Seven Figures: Smart Money Strategies for Women with Sandy Waters

Today on the show:

Before we chat with sisters Sheila and Maya Dunne and their dad Tom about being named in the Forbes Next 1000 list, we'll start the show with our "No Dumb Questions" segment. The shocking statistic that is the underlying factor which drives all bad financial decisions. CFP Erica Cummings from The Harmony Financial Group at RBC Wealth Management is here to keep you motivated to stay the course and continue to be engaged with your finances.

Two Rochester sisters are making headlines! Just barely in their 20s, Sheila and Maya have made it on the Forbes Next 1000 list. They both have developed and launched successful businesses. They are certainly following in their dad's entrepreneurial footsteps. Sheila, Maya and dad Thomas Dunne are on the show.

Tom Dunne founder of Stqry

Sheila Dunne cofounder of Dunne Goodwin

Maya Dunne cofounder of Valet Seller

Staying the on the entrepreneurial theme...

We end the show like we always do with our "Seat at the Kids Table" segment. Today we asked the kids "How much would you charge to shovel driveways?" Susan Beacham Founder of Money Savvy Generation has valuable advice for parents. How to explain and teach kids about putting a price on their work.

Thank you for taking the time to listen and follow the podcast each week. If you need a further explanation about anything on today's show just reach out to me:

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Today on the show:

Before we chat with Brooke about bad debt, we'll start the show with our "No Dumb Questions" segment. We want to make sure you have a good understanding of Overdraft Protection. CFP Erica Cummings from The Harmony Financial Group at RBC Wealth Management is here to explain the biggest misunderstandings people have.

As a young adult, in her 20s Brooke Tallinger has her financial goals already figured out. She uses the Bad Debt is not an option as a motivator to keep herself (and husband) on track.

Brooke shares with us how she manages her personal budget, how she got her husband to buy into her budgeting philosophies and what advice her parents gave her that will help other young adults who are starting their own financial independent lives.

We end the show like we always do with our "Seat at the Kids Table" segment. Today we asked the kids "Is it ok to work for free?" Susan Beacham Founder of Money Savvy Generation has valuable advice for parents. How to explain and teach kids about the power of internships.

Our Money Victory Shout Out goes to Rosalie Kline!!!

Thank you for taking the time to listen and follow the podcast each week. If you need a further explanation about anything on today's show just reach out to me:

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Today on the show:

Before we chat with Joie and Sheila about how to market yourself, we'll start the show with our "No Dumb Questions" segment. Many of our Seven Figure family have reached out with questions about credit cards and how it impacts credit score. One question in particular is the advice that encourages to always have a credit card balance in order to have good credit. We need to clarify this one. CFP Erica Cummings from the The Harmony Financial Wellness Group at RBC Wealth Management is here to explain.

Joie Gharrity founder of 113 Branding and Sheila Kennedy founder of The Zebra Ink are here to talk about Marketing! Marketing is not just something for businesses to explore. We should all be building up our own personal brand.

We also talk about the pros and cons of working for a company vs working for yourself. And of course like we do with each guest we peer into how they manage their own personal budgets.

You can follow and support

Joie Gharrity

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Sheila Kennedy

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We end with our "Seat at the Kids Table" segment. Today we asked the kids "How important should money be?" We'll listen in on their answers and then Susan Beacham founder of Money Savvy Generation will have advice for us parents.

You can follow and support Susan

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Today on the show:

Before we chat with married couple Chris and Audrey, we’ll start the show with our “No Dumb Questions” segment.

Professor Emeritus at University of Wisconsin-Milwaukee and Author of Teachers Can Be Financially Fit economist Mark Schug aka Grandpa Mark is here to catch us up on everything money related that happened this month. Of course we start with Bitcoin. Everybody is talking about Bitcoin. So, should you jump in on this craze too?

Plus we break down the $1.9 Trillion Stimulus Plan. How much of it is directly linked to COVID and which part of the plan is raising the biggest concern to most economists?

And we’ll talk about the ROTH. It’s the perfect time to look into putting some of your money in a ROTH. We’ll explain what it is and why now is the best time to do it.

Couple Chris and Audrey Smith are our featured couple. They agreed to let us in on how they run their family budget. Plus how they merged their financial stories when they got married. Discipline is the perfect way to describe them.

