Hi friends! This week, we're back with an Adulting 101 topic that I think is really important to talk about – INSURANCE. Don't worry, we're not here to sell you anything! (I blame those pushy insurance salespeople who've given the industry a bad name.)

I just wanted to have an Insurance 101 session on the podcast because there were so many things I didn't understand when I first got my insurance plans. In fact, I struggled to get insurance because of pre-existing mental health conditions and even had a bad experience with a dishonest agent.

So I invited my friend, Diana, to come on the show and answer all the questions I had, to debunk the myths about health insurance, savings plans, critical illness, life insurance, and more. I really wanted to create this episode so you can avoid the rookie mistakes I made. Enjoy!

About Diana Chong:

Diana Chong is a passionate insurance agent who prioritizes her clients' interests with clarity and care. She approaches each client's insurance needs as if she were planning for her own family, ensuring they are fully protected and well-informed.

Connect with Diana on Instagram: https://www.instagram.com/dianachong/

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00:00 intro

01:39 general understanding about insurance as adults

04:26 what insurance policies should you get started with

05:55 insurance savings plan vs. bank savings plan

07:33 what is a waiver in an insurance plan

08:15 minimum payment and application requirements for an insurance plan

09:31 Wendy’s struggle to get an insurance policy due to mental illness

11:11 what happens if you have an existing mental or physical illness14:50 Diana’s father’s treatment experience due to pre-existing conditions

15:55 Wendy’s hospitalisation experience

18:09 the price of medical bills if you don’t have a medical card

19:14 how often do you have to review your insurance policies

21:50 how frequently and how much to top up for your policies each year

23:15 how much budget should I be allocating for insurance

27:31what policies do you think everyone should get

31:42 Wendy’s unfortunate encounter with an insurance agent

38:28 red flags to look out for in insurance agents

42:54 connect with Diana!

43:49 outro

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Ever felt like you're not quite enough? That you're just pretending to know what you're doing, and any moment now, everyone will figure it out? Yep, that's the dreaded imposter syndrome whispering in your ear. I've been there, and let me tell you, it's not a fun place to be.

But today, we're talking about how to silence that inner critic and step into your authentic self. It's about understanding who you are, embracing your unique strengths, and aligning your identity with your goals. When you do that, confidence and success naturally follow.

So, join me as we dive into the journey of self-discovery and self-acceptance, as we talk about practical strategies for banishing imposter syndrome and unleashing your full potential.

It's time to rewrite the narrative you've been telling yourself. It's time to embrace your identity and live a life that feels truly fulfilling. Let's do this together.

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📖 Books I mentioned:

The Courage to be Disliked by Fumitake Koga and Ichiro Kishimi

Living Untethered: Beyond the Human Predicament by Michael A. Singer

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Hey everyone, today's episode is a special one! We're joined by a very talented friend, Dina Lu, who's made the leap from a 9-to-5 job to becoming a full-time content creator. We'll hear about her journey, starting with her experience as a calligraphy coach and how she eventually found her footing on YouTube.

Get ready for a candid conversation about the ups and downs of creative entrepreneurship. We dived into the real struggles of self-doubt, imposter syndrome, and the limiting beliefs that hold us back, as Dina shared her personal experiences and how she overcame those challenges to build a successful business today.

Guess what, for you curious folks, Dina also shared a breakdown of all her current income streams including YouTube just to give us a peek behind the curtain of the creator economy! 😉

Whether you're a budding creator, aspiring entrepreneur, or simply someone looking for inspiration, this episode is packed with valuable insights and practical advice. So grab a cup of tea, settle in, and get ready to be motivated by Dina's incredible story!

⭐️ Dina's YouTube channel: http://www.youtube.com/@DinaLu

📸 Dina's Instagram: https://www.instagram.com/dinadlu/

💌 Download Dina's Free 40+ Page Business Starter Bundle: https://www.dinalucreative.com/free-creative-resources

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Tune into your lucky girl✨ mixtape here: https://spoti.fi/46ju6oM

You've heard all about "main character energy" on social media and how it can help you live your dream life… but what does that actually look like in real life?

In this episode, I'm taking you through a typical day in my life (and trust me, it's not always glamorous!) to show you how I practically embrace those main character vibes and make the everyday feel a little more extraordinary.

It's not about being the loudest or the most popular, but about owning your story and living it with intention. I'll share some of my favorite tips for cultivating that main character mindset – from finding magic in the mundane to taking small, bold steps towards your dreams.

