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At its core, SmartPro was built on a simple belief: there’s a right way to give financial guidance and a wrong one. In this episode, founders Brian Wheeler, Rick Godfrey, and Rick Godfrey II share why they’ve always chosen the harder path: leading with integrity, honesty, and time-tested principles, even when they aren’t flashy.

They talk openly about the responsibility they feel toward the people they serve. Clients looking for real help, advisors who want to teach instead of sell, and team members who want meaningful work without burning out. In a world filled with fear-driven headlines and financial noise, the founders explain why hope, fundamentals, and behavioral truth still matter, and why “boring” advice often works best.

The conversation also looks ahead. SmartPro isn’t trying to be exclusive. It’s an open invitation to anyone who shares these values - advisors, team members, and families who want financial guidance rooted in trust, freedom from debt, and long-term opportunity.

This is an honest, behind-the-scenes conversation about faith, fundamentals, and why the right kind of financial advice can restore hope, create opportunity, and give people their time - and their lives back.

🎙️TLDR: This episode is about hope in financial guidance, moral and ethical leadership, time-tested investing principles, behavioral finance, debt and its impact, trust-based advising, financial education, advisor integrity, faith and fundamentals, eliminating financial stress, SmartPro’s mission, building a values-driven organization, SmartPro Financial

Follow SmartPro Financial: 
💼 Rick Godfrey II's LinkedIn ⮕ linkedin.com/in/rick-godfrey-ii 
📷 Instagram ⮕ instagram.com/smartprofinancial 
👥 Facebook ⮕ facebook.com/smartprofinancial 
🏆 Find a Financial Advisor ⮕ smartprofinancial.com/find-a-pro 

Discussions in this show are for entertainment and educational purposes only and should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker/dealer, member FINRA/SIPC.

Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and SmartPro Financial are not affiliated.

 Reached BabyStep 4 and unsure how to start investing? Get matched with a Ramsey Trusted Financial Advisor Here: https://www.smartprofinancial.com/find-a-pro/

Pre-order Jade's Book Here: https://store.ramseysolutions.com/money/books/what-no-one-tells-you-about-money-by-jade-warshaw/

Are you carrying financial stress in silence because you don’t want anyone to know the truth?

This episode Ramsey personality, Jade Warshaw, about her new book coming January 2026, What No One Tells You About Money. Jade walks us through the early days of her debt journey, how she kept it a secret, how shame and confusion shaped her decisions, and how financial stress began affecting her marriage, her emotions, and even her personality.

Jade explains the cultural messages that push young adults into debt: “build credit,” “go to college no matter the cost,” “you deserve the car,” and the anger, guilt, and hopelessness that often follow. She shares how a recession and hearing Dave Ramsey on the radio for the first time changed everything, giving her a vision for what it meant to be prepared for life’s storms.

From practical warning signs like avoiding your bank account and relying on 0% balance transfers, to the mindset traps of “I work hard, I deserve this,” Jade breaks down the real reasons people stay stuck, and how to get out. We talk side hustles, growing your income, staying motivated over years, setting daily habits, protecting your marriage, and finding peace in every part of your life once money stops being the constant crisis.

This episode is a reminder that debt is common, but silence doesn’t have to be. You’re not alone and you can fight your way out.

Follow SmartPro Financial: 

💼Rick Godfrey II's LinkedIn ⮕ linkedin.com/in/rick-godfrey-ii/ 

📷Instagram ⮕ instagram.com/smartprofinancial 

👥Facebook ⮕ facebook.com/smartprofinancial 

🏆Find a SmartVestor Pro ⮕ smartprofinancial.com/find-a-pro

Follow Jade Warshaw:

  🔗 Website Page ⮕ ramseysolutions.com/jade-warshaw 

👥 Facebook ⮕ facebook.com/JadeWarshawPersonality
📷 Instagram ⮕ instagram.com/JadeWarshaw

📹 Tiktok ⮕ tiktok.com/@jadewarshaw

💡The Ramsey Show ⮕ youtube.com/@TheRamseyShowEpisodes

📚Jade’s New Book ⮕ store.ramseysolutions.com/money/books/what-no-one-tells-you-about-money-by-jade-warshaw

Discussions in this show are for entertainment and educational purposes only and should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker/dealer, member FINRA/SIPC.

Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and SmartPro Financial are not affiliated. 

 Do you want to give back, but worry your cash donation won’t make a real difference? 

In this episode of SmartPro Radio, we sit down with Paul Cooper, Executive Director of Helping Hands, to talk about practical ways to make generosity part of your life and business. Paul explains how Helping Hands and A Greater Way to Give are transforming the way people support their communities - by turning almost any donation into cash for a cause, completely free to the donor.
We cover:

✅ How A Greater Way to Give works - and what types of items you can donate
✅ Ways business owners can encourage generosity in the workplace
✅ Why giving back builds stronger communities (and better teams)
✅ Simple ways to get involved and make an impact without spending extra cash

If you’ve ever wondered how to actually make a difference, this conversation will show you a creative, impactful way to give.

