How to reach Karissa Campbell: smartprofinancial.com/pro/karissa-campbell-2/

In this episode, Rick sits down with Financial Advisor, Karissa Campbell CFP®, to talk about why women often make great investors and what everyone can learn from their approach to money.
They discuss why investing isn't just about picking the right stocks, but about having a financial plan that aligns with your values, helps you make better decisions, and gives you confidence for the future. Karissa also shares why starting early matters, how younger advisors are bringing a fresh perspective to financial planning, and why so many people lose track of old 401(k)s and other retirement accounts.
Whether you're just getting started, feeling overwhelmed by your finances, or wondering if it's time to work with a financial advisor, this conversation will help you think differently about building wealth and creating a life you actually want to live.
In this episode, you'll learn:
• Why women often outperform men as long-term investors
• How a financial plan can help you make better decisions
• Why your money should reflect your values
• The importance of finding old 401(k)s and retirement accounts
• Why starting early can make such a big difference
• How to prepare financially - and emotionally - for retirement
If you've ever wondered whether you're "behind" with money or how to invest with more confidence, this episode is for you.
Follow SmartPro Financial: 
💼 Rick Godfrey II's LinkedIn ⮕ linkedin.com/in/rick-godfrey-ii 
📷 Instagram ⮕ instagram.com/smartprofinancial 
👥 Facebook ⮕ facebook.com/smartprofinancial
🏆Connect with a SmartPro Advisor ⮕ smartprofinancial.com/find-a-pro

Reach Karissa Campbell: 
🌐 Website ⮕ smartprofinancial.com/pro/karissa-campbell-2/

Discussions in this show are for entertainment and educational purposes only and should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker/dealer, member FINRA/SIPC.
Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and SmartPro Financial are not affiliated.

#SmartProRadio #FinancialFreedom #financialadvisor #finances #womeninvestors

You've worked hard. You've saved. But are you putting off the experiences that matter most?

Travel expert Mark Wolters joins us to explain why you don't have to wait until retirement to explore the world. Whether you're raising kids, working a full-time job, or sticking to a budget, this episode is packed with practical tips for making travel part of your life now - not someday.

Because creating memories shouldn't be the reward at the end of life. It can be part of the journey.

Follow SmartPro Financial: 
💼 Rick Godfrey II's LinkedIn ⮕ linkedin.com/in/rick-godfrey-ii 
📷 Instagram ⮕ instagram.com/smartprofinancial 
👥 Facebook ⮕ facebook.com/smartprofinancial
🏆Connect with a SmartPro Advisor ⮕ smartprofinancial.com/find-a-pro

Follow Mark Wolters: 
🌐 Website ⮕ woltersworld.com/
⏺️ Youtube ⮕  youtube.com/@woltersworld
📷 Instagram ⮕ instagram.com/woltersworld
👥 Facebook ⮕ facebook.com/woltersworld/

Discussions in this show are for entertainment and educational purposes only and should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker/dealer, member FINRA/SIPC.
Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and SmartPro Financial are not affiliated.

Get matched with a financial advisor here: smartprofinancial.com/youtube

Most real estate advice online is about “getting rich quick”- Mikey Taylor is doing the exact opposite.

In this episode, Mikey breaks down a smarter, more sustainable approach to real estate investing- focused on fundamentals, risk awareness, and building wealth over the long haul.

What we cover:

• The two types of real estate investors: active vs. passive - and how to know which one fits you
• Why not every real estate strategy works for everyone (and how to choose yours)
• Mikey’s philosophy: slow, steady, and focused on long-term demand
• Why “boring” real estate often wins and where leverage fits in (and where it can go wrong)
• How Mikey and his partners invest in distressed properties to add value and reduce risk
• The key questions you must ask before investing with any group
• What’s really happening in today’s housing market and why it’s harder for younger buyers
• The impact of low inventory, rising prices, and large investment funds
• What “passive income” in real estate actually looks like (beyond the buzzword)
• Can you invest in real estate without taking on debt? A real look at leverage vs. risk
• When using debt makes sense and when it doesn’t

If you’ve been curious about real estate investing but want a grounded, realistic approach - not hype - this episode is for you.

