Seven Figures: Smart Money Strategies for Women with Sandy Waters

Today on the show:

 Before we chat about your little white lie, we’ll start the show talking about open enrollment. It’s right around the corner so I want to make sure you have a good understanding of what your options are. Many of you will have the choice to sign up for a High Deductible plan and the HSA that goes along with it. We’ll explain what they are in our “No Dumb Questions” segment with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management 

Then, we’ll talk about the little white lie a lot of us hide behind. Caren Glasser will join the conversation. Caren is a Live stream host of 2 popular web TV shows, Once Upon A Storytime! and Caren Glasser LIVE! 

We talk about her little white lie and how her career got a boost after she came clean about it. She also gives us advice about video conferencing and the fine line between charging for your expertise and giving it away for free.

We'll end the show like we always do, we’ll take “A Seat at the Kid’s Table.” Today, we had parents ask their kids- “What is an example of a smart purchase and what is something they regret buying?” We’ll see what the kids say and what advice our money expert Susan Beacham founder of Money Savvy Generation has for parents. The best way to teach your kids smart SPENDING habits.

And our Money Victory shout out goes to Rachael Knight!

Thank you for listening to the show. I truly hope it is helping you. Feel free to reach out anytime [email protected]

Cheers to each one of you who is on your way to being proud to say you are a financially confident woman!

Today on the show:

One of the most googled money topics is Public Service Loan Forgiveness. We’ll explain what it is and who qualifies for it in our “No Dumb Questions” segment with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management 

Plus,

As we push through 2020 a lot of people are facing tremendous adversity.

Today, we want to help you to find happiness and harmony in a very noisy world.

International bestselling author, speaker, entrepreneur, Win the Day podcast host James Whittaker joins the show.

James has interviewed more than 200 of the world’s leading athletes, entrepreneurs, and business leaders to unlock their secrets to success.

The timing could not be more perfect for his book “Andrew Carnegie’s Mental Dynamite.” The book explores what many say is the blueprint to solving societies most troubling problems.

We end the show today like we always do, we’ll take “A Seat at the Kid’s Table.” Today we had parents ask their kids- “What is retirement and at what age can you retire?” We’ll hear what the kids say and what advice our money expert Susan Beacham founder of Money Savvy Generation has for parents. The benefits to talking about retirement with your kids.

Our Money Victory shout out this week goes to Melissa Diane!

Thank you for listening to the show. I truly hope it is helping you..

Feel free to reach out anytime [email protected]

Cheers to each one of you who is on your way to being proud to say you are a financially confident woman!

Today on the show:

You hear everyone talking about the low interest rates. How do run the numbers to see if refinancing your mortgage right now makes sense for YOU? We’ll explain in our “No Dumb Questions” segment with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management 

Plus…

Your dreams, your goals will become a reality ONLY if you have room for them in your 'Love Bucket.' So, how big is your 'Love bucket?'

Founder of 113 Branding Digital Media Studio, Live Stream Host, Author, and International Speaker Joie Gharrity will join the show to explain.

We end the show today like we always do, we’ll take “A Seat at the Kid’s Table.” Today we had parents ask their kids- “How much do you think a house costs?” We’ll see what the kids say and what advice our money expert Susan Beacham founder of Money Savvy Generation has for parents. Is the best way to teach your kids the value of a dollar talking openly about how much your house is worth?

Our Money Victory shout out goes to Llyod Ruffle!

Thank you for listening to the show. I truly hope it is helping you.

Feel free to reach out anytime [email protected]

Cheers to each one of you who is on your way to being proud to say you are a financially confident woman!

Today on the show...

A lot of our listeners have told us they want to know more about investing, so today in our segment with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management we’ll explain the difference between Active and Passive investing“No Dumb Questions”

Plus…

How to 'Boss Up' Your Own Life and stop working scared Norma Holland joins the show. What compelled her to walk away from a 23 year career in TV to take on the new unfamiliar challenge of digital marketing? She’ll explain it all today.

Learn more about Norma here:

https://www.digitalhyve.com/about-us/meet-the-hyve/

https://www.facebook.com/Norma-Holland-131908096836427/

https://www.linkedin.com/in/norma-holland-2486234/

We end the show today like we always do, we’ll take Today we had parents ask their kids- What is compound interest?We’ll see what the kids say and what advice our money expert Susan Beacham founder of “A Seat at the Kid’s Table.”Money Savvy Generation has for parents. The best way to teach kids the important lesson of compounding.

And our Money Victory shout out goes to Brenda Langford!

Thank you for listening to the show. I truly hope it is helping you.

Feel free to reach out anytime [email protected]

Cheers to each one of you who is on your way to being proud to say you are a financially confident woman!

Today on the show... A lot of our listeners have told us they want to know more about investing, so today in our “No Dumb Questions” segment with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management we’ll explain the difference between a Mutual Fund and an ETF To reach out to Erica: https://us.rbcwealthmanagement.com/harmonyfinancialwellnessgroup/?utm_source=GMB&utm_medium=Yext Plus… What do you need to know after a Divorce? Author, Publisher, Confidence Coach Sheila Kennedy is here to share the 3 biggest financial lessons she learned when she became a single mom. To reach out to Sheila: http://www.thezebraink.com/ We end the show today like we always do, we’ll take “A Seat at the Kid’s Table.” Today we had parents ask their kids- What is a checking and savings account? We’ll see what the kids say and what advice our money expert Susan Beacham founder of Money Savvy Generation has for parents. As Susan mentions “We live in a world where people make money off our overdrafts” so it’s imperative as parents to be proactive and teach our kids how to manage their money. To reach out to Susan: http://www.moneysavvy.com/ .And our Money Victory shout out goes to Michelle Vanderpool Tomaszewski! Thank you for listening to the show. I truly hope it is helping you. Feel free to reach out anytime [email protected] Cheers to each one of you who is on your way to being proud to say you are a financially confident woman! See omnystudio.com/policies/listener for privacy information.

