Seven Figures: Smart Money Strategies for Women with Sandy Waters

Today on the show:

 Before we find out how to “Ditch Busy,” we’ll start the show with a very popular question, “How can I catch up on saving for retirement?” A lot of people say they’re behind on saving for retirement so today in our “No Dumb Questions” segment, CFP at the Harmony Financial Group at RBC Wealth Management Erica Cummings will give you the 3 easiest ways to catch up.

If you are constantly busy and sometimes feeling a bit overwhelmed, you are listening to the perfect episode! Kate Erickson host of the “Ditch Busy” podcast is here to help you make overwhelmed a thing of the past. She teaches us how to best prioritize our to do list and set boundaries. But before you do anything you have to do this one task to get the ball rolling.

Click here to connect and follow Kate Erickson

or on her Instagram

We end the show like we always do, we’ll take “A Seat at the Kid’s Table.” Today we asked the kids what do they REALLY want from their parents? What do they value most? We’ll listen in on their answers and then our money expert Susan Beacham founder of Money Savvy Generation will give all of us parents some words of advice and wisdom.

Cheers to each one of you who is on your way to being proud to say you are a financially confident woman!

And our Money Victory shout out goes to Maria Diehl!

Thank you for listening to the show. I truly hope it is helping you.

Feel free to reach out anytime [email protected]

Today on the show:

Before we find out how Stephanie paid off her debt, we’ll start the show with our “No Dumb Questions” segment. Professor Emeritus at University of Wisconsin-Milwaukee and Author of Teachers Can Be Financially Fit, Economist Mark Schug or as we lovingly call him Grandpa Mark is here today. We’ll reflect on the pandemic. What money lessons it’s taught us. Plus, he gives us his take on Janet Yellen who is close to becoming the first woman to serve as treasury secretary.

Sometimes it’s just a few bad money decisions that cause your finances to get out of control. That’s what happened to Stephanie Schifano. She and her husband are highly educated, conservative spenders and actually good with budgeting. But, it was just a few unfortunate circumstances which were out of their control and a few bad money decisions that got them into an overwhelming amount of debt.

Stephanie is passionate about sharing her story of HOW she paid off $32,000 in 14 months. Hoping it will help others to be inspired to do the same.

Stephanie’s financial advisor Julie Hears also joins in on the conversation. She gives us the biggest mistakes most people make, the important money rules we should follow and what we need to ask and look out for when selecting a financial advisor.

We end the show like we always do, we’ll take “A Seat at the Kid’s Table.” Are the holidays the ONE time of the year you spoil your kids with almost everything they want? Hey it’s been a tough year, a lot of parents are tempted to ‘wow’ the kids this year especially. Our money expert Susan Beacham founder of Money Savvy Generation has advice for parents.

This is going to be the last show of 2020. I truly appreciate each one of you who listen to the show, who spread the word about the show to friends. It means the world to me.

Thank you for connecting with me on social media. I love it!

Anything you need, I’m here for ya

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Have a very happy, safe and healthy holiday.

Chat with you in the new year!

Cheers to each one of you who is on your way to being proud to say you are a financially confident woman!

Today on Seven Figures: Smart Money Strategies for Women:

How much money should you save for retirement? A lot of people have reached out to us asking this question so today in our No Dumb Questions segment we’ll give you the benchmarks. Our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management joins this part of the show.

Plus, Long time radio host in Seattle Washington, Mason is here to talk about what it was like for her to lose her job because of downsizing due to Covid and how TikTok is opening up new doors for her. She, like so many others, think now is the perfect time to use the Tik Tok platform to get exposure for your ‘brand.’

And we’ll take “A Seat at the Kids Table” today, we had parents ask their kids “Should kids get paid for getting good grades or doing a good job at something?” We’ll hear how the kids respond and find out what our expert Susan Beacham founder of Money Savvy Generation  thinks about paying for performance.

And our Money Victory shout out goes to Aimee Ruth!

Thank you for listening to the show. I truly hope it is helping you.

Feel free to reach out anytime [email protected]

Cheers to each one of you who is on your way to being proud to say you are a financially confident woman!

Today on the show:

Before we figure out if developing an online course may be a way you can make some extra money, we’ll start the show with our “No Dumb Questions” segment. A lot of talented and hardworking people have been let go from their jobs as a result of downsizing because of COVID. I want to dedicate some time today, to make sure that if (god forbid) that happens to you, you’ll know what to expect and won’t be caught off guard. Our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management is here to explain what you can expect if you are laid off.