Follow SmartPro Financial: 

💼 Rick Godfrey II's LinkedIn ⮕ linkedin.com/in/rick-godfrey-ii 

📷 Instagram ⮕ instagram.com/smartprofinancial 

👥 Facebook ⮕ facebook.com/smartprofinancial

 🏆Connect with a SmartPro Advisor ⮕ smartprofinancial.com/find-a-pro

Follow Mikey Taylor: 

🌐 Website ⮕ communecapital.com/ 

⏺️ Youtube ⮕https://youtube.com/c/mikeytaylor

📷 Instagram ⮕ instagram.com/mikeytaylorcitycouncil/ 

👥 Facebook ⮕ facebook.com/RealMikeyTaylor

Discussions in this show are for entertainment and educational purposes only and should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker/dealer, member FINRA/SIPC.

Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and SmartPro Financial are not affiliated.

#SmartProRadio #FinancialFreedom #MikeyTaylor #WealthBuilding #RealEstate #personalfinance

 Get matched with a financial advisor here: smartprofinancial.com/youtube

What does it actually take to build real wealth?

We sit down with Mikey Taylor - entrepreneur, investor, mayor of Thousand Oaks, California, and father to talk about financial freedom, ownership, and why most people are chasing the wrong things.

From his journey as a professional skateboarder to building businesses and investing in real estate, Mikey shares the mindset shifts that changed everything for him.

We cover:
• Why high income isn’t the same as wealth
• How to think about real estate without taking on unnecessary risk
• The trap of comparison (and how it quietly steals your future)
• Why he doesn’t believe in retirement
• What it really means to pursue financial freedom
• Learning to embrace discomfort and reinvent yourself along the way

This isn’t just about money - it’s about direction, purpose, and building a life you actually want.

If you’ve ever felt behind, unsure where to start, or overwhelmed by all the financial noise, this conversation will give you clarity and hope.

Subscribe for more conversations that help you build a stronger financial future.

Follow SmartPro Financial: 
💼 Rick Godfrey II's LinkedIn ⮕ linkedin.com/in/rick-godfrey-ii 
📷 Instagram ⮕ instagram.com/smartprofinancial 
👥 Facebook ⮕ facebook.com/smartprofinancial 
🏆Connect with a SmartPro Advisor ⮕ smartprofinancial.com/find-a-pro 

Follow Mikey Taylor: 
🌐 Website ⮕ communecapital.com/
⏺️ Youtube ⮕ youtube.com/c/mikeytaylor
📷 Instagram ⮕ instagram.com/mikeytaylorcitycouncil/
👥 Facebook ⮕ facebook.com/RealMikeyTaylor

Discussions in this show are for entertainment and educational purposes only and should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker/dealer, member FINRA/SIPC.

Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and SmartPro Financial are not affiliated.
#SmartProRadio #FinancialFreedom #MikeyTaylor #WealthBuilding #RealEstate #PersonalFinance 

Get matched with a financial advisor here: smartprofinancial.com/youtube

Want to become a financial advisor? Join our team here: https://www.smartprofinancial.com/join-our-team/ 

In this episode of SmartPro Radio, we sit down with Bill Spencer, co-founder of Narrow Gate. He shares the idea that sparked the business and how it's come to be as impactful as it is today.

In this conversation, Bill shares how he guides young men through life’s toughest questions: Who am I? Why am I here? He also explains how Narrow Gate creates a powerful environment for building community, discovering purpose, and growing in discipleship. They share how they are unpacking the loneliness epidemic in young men and how their sense of community can help.

If you know someone searching for direction or meaning, this episode could make a lasting impact. Feel free to share it with anyone in your life who might benefit.

🎯 Want to learn more about working with SmartPro or becoming an advisor?
Reach out to our team or follow us for more content focused on helping people find clarity, confidence, and hope in their financial future.

Follow SmartPro Financial: 
💼 Rick Godfrey II's LinkedIn ⮕ linkedin.com/in/rick-godfrey-ii 
📷 Instagram ⮕ instagram.com/smartprofinancial 
👥 Facebook ⮕ facebook.com/smartprofinancial 
🏆 Connect with a SmartPro Advisor ⮕ smartprofinancial.com/find-a-pro 

Follow Narrow Gate: 
🌐 Website ⮕ narrowgate.org
⏺️ Youtube ⮕ youtube.com/user/narrowgatefoundation
📷 Instagram ⮕ .instagram.com/narrowgatelodge/
👥 Facebook ⮕ facebook.com/NarrowGateFoundation/

Discussions in this show are for entertainment and educational purposes only and should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker/dealer, member FINRA/SIPC.

Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and SmartPro Financial are not affiliated.