Today on the show: We hear the headlines about Negative Interest Rates…What does that mean? Is it a real possibility? We’ll explain in “No Dumb Questions” with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management Plus… Becoming a millionaire on a teacher’s salary. Professor Emeritus at the University Wisconsin-Milwaukee and coauthor of Teachers Can be Financially Fit Mark Schug will explain how you can be rich while earning a modest income We end the show today like we always do, we’ll take “A Seat at the Kid’s Table.” Today we had parents ask their kids- What is investing? We’ll see what the kids say and what advice our money expert Susan Beacham founder of Money Savvy Generation has for parents. What is the best way to teach your kids about investing even when you may not be good at it yourself. And our Money Victory shout out goes to Dave Blue Fields! Thank you for listening to the show. I truly hope it is helping you. Feel free to reach out anytime [email protected] Cheers to each one of you who is on your way to being proud to say you are a financially confident woman! See omnystudio.com/policies/listener for privacy information.

Today on the show... Term or Whole life insurance? Which one is better for your family? We’ll explain in “No Dumb Questions” with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management Plus, What’s the psychology behind spending vs saving. Are some people just "wired" to be savers? Continuing the work of her late father Dr Thomas J Stanley, Dr Sarah Fallaw, co-author of The Next Millionaire Next Door and founder/president of DataPoints joins the show Here's the personality assessment test we referred to: www.datapoints.com/personality We end the show today like we always do, we’ll take “A Seat at the Kid’s Table.” Today we had parents ask their kids- What is a budget? We’ll see what the kids say and what advice our money expert Susan Beacham founder of Money Savvy Generation has for parents. Our Money Victory shout out goes to Lauren Marie! Thank you for listening to the show. I truly hope it is helping you. Feel free to reach out anytime [email protected] Cheers to each one of you who is on your way to being proud to say you are a financially confident woman! See omnystudio.com/policies/listener for privacy information.

Today on the show... We break down the difference between a Home Equity Line of Credit and a Home Equity Loan in “No Dumb Questions” with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management Plus, The biggest surprises that catch most people off guard when buying a new house. Rachael Wexler from Keller Williams and Rich Short from Advantage Federal Credit Union are here We end the show today like we always do, we’ll take “A Seat at the Kid’s Table.” Today we had parents ask their kids-How do you decide which college to go to? We’ll see what the kids say and what advice our money expert Susan Beacham founder of Money Savvy Generation has for parents. Here's the link to Susan's article that we referred to: http://susanbeacham.com/the-money-talk-pays-off-heres-proof/#commentform Today our Money Victory shout out goes to Laurie Berry DiBerardinis! Thank you for listening to the show. I truly hope it is helping you. Feel free to reach out anytime [email protected] Cheers to each one of you who is on your way to being proud to say you are a financially confident woman! See omnystudio.com/policies/listener for privacy information.

Today on the show... Your credit score is your mathematical DNA…How is it calculated? How often do you need it and how does it impact your life? We’ll break it down in “No Dumb Questions” with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management Plus, how to put together the perfect pitch that will open up opportunities for you and increase your earning power. Author, Publisher, Confidence Coach Sheila Kennedy is here to explain the key to turning a ‘No’ into a ‘Yes!’ Sheila also gives us her 3 biggest takeaways from interviewing immensely successful entrepreneurs in her book Choices to Changes. We end the show today like we always do, we’ll take “A Seat at the Kid’s Table.” Today we had parents ask their kids- How does a credit card work? We’ll see what the kids say and what advice our money expert Susan Beacham founder of Money Savvy Generation has for parents. This week's Money Victory Shout Out goes to Christine Elizabeth Thank you for listening to the show. I truly hope it is helping you. Feel free to reach out anytime [email protected] Cheers to each one of you who is on your way to being proud to say you are a financially confident woman! See omnystudio.com/policies/listener for privacy information.

Today on the show: Interest rate vs APR what’s the difference? We’ll break it down in with our CFP Erica Cummings from “No Dumb Questions”The Harmony Financial Wellness Group at RBC Wealth Management The pandemic has taught us a lot about ourselves. Most importantly, it’s taught us a lot about our finances. We are paying more attention to where we spend our money, and how much we’re spending. We have a new appreciation for our streams of income that’s for sure! Our guest today, Jully Alma Taveras founder of the Investing Latina says this is the time we should all be very familiar with our “Survival Number.” She’ll explain. Jully also opens up about her past debt. How shopping was her vice when she was in her 20s. She has paid off that debt and is now using her new found passion for saving and investing to help others take control of their finances. In just a short amount of time her Youtube channel and social media platforms have attracted an impressive following. We end the show today like we always do, we’ll take Today we had parents ask their kids- We’ll see what the kids say and what advice our money expert Susan Beacham founder of “A Seat at the Kid’s Table.”When you want something really bad but don’t have the money for it, what do you do?Money Savvy Generation has for parents. Thank you for listening to the show. I truly hope it is helping you. Feel free to reach out anytime [email protected] See omnystudio.com/policies/listener for privacy information.