What are you really good at? What comes natural to you? What would you say is your area of expertise? Maybe you can make some extra money by sharing what you know through an online course. Yes, it’s your course, you’re the expert. You see more and more people offering coaching advice or offering online course instruction. A lot of these people have said they’re making good money by helping others in this way. So why not you? The Go- to -Gal Jaclyn Mellone is here to explain exactly what you need to do to get started and how much money you can make from it. It might be something to think about.

(this is part 2 of our interview with Jaclyn from last week)

We end the show like we always do, we’ll take “A Seat at the Kid’s Table.” A study out of University of Arizona, found the more kids watch TV, the more advertising they are exposed to. The more advertising they see, the more likely they are to ask for something when you go to the store. Which researchers say, may contribute to parents' overall stress levels, well beyond a single shopping trip.

So what advice does our expert Susan Beacham founder of Money Savvy Generation have for parents to combat the marketing that is directly targeting our kids?

Today our Money Victory shout out goes to Sierra Stiller-Saiger!

Thank you for listening to the show. I truly hope it is helping you.

Feel free to reach out anytime! [email protected]

Cheers to each one of you who is on your way to being proud to say you are a financially confident woman!

Before we learn how to manifest what we want, we’ll start the show with our “No Dumb Questions” segment. Why is the Chair of the Federal Reserve Board worried for women? Professor Emeritus at University of Wisconsin-Milwaukee and Author of Teachers Can Be Financially Fit, Economist Mark Schug aka Grandpa Mark is here to explain.

Click here to email Mark

Click here to pick up Mark’s book

Click here to learn more about Mark

Manifesting what you want in life. Putting together a Vision Board. You may be rolling your eyes to all of that, I admit, part of me is so sick of hearing that too.

BUT if you do it right, it actually DOES open up opportunities. Recently featured in Forbes, Jaclyn Mellone The “Go-To-Gal” explains how she manifested her Forbes article to happen.

(This is part 1 of our interview with Jaclyn. Next week we'll explore the opportunity to make money by hosting online courses)

We end the show like we always do, we’ll take “A Seat at the Kid’s Table.” Today we had parents ask their kids- “Which is better, to make or buy a gift for someone this holiday?”

Susan Beacham founder of Money Savvy Generation is here with advice for parents. She says the holidays are a perfect time to teach kids about budgets. Plus, Susan has some great no-cost gift ideas too.

And our Money Victory shout out goes to Juanita Leone! 

Thank you for listening to the show. I truly hope it is helping you.

Feel free to reach out anytime [email protected]

Cheers to each one of you who is on your way to being proud to say you are a financially confident woman!

Today on the show:

Before we talk get into the best way to approach your boss about work-life balance, we’ll start the show with our “No Dumb Questions” segment.

One topic that we often get questions about from listeners is budgeting. What is the best way to budget? Is the 50/30/20 rule a good one to follow and is there a good app we can download that will help us stay on track? Our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management will have the answers to all of these.

“At work you’re supposed to act like you don’t have kids. At home you’re supposed to act like you don’t work”

You probably WANT to take advantage of all the opportunities that are on the table right now, but for some parents this is a real challenge.

There’s workers survivors guilt. There’s not being able to 100% focus when the kids are home. Just to name a few of the struggles.

Kathleen Pringle is here. As an Executive Career Strategist and Coach, she is our direct line to figuring out what our boss is really thinking.

-The best way to ask your boss for a little leeway

-The best way to still ask for the raise you have coming to you

-The 3 most important things you should do to keep your sanity and take advantage of the opportunities that are out there.

Yes we cover a lot!

Click here to reach out to Kathleen directly

We end the show like we always do, we’ll take “A Seat at the Kid’s Table.” Today we had parents ask their kids- “How do you know when someone is rich?”

Susan Beacham founder of Money Savvy Generation has advice for parents. The best way to help your kids figure out what is enough.

And our Money Victory shout out goes to Reena Perri!

Thank you for listening to the show. I truly hope it is helping you.

Feel free to reach out anytime [email protected]

Cheers to each one of you who is on your way to being proud to say you are a financially confident w

Today on the show:

 Before we talk about Imposter Syndrome, we’ll start the show with our “No Dumb Questions” segment. The housing marketing is still making headlines and breaking records. If you are looking to purchase a house there’s a good chance you’ll have to pay over the asking price to win the bid. So, what’s the best rule of thumb to figure out how much you can REALLY afford? CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management will explain.

At any point in your career did you feel like a fraud?

Maybe you’re feeling it now as you navigate through a shift in your career because of COVID.

Imposter Syndrome: “Anxiety or self-doubt that results from persistently undervaluing one’s competence and active role in achieving success, while falsely attributing one's accomplishments to luck or other external forces.”

It’s a real thing, and we all have our moments of feeling this way. What’s the best way to overcome Imposter Syndrome? Dynamic Sales Leader & Business Development Strategist, Mindset & Success Coach Mary Braunschneider is here to help us.