 Connect with Carlos Limon: https://www.smartprofinancial.com/pro/j-carlos-limon/

Get matched with a financial advisor here: smartprofinancial.com/youtube

You’re either happening to your money, or your money is happening to you.

Want to become a financial advisor? Join our team here: https://www.smartprofinancial.com/join-our-team/ 


In this episode of SmartPro Radio, we sit down with one of SmartPro’s most impactful advisors, Carlos Limon. He unpacks the mindset, values, and experiences that shaped his journey.

From moving to the United States and starting in the business part-time, to becoming a trusted guide for over 10,000 people, Carlos shares how putting people first changed everything.

We talk about:
• Why he refuses to turn anyone away (no matter their financial situation)
• Becoming a bridge for the Hispanic community and building trust where it’s often missing
• The role of humility, gratitude, and leaving ego behind
• Why hope is one of the most powerful tools an advisor can offer
• What “success” really looks like beyond money

This conversation is about more than finance. It’s about purpose, perspective, and choosing to show up for people in a way that truly makes a difference.

If you’ve ever wondered what separates a good advisor from a great one, or how to build real trust with others, this episode is for you.

🎯 Want to learn more about working with SmartPro or becoming an advisor?
Reach out to our team or follow us for more content focused on helping people find clarity, confidence, and hope in their financial future.

Discussions in this show are for entertainment and educational purposes only and should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker/dealer, member FINRA/SIPC.

Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and SmartPro Financial are not affiliated. 

Get matched with a financial advisor here: smartprofinancial.com/youtube
You’re either happening to your money, or your money is happening to you.

Herb Jenkins, SVP of EveryDollar at Ramsey Solutions, joins us to break down why zero-based budgeting works. We talk about why 9 out of 10 debt-free screams start with a budget and how EveryDollar helps you take control before the month begins.

Whether you love budgeting or hate it, this episode may completely change the way you see it.

Follow SmartPro Financial: 
💼 Rick Godfrey II's LinkedIn ⮕ linkedin.com/in/rick-godfrey-ii 
📷 Instagram ⮕ instagram.com/smartprofinancial 
👥 Facebook ⮕ facebook.com/smartprofinancial 
🏆 Find a Financial Advisor ⮕ smartprofinancial.com/find-a-pro

The Everydollar App ⮕ ramseysolutions.com/money/everydollar 

Discussions in this show are for entertainment and educational purposes only and should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker/dealer, member FINRA/SIPC.

Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and SmartPro Financial are not affiliated.

If you’d like to support the work of Autumn Hope Ministries and help rescue more lives, you can donate here: https://autumnhopeministries.com/donations/

Get matched with a financial advisor here: smartprofinancial.com/youtube

You’re either happening to your money, or your money is happening to you.

In this powerful episode of SmartPro Radio, we sit down with Steve Jones, founder of Autumn Hope Ministries, and Ben McPherson, SmartPro advisor, for a conversation that will completely reshape the way you think about debt, freedom, and faith.

Steve shares how God called him into full-time missions, leading him into some of the darkest places in the world - from brick kilns in Pakistan to fishing villages in Liberia. He tells firsthand stories of rescuing young girls and boys from slavery, restoring families trapped in generational debt, rehabilitating child soldiers, feeding millions, and building churches and orphanages across the globe.

Ben reflects on how hearing these stories as a dad made everything feel real and how it changed the way he views giving, investing, and living with purpose. Together, they explore how debt looks very different in the Western world and how financial freedom here can create life-changing impact around the world.
This episode is emotional, eye-opening, and deeply inspiring - and a reminder that freedom, generosity, and stewardship go far beyond our own lives.

🎙️TLDR: Steve Jones shares how Autumn Hope Ministries rescues girls, boys, and families from literal slavery and generational debt, while Ben McPherson reflects on how these stories transformed his view of money, giving, and purpose.

Follow SmartPro Financial: 
💼 Rick Godfrey II's LinkedIn ⮕ linkedin.com/in/rick-godfrey-ii 
📷 Instagram ⮕ instagram.com/smartprofinancial 
👥 Facebook ⮕ facebook.com/smartprofinancial 
🏆 Find a Financial Advisor ⮕ smartprofinancial.com/find-a-pro 

Autumn Hope Ministries ⮕ autumnhopeministries.com

Get matched with a financial advisor here: smartprofinancial.com/youtube

You’re either happening to your money, or your money is happening to you.