We end the show like we always do, we’ll take “A Seat at the Kid’s Table.” Today we asked the kids “If you could design a money app what would it be like?” We’ll listen in on their answers and then our money expert Susan Beacham founder of Money Savvy Generation will give parents 3 of her favorite money apps for kids.

Fam Zoo

Busy kid

The mint.org

 Today our Money Victory Shout Out goes to Georgia Kimmey!

Cheers to Georgia and each one of you who is on your way to being proud to say you are financially confident!

Thank you for listening to the show. I truly hope it is helping you.

Feel free to reach out anytime

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Today on the show:

Before JoAnne Ryan gives us her sage wisdom, we’ll start the show with our “No Dumb Questions” segment.

CBS News Business Analyst, host of the Jill on Money podcast Jill Schlesinger is on the radio morning show (Spezzano & Sandy) every week. Last week, was a really good conversation about what to expect this year come tax time, so I thought I’d share it here with you.

If you received unemployment or a stimulus check in 2020, she’ll tell you if it’ll impact your taxes. Plus, a unemployment scam to watch out for.

Co-Founder & Chief Community Engagement Officer, Continual Care Solutions JoAnne Ryan is here with sage words of wisdom. How she and her husband make it work with a blended family and the important money lessons she wishes she knew when she was younger.

We end the show like we always do, we’ll take “A Seat at the Kid’s Table.” Today we asked the kids “What does it mean to pay yourself first?” We’ll listen in on their answers and then our money expert Susan Beacham founder of Money Savvy Generation will give us parents an activity we can do with the kids to teach them the important lesson of paying yourself first.

 Cheers to each one of you who is on your way to being proud to say you are financially confident!

Thank you for listening to the show. I truly hope it is helping you.

Feel free to reach out anytime

email [email protected]

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Today on the show:

 Before we get real and honest about marriage and money, we’ll start the show with our “No Dumb Questions” segment.

What happens to a person’s debt when they pass away? Today CFP at the Harmony Financial Group at RBC Wealth Management Erica Cummings will explain.

 Dear friends of mine, Steve and Kristy LaTart join the show.

If you live here in Rochester NY, you know Steve as Carson from back in the day on the radio morning show I co-host.

If you live in Minnesota, you know him as Steve O from the radio morning show.

After being laid off due to pandemic downsizing, he and his wife Kristy launched their It Goes Both Ways podcast. A hysterically honest podcast about the highs and lows of marriage and parenting.

They are the PERFECT couple to invite on the show and lovingly grill them about their money.

Even though throughout the episode we joked about it feeling a little like a therapy session,, talking about money as a couple is so important.

We end the show like we always do, we’ll take “A Seat at the Kid’s Table.” Today we asked the kids “What is passive income?” We’ll listen in on their answers and then our money expert Susan Beacham founder of Money Savvy Generation will give parents some tips of how to start the conversation about earning passive income.

Cheers to each one of you who is on your way to being proud to say you are financially confident!

Thank you for listening to the show. I truly hope it is helping you.

Feel free to reach out anytime

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LinkedIn

Today on the show:

 Before we talk to our featured guest today, we’ll start the show with our “No Dumb Questions” segment.

Today CFP at the Harmony Financial Group at RBC Wealth Management Erica Cummings will give her top 3 favorite money apps

Maria Riofrio is here with us today. You’ll love her. She tells it like it is!

“Maria’s success as a financial educator is not only in her mastery of the subject matter, but in her genuine care for her students and colleagues. After facing the realities of handling her finances alone for the first time at 47 with the death of her husband, she was moved by the LiSA Initiatives founding mission of helping women achieve financial security and peace of mind. She has helped expand the curriculum and the LiSA initiative’s mission to reach all Americans has impacted so many communities across the country. Maria’s powerful story of finding her financial footing as a widow and an immigrant helps her connect with her students. In the coming year, she will continue to focus on inspiring minority women to achieve financial security and peace of mind.”

Click here to read Maria’s full bio

Email Maria

Office number 770-870-1475

We end the show like we always do, we’ll take “A Seat at the Kid’s Table.” Today we asked the kids “When is a good time to talk about money with someone you are dating?” We’ll listen in on their answers and then our money expert Susan Beacham founder of Money Savvy Generation will give parents advice.