Ways to connect with Mary:

https://careerwebfolio.com/marybraunschneider/

https://www.linkedin.com/in/mary-vivian-braunschneider-4492a06/

[email protected]

We end the show like we always do, we’ll take “A Seat at the Kid’s Table.” Today we had parents ask their kids- “When you start to make money, will you give some of it away?” Some parents were pretty surprised by how their kids responded. 

BUT it’s a completely natural response. Susan Beacham founder of Money Savvy Generation has advice for parents. The best way to teach your kids about giving.

And our Money Victory shout out goes to Amy Nicole!

Thank you for listening to the show. I truly hope it is helping you.

Feel free to reach out anytime [email protected]

Cheers to each one of you who is on your way to being proud to say you are a financially confident woman!

Today on the show:

Before we chat with our featured guest today, we start the show with our “No Dumb Questions” segment. A listener reached out asking about CDs (certificate of deposit). CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management will explain what it is and if it's right for you.

Author of A Recipe for Bad Lemons, Ingredients for Success from Life’s Sour Moments Angie Hundley is here.

Angie opens up about what it was like to grow up in the foster care system. Statistically there's only a 5% success rate for foster children. She beat the odds and is now a mother of four and owner of a multi-million dollar business. Angie will definitely put things into perspective and hopefully inspire you.

We end the show like we always do, we’ll take “A Seat at the Kid’s Table.” Today we had parents ask their kids- “What are Taxes?” We’ll see what the kids say and what advice our money expert Susan Beacham founder of Money Savvy Generation has for parents. The fun way to teach your kids about taxes.

And our Money Victory shout out goes to Jennifer Roberts!

Thank you for listening to the show. I truly hope it is helping you.

Feel free to reach out anytime [email protected]

Cheers to each one of you who is on your way to being proud to say you are a financially confident woman!

Today on the show:

Before we talk about the $1,500 life-changing offer, we’ll start the show with our “No Dumb Questions” segment. It’s the last Friday of the month so that means Economist, Professor Emeritus at University Wisconsin-Milwaukee Mark Shug (aka Grandpa Mark) joins the show.

Viewing it through the lens of an economist, he’ll give us an unbiased break-down of the most important news stories that impact you and your wallet.

A lot of people have strong opinions about who will win the election and what will happen to the economy if one party wins over the other. So, which Presidential candidate IS better for the economy? And what about the Stimulus package? Are we going to see more money coming our way or did the political bickering kill the plan?

Pick up Mark’s book “Teacher’s Can Be Financially Fit”

email Mark directly

“In my early 20s, my dad offered me $1,500 with a catch. It annoyed me at the time, but it also taught me the most important savings lesson of my life”

Freelance writer Alexis Rhiannon joins the show to talk about her dad’s life-changing offer and how all of us can learn a valuable lesson from it.

click here to read the full article

Alexis writes for Business Insider, Allure, Apartment Therapy  

Follow her on twitter

We end the show like we always do, we’ll take “A Seat at the Kid’s Table.” Today we had parents ask their kids- “What is Debt?” We’ll see what the kids say and what advice our money expert Susan Beacham founder of Money Savvy Generation has for parents. The best way to teach your kids about debt.

And our Money Victory shout out goes to Vera Plotkin!

Thank you for listening to the show. I truly hope it is helping you.

Feel free to reach out anytime. Love getting your emails

Cheers to each one of you who is on your way to being proud to say you are a financially confident woman!

Today on the show:

Before we talk about being a 'go to' expert and starting an online business, we’ll start the show talking about paying for college. This is a pretty big topic of discussion for a lot of families. As parents sometimes we overextend ourselves to help better our children’s lives. Which just makes us good and loving parents. BUT when it comes to paying for college, this might be where we draw the line. Why do experts suggest steering far away from Parents Plus Loans? We’ll explain in our “No Dumb Questions” segment with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management 

Take a moment to think about your passions? What are you an expert at? You CAN turn it into an online business. Debbie Knusdsen, Online Marketing Strategist will give you her advice. How she successfully transitioned from being on stage as an award winning Opera singer to being on the big online stage.  

We end the show like we always do, we’ll take “A Seat at the Kid’s Table.” Today we had parents ask their kids- “What is a loan?” We’ll see what the kids say and what advice our money expert Susan Beacham founder of Money Savvy Generation has for parents. The best way to teach your kids about borrowing money and taking out a loan.

And our Money Victory shout out goes to Sierra Stiller-Saiger!

Thank you for listening to the show. I truly hope it is helping you.

Feel free to reach out anytime [email protected]

Cheers to each one of you who is on your way to being proud to say you are a financially confident woman!