🎙️ Key topics: generosity, giving back, charitable donations, community impact, workplace generosity, leadership, nonprofit partnerships, Helping Hands, A Greater Way to Give, SmartPro Financial

Follow SmartPro Financial: 
💼 Rick Godfrey II's LinkedIn ⮕ linkedin.com/in/rick-godfrey-ii 
📷 Instagram ⮕ instagram.com/smartprofinancial 
👥 Facebook ⮕ facebook.com/smartprofinancial 
🏆 Find a SmartVestor Pro ⮕ smartprofinancial.com/find-a-pro 

Follow Helping Hands: 
👥 Facebook ⮕ .facebook.com/hhmin.org
🌐 Website ⮕ hhmin.org

Discussions in this show are for entertainment and educational purposes only and should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker/dealer, member FINRA/SIPC.

Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and SmartPro Financial are not affiliated.

What if you could invest in a way that aligns with your faith, supports good causes, and builds a better world - all at once?

In this episode, we sit down with Robin John to talk about his recently released book, The Good Investor, and explore a faith-driven approach to investing that prioritizes integrity, purpose, and long-term impact. Robin shares how God guides his work, and how he and his team at Eventide aim to invest in companies that serve their communities, employees, and the world.

We dive into the framework behind The Good Investor, including the values that shape every decision, the role of faith in a traditionally “tainted” industry, and the conviction required to stick to what’s right even when it challenges the status quo. Robin also shares personal stories of calling, perseverance, and how starting in a bear market strengthened their mission.

Whether you’re a Christian investor or simply interested in the intersection of faith, work, and purpose, this episode offers insight, inspiration, and a vision for what investing can look like when it honors God.

Follow SmartPro Financial: 
💼 Rick Godfrey II's LinkedIn ⮕ linkedin.com/in/rick-godfrey-ii 
📷 Instagram ⮕ instagram.com/smartprofinancial 
👥 Facebook ⮕ facebook.com/smartprofinancial 
🏆 Find a SmartVestor Pro ⮕ smartprofinancial.com/find-a-pro 

Follow Eventide & Robin John: 
💼 Eventide LinkedIn ⮕ linkedin.com/company/eventideassetmanagement/ 
📺 Youtube ⮕ @EventideAssetManagement 
👥 Facebook ⮕ facebook.com/robincjohnn/
📷 Instagram ⮕ instagram.com/robincjohn/ 
🌐 Website ⮕ eventideinvestments.com/individuals/ 

Discussions in this show are for entertainment and educational purposes only and should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker/dealer, member FINRA/SIPC.

Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and SmartPro Financial are not affiliated.

 What if the reason you feel stuck at work isn’t about motivation, but about misalignment?

In this episode, Ken shares his “three wires” framework: Talent + Passion + Mission = Purpose, and explains why leaning into your natural strengths - not just improving weaknesses -is the key to creating results you care about. He also tackles the tension between persistence and patience, offering guidance on how to keep showing up, stay motivated, and live a life of contribution, even in retirement.

From confronting a bad boss to understanding what truly drives progress, Ken covers what it takes to align your work with what you’re wired to do. Plus, he shares insights from coaching over 10,000 people on how to find their dream job and make a meaningful impact.

If you’re ready to stop going through the motions and start doing work that matters, this episode is your roadmap to clarity, purpose, and fulfillment.

Discussions in this show are for entertainment and educational purposes only and should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker/dealer, member FINRA/SIPC.

Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and SmartPro Financial are not affiliated.

 What matters more when it comes to winning with money: the perfect formula or the right belief?

In this week's episode, our CIO, Jesse Shaw, shares how Financial Peace University completely changed the trajectory of his life. After spending years on Wall Street, Jesse had to rewire his 100% head knowledge investment philosophy to fully receive Ramsey's 80/20 Principle.

Follow SmartPro Financial: 
💼 Rick Godfrey II's LinkedIn ⮕ linkedin.com/in/rick-godfrey-ii/ 
📷 Instagram ⮕ instagram.com/smartprofinancial 
👥 Facebook ⮕ facebook.com/smartprofinancial 
🏆 Find a SmartVestor Pro ⮕ smartprofinancial.com/find-a-pro\

Discussions in this show are for entertainment and educational purposes only and should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker/dealer, member FINRA/SIPC.

Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and SmartPro Financial are not affiliated.

In this episode, Rick is joined by International trade expert, and former member of the US House of Representatives Committee on Ways and Means, Warren Payne. They unpack the bipartisan shift in U.S. trade policy—particularly around China—and what it means for the global economy. They explore the misconceptions that shaped early U.S.–China trade relations, the impact of tariffs under both Trump and Biden, and how these policies ripple through countries like Mexico, Canada, and the EU. Warren explains how trade, tax policy, and national debt are more connected than ever, and why the U.S. may be running out of leverage. Plus, a look at how modern politics—and even the way members of Congress interact—might be holding back real progress.

