The Real Money Pros

SEP IRAs Explained: A Smart Retirement Tool for the Self-Employed


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If you're self-employed or running a small business, saving for retirement doesn't have to be complicated. One of the most powerful but often overlooked tools available is the SEP IRA—a plan designed to help business owners put away significantly more than a traditional IRA, while also providing tax benefits.

Jeremiah and Nic walk through the ins and outs of SEP IRAs. You'll learn how they work, who qualifies, and why flexibility makes them a great option for many entrepreneurs.

From contribution rules (up to 25% of wages, capped at $69,000) to employee eligibility requirements, they break down what business owners need to know—whether you're trying to reduce taxable income, reward loyal employees, or simply build your own retirement nest egg.

You'll also hear why SEP IRAs can be easier to manage than a 401(k) and how employees benefit from immediate vesting and full control over their investments. Is a SEP right for you?

Listen, Watch, Subscribe, Ask!

https://www.therealmoneypros.com

Hosts:

Jeremiah Bates & Nic Daniels

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The Real Money ProsBy The Real Money Pros

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