Connect with Carlos Limon: https://www.smartprofinancial.com/pro/j-carlos-limon/

Get matched with a financial advisor here: smartprofinancial.com/youtube

You’re either happening to your money, or your money is happening to you.

Want to become a financial advisor? Join our team here: https://www.smartprofinancial.com/join-our-team/ 


In this episode of SmartPro Radio, we sit down with one of SmartPro’s most impactful advisors, Carlos Limon. He unpacks the mindset, values, and experiences that shaped his journey.

From moving to the United States and starting in the business part-time, to becoming a trusted guide for over 10,000 people, Carlos shares how putting people first changed everything.

We talk about:
• Why he refuses to turn anyone away (no matter their financial situation)
• Becoming a bridge for the Hispanic community and building trust where it’s often missing
• The role of humility, gratitude, and leaving ego behind
• Why hope is one of the most powerful tools an advisor can offer
• What “success” really looks like beyond money

This conversation is about more than finance. It’s about purpose, perspective, and choosing to show up for people in a way that truly makes a difference.

If you’ve ever wondered what separates a good advisor from a great one, or how to build real trust with others, this episode is for you.

🎯 Want to learn more about working with SmartPro or becoming an advisor?
Reach out to our team or follow us for more content focused on helping people find clarity, confidence, and hope in their financial future.

Discussions in this show are for entertainment and educational purposes only and should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker/dealer, member FINRA/SIPC.

Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and SmartPro Financial are not affiliated. 

Get matched with a financial advisor here: smartprofinancial.com/youtube
You’re either happening to your money, or your money is happening to you.

Herb Jenkins, SVP of EveryDollar at Ramsey Solutions, joins us to break down why zero-based budgeting works. We talk about why 9 out of 10 debt-free screams start with a budget and how EveryDollar helps you take control before the month begins.

Whether you love budgeting or hate it, this episode may completely change the way you see it.

Follow SmartPro Financial: 
💼 Rick Godfrey II's LinkedIn ⮕ linkedin.com/in/rick-godfrey-ii 
📷 Instagram ⮕ instagram.com/smartprofinancial 
👥 Facebook ⮕ facebook.com/smartprofinancial 
🏆 Find a Financial Advisor ⮕ smartprofinancial.com/find-a-pro

The Everydollar App ⮕ ramseysolutions.com/money/everydollar 

Discussions in this show are for entertainment and educational purposes only and should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker/dealer, member FINRA/SIPC.

Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and SmartPro Financial are not affiliated.

If you’d like to support the work of Autumn Hope Ministries and help rescue more lives, you can donate here: https://autumnhopeministries.com/donations/

Get matched with a financial advisor here: smartprofinancial.com/youtube

You’re either happening to your money, or your money is happening to you.

In this powerful episode of SmartPro Radio, we sit down with Steve Jones, founder of Autumn Hope Ministries, and Ben McPherson, SmartPro advisor, for a conversation that will completely reshape the way you think about debt, freedom, and faith.

Steve shares how God called him into full-time missions, leading him into some of the darkest places in the world - from brick kilns in Pakistan to fishing villages in Liberia. He tells firsthand stories of rescuing young girls and boys from slavery, restoring families trapped in generational debt, rehabilitating child soldiers, feeding millions, and building churches and orphanages across the globe.

Ben reflects on how hearing these stories as a dad made everything feel real and how it changed the way he views giving, investing, and living with purpose. Together, they explore how debt looks very different in the Western world and how financial freedom here can create life-changing impact around the world.
This episode is emotional, eye-opening, and deeply inspiring - and a reminder that freedom, generosity, and stewardship go far beyond our own lives.

🎙️TLDR: Steve Jones shares how Autumn Hope Ministries rescues girls, boys, and families from literal slavery and generational debt, while Ben McPherson reflects on how these stories transformed his view of money, giving, and purpose.