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Ever wondered if you can really make money doing what you love? Can you turn your passion into a paycheck without sacrificing financial stability? It's a question that keeps a lot of us up at night, it’s the question that kept ME awake for a very long time.

As someone who's navigating this journey of building a career around my passion, I know the ups and downs all too well. There's the excitement of chasing your dreams, but also the uncertainty and challenges that come with it.

So, let's have a real talk about the realities of turning your passion into a career. We'll discuss the practical steps you can take to create a sustainable income, strategies for balancing your dream job with financial security, and the importance of staying motivated even when things get tough.

Whether you're a budding artist, a writer, an entrepreneur, or simply someone with a big dream, this episode is for you. Grab your favorite drink, settle in, and let's have an open and honest conversation about making your dreams a reality.

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Ever felt the weight of those high expectations? That nagging fear of not being good enough, of failing, or even worse, disappointing the people who matter most? If so, today's episode is for you.

As a recovering perfectionist, I've definitely grappled with the fear of failure. It's tough, especially when you're used to achieving and exceeding expectations. But I've learned that this fear can hold us back from taking risks and truly reaching our potential.

So, let's have a heart-to-heart about overcoming that fear. We'll delve into practical strategies for managing perfectionism and imposter syndrome, navigating the fear of disappointing others, and embracing our imperfections as opportunities for growth.

Whether you're a student, a professional, or someone who simply strives for excellence, this conversation is for you. Let's create a safe space to share our experiences, learn from each other, and find ways to move forward with more courage and self-compassion.

This is why class valedictorians don't become millionaires article: https://www.cnbc.com/amp/2017/05/24/what-happened-to-your-class-valedictorian-probably-not-much.html

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0:00 intro

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As we approach the mid of the year, I want to take this chance to encourage and motivate you to keep embracing the journey of personal growth. The mid of the year is a great time for self-reflection, to review and see if you’ve been honouring your intentions or living a life of purpose.

I dive deep into talking about setting intentions vs. setting goals for success, and how sometimes, having New Year’s resolutions alone may not be the best for you.

Let’s create our dream lives together ✨

0:00 intro - filled with gratitude

4:20 upset about not meeting my goals

5:45 living with intention vs. living with goals

10:45 let your word of the year guide you

11:44 outro

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Hey friends! 👋🏼 This week, we're having a short conversation about letting go of those "should be"s that sometimes weigh us down. If you've ever felt the pressure of needing to be perfect or achieve certain goals, I can relate. I've learned a lot about the importance of finding balance and enjoying the journey, not just chasing the destination.

So come join me for a little reminder to embrace the present moment, let go of expectations, and discover the simple joys that life has to offer. 🧡

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🎧 Ep. 32 Weekly Reflections: https://open.spotify.com/episode/5bAK7qXZZT8tuDhzA187DQ?si=56bc9ebe495a4892

Today's episode is for all the dreamers out there who’s been thinking of becoming a content creator or starting a side hustle on top on your 9-to-5. Trust me, it's a constant balancing act and I'm still figuring it out myself, but I would like to share some of the things that have helped me to move forward during this period.

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0:00 intro

2:00 first things first - i don’t have it all together

3:35 be mindful of your thoughts and emotion all the time

5:29 prioritise yourself and your social support

9:10 you have to really, really want it

9:58 why i choose to still stick to my day job

10:33 becoming a content creator on top of a day job

11:48 starting an online business

14:01 adjusting habits and lifestyle to make it all work

17:26 main message

19:25 outro

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This week, we’re having a heart-to-heart talk about long-distance friendship. This is something that’s extremely close to my heart as most of my close friends live in different countries as I do, and yet, no one ever prepared us for this! Like, how do we avoid the loneliness that comes with the distance and how do we keep our friendships strong despite it all?! 🥲

Grab a cozy blanket, maybe your favourite tea, we’re about to have a real, honest chat about navigating long-distance friendships. 🍵🧡

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0:00 intro

4:10 things people don’t talk about when having long distance friendships

5:10 as much as you love your friends, you feel lonely some times

8:19 “i wonder if they feel the same way”

9:40 you have to open up to your friends about how you feel

12:42 make the effort to make phone calls and update via text

16:17 life gets a bit more distant as you get older

20:27 accepting that this is your reality, and make the best out of it

22:10 you’re not alone, and if you’re meant to be, you and your bestie will get through this

23:17 outro

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