In this episode, Rick II interviews Matt Arroyo, a Brazilian Jiu-Jitsu Black Belt, UFC fighter, and entrepreneur who built a thriving gym in Tampa. Matt shares the highs and lows of his journey, from balancing a UFC fighting career with starting a new business, to making a pivotal choice that changed everything. He reveals how faith and following Ramsey’s financial guidance were the turning points that allowed his business to thrive—leading to an unexpected opportunity to move into a 9,000 sq ft space. 

Matt also dives into how a risky decision to invest in social media transformed his business in just three months, skyrocketing his following from 3,000 to 300,000 and catching the attention of major organizations like the UFC. He credits his faith for giving him peace during the toughest challenges, including the uncertainty of the COVID-19 pandemic. But what was it about Jiu-Jitsu—and his faith—that made him resilient in the face of adversity? Tune in to discover how Matt’s story of perseverance, courage, and trust in a higher plan can inspire anyone facing their own crossroads.

In this episode you will find: 
Entrepreneurship 
Picking yourself back up - literally and figuratively 
How faith plays a role in owning a business
Social media and the importance of a personal brand
Putting yourself out there and how Ju Jitsu can build your confidence

Follow SmartPro Financial: 
💼 Rick Godfrey II's LinkedIn ⮕ linkedin.com/in/rick-godfrey-ii/ 
📷 Instagram ⮕ instagram.com/smartprofinancial 
👥 Facebook ⮕ facebook.com/smartprofinancial 
🏆 Find a SmartVestor Pro ⮕ smartprofinancial.com/find-a-pro  

Follow Matt Arroyo: 
📺 Youtube  ⮕ youtube.com/@MattArroyoMMA
👥 Facebook ⮕  facebook.com/mattarroyojiujitsu/
📷 Instagram ⮕ instagram.com/mattarroyomma/ 
🌐 Website ⮕ mattarroyo.com

Discussions in this show are for entertainment and educational purposes only and should not be
construed as specific recommendations or investment advice.
Always consult with your investment professional before making important investment decisions.
Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a
broker/dealer, member FINRA/SIPC.
Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment
Advisor. Cambridge and SmartPro Financial / Bridgeway Wealth, LLC are not affiliated.

'If I could just have this, then I’d be okay.’ It’s a feeling we’ve all had, but does the cycle ever end? In this episode, Rick Godfrey II sits down with Rachel Cruze to explore her journey to financial contentment, the wisdom behind her children’s books, and the importance of teaching kids (and adults) that true joy comes from within.    

In This Episode:

• Finding Contentment
• Behavioral Finance
• Building Healthy Habits
• Navigating a Wealthy Society
• Instilling Values in Your Children
• Communicating Wealth to Your Children
• The Family Business - Ramsey Solutions
• Growing a Business

Follow SmartPro Financial:
💼Rick Godfrey II's LinkedIn ⮕ linkedin.com/in/rick-godfrey-ii/
📷Instagram ⮕ instagram.com/smartprofinancial
👥Facebook ⮕ facebook.com/smartprofinancial
🏆Find a SmartVestor Pro ⮕ smartprofinancial.com/find-a-pro

Follow Rachel Cruze:
📺rachelcruze.com  ⮕ rachelcruze.com/?ectid=Youtube
🐦Twitter  ⮕  twitter.com/rachelcruze
👥Facebook ⮕  facebook.com/RachelRamseyCruze
📷Instagram ⮕ instagram.com/RachelCruze
💡The Rachel Cruze Show  ⮕  https://ter.li/roya3c
🍸Smart Money Happy Hour ⮕https://ter.li/dre4oa
📚Rachel Cruze Books ⮕ https://ter.li/t9kmie

www.smartprofinancial.com

Discussions in this show are for entertainment and educational purposes only and should not be
construed as specific recommendations or investment advice.
Always consult with your investment professional before making important investment decisions.
Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a
broker/dealer, member FINRA/SIPC.
Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment
Advisor. Cambridge and SmartPro Financial / Bridgeway Wealth, LLC are not affiliated.

Join Rick Godfrey II and realty duo Michael & Courtney Chenkus as they navigate the ever-changing real estate landscape. Like SmartPro, the Chenkus Team strives to serve and guide their clients to their long-term goals. You will see this woven through the discussion as they talk about the highs and lows of their journey; from the turbulent times of 2008 to finding their niche in the marketplace.

The persons appearing on this podcast are clients of SmartPro and any discussion is based upon individual client experiences and may not be representative of the experience of others and should not be considered a guarantee or indication of future performance or success.
Discussions in this show are for entertainment and educational purposes only and should not be
construed as specific recommendations or investment advice.
Always consult with your investment professional before making important investment decisions.
Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a
broker/dealer, member FINRA/SIPC.
Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment
Advisor. Cambridge and SmartPro Financial / Bridgeway Wealth, LLC are not affiliated.

SmartPro's Sarasota HQ and Rick Godfrey II hosted Andres Gutierrez, an internet and radio personality serving the Spanish-speaking Hispanic community. They discussed his effort to guide underserved communities to financial peace. In this episode, Andres shared his story of transitioning from a financial professional to a public figure that many people look to find clarity in their financial lives. Andres offers a unique perspective as a business owner, highlighting the sacrifices made for this journey and his vision for the future. We are grateful to continue building our presence with his team, and being a trusted guide to his listeners from across the country!

Discussions in this show are for entertainment and educational purposes only and should not be
construed as specific recommendations or investment advice.
Always consult with your investment professional before making important investment decisions.
Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a
broker/dealer, member FINRA/SIPC.
Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment
Advisor. Cambridge and SmartPro Financial / Bridgeway Wealth, LLC are not affiliated.

Join Rick Godfrey II and Brad Powell, the senior pastor of NorthRidge megachurch, in the latest episode of SmartPro Radio. In this episode, Brad breaks down the essence of a team and the qualities to look for when building one. They also discuss a requirement of growth, which is change, and how to work with it instead of fighting against it.

Discussions in this show are for entertainment and educational purposes only and should not be
construed as specific recommendations or investment advice.
Always consult with your investment professional before making important investment decisions.
Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a
broker/dealer, member FINRA/SIPC.
Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment
Advisor. Cambridge and SmartPro Financial / Bridgeway Wealth, LLC are not affiliated.

Join Rick Godfrey II and George Kamel in the latest episode of SmartPro Radio. In this episode, Rick and George discuss George's latest book, "Breaking Free from Broke." Taking on a modern taste of "Total Money Makeover," they can touch on nuances and points that affect the younger generations. 


Discussions in this show are for entertainment and educational purposes only and should not be
construed as specific recommendations or investment advice.
Always consult with your investment professional before making important investment decisions.
Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a
broker/dealer, member FINRA/SIPC.
Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment
Advisor. Cambridge and SmartPro Financial / Bridgeway Wealth, LLC are not affiliated.

Thanks for listening to SmartPro Radio! This is our first episode intended to bring up what SmartPro Financial stands for. If you like what you hear, feel free to check out our website at https://www.smartprofinancial.com/