Welcome to a new week and a new theme here on the One Minute Retirement Tip! 

This week’s theme is should you refi now? Mortgage rates are insanely low right now, especially by historical norms. You can lock in a 30-year mortgage for around 3-3.5% and a 15-year mortgage for under 3% right now. 

Even if you’ve refinanced or bought a house in the last few years, for many homeowners, it makes a lot of sense to look seriously at refinancing right now. 

But not everyone should be re-financing right now. 

So this week, I’m sharing with you why refinancing now makes a hell of a lot of sense, why you shouldn’t overlook this opportunity, 3 reasons why you may want to take a pass on today’s crazy low interest rates and NOT refinance, and the one thing you should do with your mortgage before you retire - regardless of whether you refinance or not. 

That’s it for today, but before you go...If you haven’t already left a review for the One Minute Retirement Tip, please consider leaving an honest review in Amazon or iTunes. I read them all, so feel free to leave any feedback or topic suggestions there too. 

Thanks for listening. My name is Ashley Micciche and this is the One Minute Retirement Tip.

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