Our Money Victory Shout Out goes to Jennifer Donato!

Cheers to each one of you who is on your way to being proud to say you are financially confident!

Thank you for listening to the show. I truly hope it is helping you.

Feel free to reach out anytime

email [email protected]

Instagram https://www.instagram.com/sandywaters98/

LinkedIn https://www.linkedin.com/in/sandy-waters-4a1a4745/

Today on the show:

Before we talk about what success looks like, Professor Emeritus at University of Wisconsin-Milwaukee and Author of Teachers Can Be Financially Fit…

Economist Mark Schug aka Grandpa Mark is here for our “No Dumb Questions” segment. He’s going to catch us up on what’s being debated in the 3rd Stimulus plan.

What does success look like? Emmy award winning producer, author, speaker and Host of Success in Your City Brandon T Adams joins the conversation.

He’s fantastic, you will love him. We chat about what success IS, how to nurture business relationships that will ultimately help you achieve career success and we talk about his relationship with his beautiful wife Sam. How they manage their family budget.

If you want to follow and support Brandon:

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"Road to Success"

We end the show like we always do, we’ll take “A Seat at the Kid’s Table.” Today we asked the kids “What do you think about playing the lottery to win the big jackpot?” We’ll listen in on their answers and then our money expert Susan Beacham founder of Money Savvy Generation will give parents a fun activity to do with the kids the next time they buy a lottery ticket.

Our Money Victory Shout Out goes to Alyssa Rose!

Cheers to each one of you who is on your way to being proud to say you are financially confident!

Thank you for listening to the show. I truly hope it is helping you.

Feel free to reach out anytime

email

Instagram

LinkedIn

 Today on the show:

Before learn some great frugal tips from our Frugal Friends Jen and Jill we’ll start the show with our “No Dumb Questions” segment. CFP at the Harmony Financial Group at RBC Wealth Management Erica Cummings will give us a quick explanation of a ROTH IRA.

Jen Smith and Jill Sirianni from the Frugal Friends podcast are here! Jen is a personal finance writer and owner of Modern Frugality Media. 

Jill is a social worker and natural born frugalista.

Both of them paid off their respective debt during a time when they were earning an extremely modest income. (So you can’t use that as an excuse anymore ;) )

Jen and her husband, Travis were able to pay off $78,000 in debt in less than 2 years! She’s explain how they did it.

Jill said the art of thrifting and learning how to DIY helped her and her husband get ahead in their finances.

We end the show like we always do, we’ll take “A Seat at the Kid’s Table.” Today we asked the kids “What is money? Would you want to live in a world where money did not exist?” We’ll listen in on their answers and then our money expert Susan Beacham founder of Money Savvy Generation will give parents a fun activity to do with the kids that will teach them the value of money.

Our Money Victory Shout Out goes to Margi Taber!

Cheers to each one of you who is on your way to being proud to say you are financially confident!

Thank you for listening to the show. I truly hope it is helping you.

Feel free to reach out anytime

email [email protected]

Instagram

LinkedIn

Today on the show:

Before we find out how to invest in real estate with little to no time and money commitment, we’ll start the show with our “No Dumb Questions” segment. When switching jobs, what do you do with your previous employers retirement plan? CFP at the Harmony Financial Group at RBC Wealth Management Erica Cummings is here to talk us through the 4 options.

Our guest today Monick Halm founder of Real Estate Investor Goddesses said it perfectly “Financial freedom is when you have enough passive income streams that equals or exceeds your expenses.” Monick’s mission is to help 1 million women find financial freedom through real estate investing. Today we go over the different types of real estate investing. Some require little to no time or money. 

We end the show like we always do, we’ll take “A Seat at the Kid’s Table.” Today we asked the kids “Do you pick a job because it makes you happy or because it makes you money?" We’ll listen in on their answers and then our money expert Susan Beacham founder of Money Savvy Generation will give all of us parents some words of advice and wisdom.

Our Money Victory Shout Out goes to Mike Gilfilian!

Cheers to each one of you who is on your way to being proud to say you are financially confident!

Thank you for listening to the show. I truly hope it is helping you.

Feel free to reach out anytime [email protected]