Follow SmartPro Financial: 
💼 Rick Godfrey II's LinkedIn ⮕ linkedin.com/in/rick-godfrey-ii 
📷 Instagram ⮕ instagram.com/smartprofinancial 
👥 Facebook ⮕ facebook.com/smartprofinancial 
🏆 Find a Financial Advisor ⮕ smartprofinancial.com/find-a-pro 

Autumn Hope Ministries ⮕ autumnhopeministries.com

Get matched with a financial advisor here: smartprofinancial.com/youtube

You’re either happening to your money, or your money is happening to you.

At its core, SmartPro was built on a simple belief: there’s a right way to give financial guidance and a wrong one. In this episode, founders Brian Wheeler, Rick Godfrey, and Rick Godfrey II share why they’ve always chosen the harder path: leading with integrity, honesty, and time-tested principles, even when they aren’t flashy.

They talk openly about the responsibility they feel toward the people they serve. Clients looking for real help, advisors who want to teach instead of sell, and team members who want meaningful work without burning out. In a world filled with fear-driven headlines and financial noise, the founders explain why hope, fundamentals, and behavioral truth still matter, and why “boring” advice often works best.

The conversation also looks ahead. SmartPro isn’t trying to be exclusive. It’s an open invitation to anyone who shares these values - advisors, team members, and families who want financial guidance rooted in trust, freedom from debt, and long-term opportunity.

This is an honest, behind-the-scenes conversation about faith, fundamentals, and why the right kind of financial advice can restore hope, create opportunity, and give people their time - and their lives back.

🎙️TLDR: This episode is about hope in financial guidance, moral and ethical leadership, time-tested investing principles, behavioral finance, debt and its impact, trust-based advising, financial education, advisor integrity, faith and fundamentals, eliminating financial stress, SmartPro’s mission, building a values-driven organization, SmartPro Financial

Follow SmartPro Financial: 
💼 Rick Godfrey II's LinkedIn ⮕ linkedin.com/in/rick-godfrey-ii 
📷 Instagram ⮕ instagram.com/smartprofinancial 
👥 Facebook ⮕ facebook.com/smartprofinancial 
🏆 Find a Financial Advisor ⮕ smartprofinancial.com/find-a-pro 

Discussions in this show are for entertainment and educational purposes only and should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker/dealer, member FINRA/SIPC.

Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and SmartPro Financial are not affiliated.

Get matched with a financial advisor here: smartprofinancial.com/youtube

You’re either happening to your money, or your money is happening to you.

Reached Baby Step 4 and unsure how to start investing? Get matched with a Ramsey Trusted Financial Advisor Here: https://www.smartprofinancial.com/find-a-pro/

Pre-order Jade's Book Here: https://store.ramseysolutions.com/money/books/what-no-one-tells-you-about-money-by-jade-warshaw/

Are you carrying financial stress in silence because you don’t want anyone to know the truth?

This episode Ramsey personality, Jade Warshaw, about her new book coming January 2026, What No One Tells You About Money. Jade walks us through the early days of her debt journey, how she kept it a secret, how shame and confusion shaped her decisions, and how financial stress began affecting her marriage, her emotions, and even her personality.

Jade explains the cultural messages that push young adults into debt: “build credit,” “go to college no matter the cost,” “you deserve the car,” and the anger, guilt, and hopelessness that often follow. She shares how a recession and hearing Dave Ramsey on the radio for the first time changed everything, giving her a vision for what it meant to be prepared for life’s storms.

From practical warning signs like avoiding your bank account and relying on 0% balance transfers, to the mindset traps of “I work hard, I deserve this,” Jade breaks down the real reasons people stay stuck, and how to get out. We talk side hustles, growing your income, staying motivated over years, setting daily habits, protecting your marriage, and finding peace in every part of your life once money stops being the constant crisis.

This episode is a reminder that debt is common, but silence doesn’t have to be. You’re not alone and you can fight your way out.