Follow SmartPro Financial:
 💼 Rick Godfrey II's LinkedIn ⮕ linkedin.com/in/rick-godfrey-ii/
 📷 Instagram ⮕ instagram.com/smartprofinancial
 👥 Facebook ⮕ facebook.com/smartprofinancial
 🏆 Find a SmartVestor Pro ⮕ smartprofinancial.com/find-a-pro
 

Follow Warren Payne & Mayer Brown:
 📺 Youtube ⮕ youtube.com/mayerbrownLLP
👥 Facebook ⮕ facebook.com/mayerbrown
📷 Instagram ⮕ instagram.com/talk2mayerbrown/
🌐 Website ⮕ mayerbrown.com


Discussions in this show are for entertainment and educational purposes only and should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker/dealer, member FINRA/SIPC.

Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and SmartPro Financial are not affiliated.

 What if the biggest thing holding you back… is you?

On this episode, Rick Godfrey II sits down with Tony Santoro, Enderly Coffee Co owner. He started his business as a hobby years ago while working full time as a school teacher. When faced with the chance to upgrade some of his equipment and take his company to the next level, he froze. All he had to do was share a video and the GoFundMe page to his friends, family, and followers, but he couldn't hit "post."

Tony's story is one we can all relate to: standing in our own way at a critical moment. What happens when we push even when we are scared? Is success waiting on the other side of bravery? 

Follow SmartPro Financial: 
💼 Rick Godfrey II's LinkedIn ⮕ linkedin.com/in/rick-godfrey-ii/ 
📷 Instagram ⮕ instagram.com/smartprofinancial 
👥 Facebook ⮕ facebook.com/smartprofinancial 
🏆 Find a SmartVestor Pro ⮕ smartprofinancial.com/find-a-pro 

Follow Tony Santoro: 
👥 Facebook ⮕ facebook.com/enderlycoffeeco
📷 Instagram ⮕ instagram.com/enderlycoffeeco
🌐 Website ⮕ https://www.enderlycoffee.com

Discussions in this show are for entertainment and educational purposes only and should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker/dealer, member FINRA/SIPC.

Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and SmartPro Financial are not affiliated.

 What if a school prioritized character over screens, habits over hacks, and wisdom over information? In this episode, we explore what it really means to educate a child—not just for academic achievement, but for a meaningful life. 

We discuss the classical model of education and its emphasis on forming logical minds and virtuous hearts. You’ll hear why kindness is strength, how cultural compromise begins, and what it takes to protect a values-driven community—especially during seasons of growth.
We also unpack the shifting reasons families are turning to private education: not just to escape distractions, but to avoid an ideology. 

Follow SmartPro Financial: 
💼 Rick Godfrey II's LinkedIn ⮕ linkedin.com/in/rick-godfrey-ii/ 
📷 Instagram ⮕ instagram.com/smartprofinancial 
👥 Facebook ⮕ facebook.com/smartprofinancial 
🏆 Find a SmartVestor Pro ⮕ smartprofinancial.com/find-a-pro 

Find Classical Academy of Sarasota
🌐 Website ⮕ tcasarasota.com/

Discussions in this show are for entertainment and educational purposes only and should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker/dealer, member FINRA/SIPC.

Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and SmartPro Financial are not affiliated.

What if you stopped living the life everyone else expected and started designing one that’s fully yours? In this episode of SmartPro Radio, Dr. John Delony joins us for a powerful conversation about rejecting the default script and building a life defined by freedom, intention, and peace.

We explore what happens “when you are fully in control of what you do next?”—from rethinking retirement and debt to embracing purpose-driven living. Dr. Delony shares personal stories, practical wisdom, and the liberating realization: “Oh yeah, this is our life, this is our marriage, these are our kids, nobody can tell us what to do. Since then, we’ve been rambunctiously free.”

This episode will challenge your assumptions and encourage you to boldly leave "normal" behind—so you can live on your terms.

In this episode you will find: 
Why “normal” isn’t working—and how to choose something that works for you
The freedom that comes with realizing you get to decide what life looks like
How to stop outsourcing decisions about your future to culture or fear
Real talk on money, marriage, parenting, and mental health from Dr. John Delony
Encouragement to live with purpose—even if it means going against the grain

Follow SmartPro Financial: 
💼 Rick Godfrey II's LinkedIn ⮕ linkedin.com/in/rick-godfrey-ii/ 
📷 Instagram ⮕ instagram.com/smartprofinancial 
👥 Facebook ⮕ facebook.com/smartprofinancial 
🏆 Find a SmartVestor Pro ⮕ smartprofinancial.com/find-a-pro 

📺 Youtube ⮕ youtube.com/@TheDrJohnDelonyShow
👥 Facebook ⮕ facebook.com/JohnDelony
📷 Instagram ⮕ instagram.com/johndelony
🌐 Website ⮕ ramseysolutions.com/john-delony

Discussions in this show are for entertainment and educational purposes only and should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker/dealer, member FINRA/SIPC.

Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and SmartPro Financial are not affiliated.