Nancy Phillips founder and president of DollarSmartKids Enterprises. She is the author of four children's financial story books and has just launched an innovative new audio program for parents worldwide called “How to Teach Your Children the Most Critical Financial Life Skills.”

John Razumich is a criminal defense attorney from Indianapolis, Indiana, where he has spent his last six years defending the people of Indiana against a variety of criminal charges, including DUI cases.

Steven J. Fromm has a legal practice that provides tax counsel and representation before the Internal Revenue Service, the Pennsylvania Department of Revenue, the City of Philadelphia, and other taxing authorities.  In addition, he provides income tax planning and preparation for individuals, trusts, corporations, partnerships and other business entities.  Michele PW has a reputation for crafting promotional materials and creating marketing campaigns that get results. She is the owner and founder of Michele PW/Creative Concepts and Copywriting LLC, which is the premiere international direct response copywriting and marketing company around. She´s also a national speaker and author, plus her client list reads like the "Who´s Who" list of Internet marketing.