A first million earned by 28. Everything lost by 32. Not a parable—an honest account of how seasonal timing, storage arbitrage, and scrappy logistics turned maize into momentum, then how one unhedged bet on coffee and a missing insurance policy let a storm erase years of gains. We walk through each decision point: why warehouses mattered more than cars, how owning a truck doubled margin, and where “patience” slipped into speculation. The story doesn’t stop at loss; it pivots to the discipline that kept the builder steady—“Don’t use feelings”—and the leadership principle behind it: what you accept will never upset you.

We also dive into a philosophy of parenting that cuts against the grain. Comfort without context breeds fragility. Starting kids at the bottom of the ladder—security, messenger, hands-on roles—teaches the value of money, time, and service. The goal isn’t to replicate struggle; it’s to transmit standards. Poverty is a curse to escape, but entitlement can be just as corrosive. True legacy is measured by whether your children surpass you, not whether you outshine them.

To tie it all together, we lay out a simple framework for money: work hard when you’re young and fill your hours; work smart in middle age by analyzing better and leveraging your network; and build systems that protect gains so they can grow—insurance, diversification within competence, and pace control. If you’ve ever wondered how to turn hustle into durable wealth without letting one bad season undo the rest, this conversation gives you the map and the mindset. If it resonates, share it with a friend, subscribe for more grounded stories like this, and leave a review with the one lesson you’re taking into your next decision.

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