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments and strategies and encourage investors to seek the advice of a Morgan Stanley financial advisor.

The appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives. The returns on a portfolio consisting primarily of environmental, social, and governance ESG aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations.

Because ESG criteria excludes some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Morgan Stanley, Smith Barney, LLC is a registered broker, dealer member, SIPC, and not a bank. Where appropriate. Morgan Stanley Smith Barney, LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

Investment insurance and annuity products offered through Morgan Stanley Smith Barney, LLC are not FDIC. Insured may lose value, not bank guaranteed. Not a bank deposit, not insured by any federal government agency.

© 2026 Morgan Stanley Smith Barney LLC. Member SIPC.

CRC#5058956 01/2026

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What Should I Do With My Money?By Morgan Stanley

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