Starting or adding to your family can be overwhelming and if you have financial concerns it can become very stressful. In this episode, Andy and Nicole break down the smart moves to make when a new baby is coming.

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Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA.

© 2026, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

Are you ready to make better resolutions for 2026? You won't want to miss this episode, as Andy and Nicole share how making SMART goals is the best way to achieve your financial dreams in 2026!

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Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA.

© 2026, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

Looking for a top ten list to improve your financial life? Then this episode is for you! In this episode, Andy chats with the FORUM experts to compile our year end review list.

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You can also view this episode with captions here: Smarter Money Life on YouTube.

Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA.

© 2025, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy talks about how the holidays provide the perfect opportunity to teach your kids about money management. If you have kids or even if you want to brush up on your own money management skills, this is a great episode for you!

For more information, please visit us at Smarter Money Life.

You can also view this episode with captions here: Smarter Money Life on YouTube.

Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA.

© 2025, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy talks with Kevin Umberger, CPA and Director with Blue & Co., LLC, about some of the tax implications of the One Big Beautiful Bill Act. This will be beneficial as you prepare to file your 2025 taxes. Please note, the information provided is not intended to be tax advice and should only be used for informational purposes. Please consult your tax advisor for you specific tax situation.

For more information, please visit us at Smarter Money Life.

You can also view this episode with captions here: Smarter Money Life on YouTube.

Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA.

© 2025, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy goes through several tips for BEFORE, DURING, and AFTER your Black Friday shopping to help you be prepared, save money, and reduce stress. This is a great episode for anyone who enjoys tips to help plan for holiday shopping!

For more information, please visit us at Smarter Money Life.

You can also view this episode with captions here: Smarter Money Life on YouTube.

Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA.

© 2025, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy talks with Bryson Murray, Manager of Indirect Lending at FORUM Credit Union, about the ins and outs of buying or leasing your next car. They go through the pros of buying and the pros of leasing, plus some great tips on negotiating your best deal. You are not going to want to miss the valuable info in this episode!

For more information, please visit us at Smarter Money Life.

You can also view this episode with captions here: Smarter Money Life on YouTube.

Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA.

© 2025, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy talks about what it means to live a frugal lifestyle (spoiler: it might not be as dull and boring as you think!), and ways to watch your spending so that you can live frugally and achieve your lifestyle goals! This episode provides helpful tips for anyone who wants to find ways to stretch their income and reach their financial goals.

For more information, please visit us at Smarter Money Life.

You can also view this episode with captions here: Smarter Money Life on YouTube.

Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA.

© 2025, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy talks with Kurt Niles, VP of Underwriting at FORUM Credit Union, about the five main characteristics that lenders examine when reviewing a person's borrowing profile. They also cover the importance of being a strong borrower and how it can save you substantial money over your lifetime. Regardless of where you are in your credit journey, you will gain valuable information in this episode.

For more information, please visit us at Smarter Money Life.

You can also view this episode with captions here: Smarter Money Life on YouTube.

Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA.

© 2025, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy talks through several questions you need to begin answering as early as your 30s to ensure that you are prepared to retire when you want with the amount of money you will need to live the lifestyle you want. This episode is beneficial for everyone because it's never too early to begin preparing for retirement!

For more information, please visit us at Smarter Money Life.

You can also view this episode with captions here: Smarter Money Life on YouTube.

Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA.

© 2025, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.