Follow SmartPro Financial: 

💼Rick Godfrey II's LinkedIn ⮕ linkedin.com/in/rick-godfrey-ii/ 

📷Instagram ⮕ instagram.com/smartprofinancial 

👥Facebook ⮕ facebook.com/smartprofinancial 

🏆Find a SmartVestor Pro ⮕ smartprofinancial.com/find-a-pro

Follow Jade Warshaw:

  🔗 Website Page ⮕ ramseysolutions.com/jade-warshaw 

👥 Facebook ⮕ facebook.com/JadeWarshawPersonality
📷 Instagram ⮕ instagram.com/JadeWarshaw

📹 Tiktok ⮕ tiktok.com/@jadewarshaw

💡The Ramsey Show ⮕ youtube.com/@TheRamseyShowEpisodes

📚Jade’s New Book ⮕ store.ramseysolutions.com/money/books/what-no-one-tells-you-about-money-by-jade-warshaw

Discussions in this show are for entertainment and educational purposes only and should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker/dealer, member FINRA/SIPC.

Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and SmartPro Financial are not affiliated. 

Get matched with a financial advisor here: smartprofinancial.com/youtube

You’re either happening to your money, or your money is happening to you. 

Do you want to give back, but worry your cash donation won’t make a real difference? 

In this episode of SmartPro Radio, we sit down with Paul Cooper, Executive Director of Helping Hands, to talk about practical ways to make generosity part of your life and business. Paul explains how Helping Hands and A Greater Way to Give are transforming the way people support their communities - by turning almost any donation into cash for a cause, completely free to the donor.
We cover:

✅ How A Greater Way to Give works - and what types of items you can donate
✅ Ways business owners can encourage generosity in the workplace
✅ Why giving back builds stronger communities (and better teams)
✅ Simple ways to get involved and make an impact without spending extra cash

If you’ve ever wondered how to actually make a difference, this conversation will show you a creative, impactful way to give.

🎙️ Key topics: generosity, giving back, charitable donations, community impact, workplace generosity, leadership, nonprofit partnerships, Helping Hands, A Greater Way to Give, SmartPro Financial

Follow SmartPro Financial: 
💼 Rick Godfrey II's LinkedIn ⮕ linkedin.com/in/rick-godfrey-ii 
📷 Instagram ⮕ instagram.com/smartprofinancial 
👥 Facebook ⮕ facebook.com/smartprofinancial 
🏆 Find a SmartVestor Pro ⮕ smartprofinancial.com/find-a-pro 

Follow Helping Hands: 
👥 Facebook ⮕ .facebook.com/hhmin.org
🌐 Website ⮕ hhmin.org

Discussions in this show are for entertainment and educational purposes only and should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker/dealer, member FINRA/SIPC.

Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and SmartPro Financial are not affiliated.

Get matched with a financial advisor here: smartprofinancial.com/youtube

You’re either happening to your money, or your money is happening to you. 

What if you could invest in a way that aligns with your faith, supports good causes, and builds a better world - all at once?

In this episode, we sit down with Robin John to talk about his recently released book, The Good Investor, and explore a faith-driven approach to investing that prioritizes integrity, purpose, and long-term impact. Robin shares how God guides his work, and how he and his team at Eventide aim to invest in companies that serve their communities, employees, and the world.

We dive into the framework behind The Good Investor, including the values that shape every decision, the role of faith in a traditionally “tainted” industry, and the conviction required to stick to what’s right even when it challenges the status quo. Robin also shares personal stories of calling, perseverance, and how starting in a bear market strengthened their mission.

Whether you’re a Christian investor or simply interested in the intersection of faith, work, and purpose, this episode offers insight, inspiration, and a vision for what investing can look like when it honors God.

Follow SmartPro Financial: 
💼 Rick Godfrey II's LinkedIn ⮕ linkedin.com/in/rick-godfrey-ii 
📷 Instagram ⮕ instagram.com/smartprofinancial 
👥 Facebook ⮕ facebook.com/smartprofinancial 
🏆 Find a SmartVestor Pro ⮕ smartprofinancial.com/find-a-pro 

Follow Eventide & Robin John: 
💼 Eventide LinkedIn ⮕ linkedin.com/company/eventideassetmanagement/ 
📺 Youtube ⮕ @EventideAssetManagement 
👥 Facebook ⮕ facebook.com/robincjohnn/
📷 Instagram ⮕ instagram.com/robincjohn/ 
🌐 Website ⮕ eventideinvestments.com/individuals/ 

Discussions in this show are for entertainment and educational purposes only and should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker/dealer, member FINRA/SIPC.

Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and SmartPro Financial are not affiliated.

Get matched with a financial advisor here: smartprofinancial.com/youtube

You’re either happening to your money, or your money is happening to you. 

What if the reason you feel stuck at work isn’t about motivation, but about misalignment?

In this episode, Ken shares his “three wires” framework: Talent + Passion + Mission = Purpose, and explains why leaning into your natural strengths - not just improving weaknesses -is the key to creating results you care about. He also tackles the tension between persistence and patience, offering guidance on how to keep showing up, stay motivated, and live a life of contribution, even in retirement.

From confronting a bad boss to understanding what truly drives progress, Ken covers what it takes to align your work with what you’re wired to do. Plus, he shares insights from coaching over 10,000 people on how to find their dream job and make a meaningful impact.

If you’re ready to stop going through the motions and start doing work that matters, this episode is your roadmap to clarity, purpose, and fulfillment.

Discussions in this show are for entertainment and educational purposes only and should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker/dealer, member FINRA/SIPC.

Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and SmartPro Financial are not affiliated.

Get matched with a financial advisor here: smartprofinancial.com/youtube

You’re either happening to your money, or your money is happening to you. 

What matters more when it comes to winning with money: the perfect formula or the right belief?

In this week's episode, our CIO, Jesse Shaw, shares how Financial Peace University completely changed the trajectory of his life. After spending years on Wall Street, Jesse had to rewire his 100% head knowledge investment philosophy to fully receive Ramsey's 80/20 Principle.

Follow SmartPro Financial: 
💼 Rick Godfrey II's LinkedIn ⮕ linkedin.com/in/rick-godfrey-ii/ 
📷 Instagram ⮕ instagram.com/smartprofinancial 
👥 Facebook ⮕ facebook.com/smartprofinancial 
🏆 Find a SmartVestor Pro ⮕ smartprofinancial.com/find-a-pro\

Discussions in this show are for entertainment and educational purposes only and should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker/dealer, member FINRA/SIPC.

Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and SmartPro Financial are not affiliated.

Get matched with a financial advisor here: smartprofinancial.com/youtube

You’re either happening to your money, or your money is happening to you. 

In this episode, Rick is joined by International trade expert, and former member of the US House of Representatives Committee on Ways and Means, Warren Payne. They unpack the bipartisan shift in U.S. trade policy—particularly around China—and what it means for the global economy. They explore the misconceptions that shaped early U.S.–China trade relations, the impact of tariffs under both Trump and Biden, and how these policies ripple through countries like Mexico, Canada, and the EU. Warren explains how trade, tax policy, and national debt are more connected than ever, and why the U.S. may be running out of leverage. Plus, a look at how modern politics—and even the way members of Congress interact—might be holding back real progress.

Follow SmartPro Financial:
 💼 Rick Godfrey II's LinkedIn ⮕ linkedin.com/in/rick-godfrey-ii/
 📷 Instagram ⮕ instagram.com/smartprofinancial
 👥 Facebook ⮕ facebook.com/smartprofinancial
 🏆 Find a SmartVestor Pro ⮕ smartprofinancial.com/find-a-pro
 

Follow Warren Payne & Mayer Brown:
 📺 Youtube ⮕ youtube.com/mayerbrownLLP
👥 Facebook ⮕ facebook.com/mayerbrown
📷 Instagram ⮕ instagram.com/talk2mayerbrown/
🌐 Website ⮕ mayerbrown.com


Discussions in this show are for entertainment and educational purposes only and should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker/dealer, member FINRA/SIPC.

Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and SmartPro Financial are not affiliated.