At its core, SmartPro was built on a simple belief: there’s a right way to give financial guidance and a wrong one. In this episode, founders Brian Wheeler, Rick Godfrey, and Rick Godfrey II share why they’ve always chosen the harder path: leading with integrity, honesty, and time-tested principles, even when they aren’t flashy.

They talk openly about the responsibility they feel toward the people they serve. Clients looking for real help, advisors who want to teach instead of sell, and team members who want meaningful work without burning out. In a world filled with fear-driven headlines and financial noise, the founders explain why hope, fundamentals, and behavioral truth still matter, and why “boring” advice often works best.

The conversation also looks ahead. SmartPro isn’t trying to be exclusive. It’s an open invitation to anyone who shares these values - advisors, team members, and families who want financial guidance rooted in trust, freedom from debt, and long-term opportunity.

This is an honest, behind-the-scenes conversation about faith, fundamentals, and why the right kind of financial advice can restore hope, create opportunity, and give people their time - and their lives back.

🎙️TLDR: This episode is about hope in financial guidance, moral and ethical leadership, time-tested investing principles, behavioral finance, debt and its impact, trust-based advising, financial education, advisor integrity, faith and fundamentals, eliminating financial stress, SmartPro’s mission, building a values-driven organization, SmartPro Financial

Follow SmartPro Financial: 
💼 Rick Godfrey II's LinkedIn ⮕ linkedin.com/in/rick-godfrey-ii 
📷 Instagram ⮕ instagram.com/smartprofinancial 
👥 Facebook ⮕ facebook.com/smartprofinancial 
🏆 Find a Financial Advisor ⮕ smartprofinancial.com/find-a-pro 

Discussions in this show are for entertainment and educational purposes only and should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker/dealer, member FINRA/SIPC.

Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and SmartPro Financial are not affiliated.

Get matched with a financial advisor here: smartprofinancial.com/youtube

You’re either happening to your money, or your money is happening to you.

Reached Baby Step 4 and unsure how to start investing? Get matched with a Ramsey Trusted Financial Advisor Here: https://www.smartprofinancial.com/find-a-pro/

Pre-order Jade's Book Here: https://store.ramseysolutions.com/money/books/what-no-one-tells-you-about-money-by-jade-warshaw/

Are you carrying financial stress in silence because you don’t want anyone to know the truth?

This episode Ramsey personality, Jade Warshaw, about her new book coming January 2026, What No One Tells You About Money. Jade walks us through the early days of her debt journey, how she kept it a secret, how shame and confusion shaped her decisions, and how financial stress began affecting her marriage, her emotions, and even her personality.

Jade explains the cultural messages that push young adults into debt: “build credit,” “go to college no matter the cost,” “you deserve the car,” and the anger, guilt, and hopelessness that often follow. She shares how a recession and hearing Dave Ramsey on the radio for the first time changed everything, giving her a vision for what it meant to be prepared for life’s storms.

From practical warning signs like avoiding your bank account and relying on 0% balance transfers, to the mindset traps of “I work hard, I deserve this,” Jade breaks down the real reasons people stay stuck, and how to get out. We talk side hustles, growing your income, staying motivated over years, setting daily habits, protecting your marriage, and finding peace in every part of your life once money stops being the constant crisis.

This episode is a reminder that debt is common, but silence doesn’t have to be. You’re not alone and you can fight your way out.

Follow SmartPro Financial: 

💼Rick Godfrey II's LinkedIn ⮕ linkedin.com/in/rick-godfrey-ii/ 

📷Instagram ⮕ instagram.com/smartprofinancial 

👥Facebook ⮕ facebook.com/smartprofinancial 

🏆Find a SmartVestor Pro ⮕ smartprofinancial.com/find-a-pro

Follow Jade Warshaw:

  🔗 Website Page ⮕ ramseysolutions.com/jade-warshaw 

👥 Facebook ⮕ facebook.com/JadeWarshawPersonality
📷 Instagram ⮕ instagram.com/JadeWarshaw

📹 Tiktok ⮕ tiktok.com/@jadewarshaw

💡The Ramsey Show ⮕ youtube.com/@TheRamseyShowEpisodes

📚Jade’s New Book ⮕ store.ramseysolutions.com/money/books/what-no-one-tells-you-about-money-by-jade-warshaw

Discussions in this show are for entertainment and educational purposes only and should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker/dealer, member FINRA/SIPC.

Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and SmartPro Financial are not affiliated.