SmartPro Radio

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You’re either happening to your money, or your money is happening to you. 

What if you stopped living the life everyone else expected and started designing one that’s fully yours? In this episode of SmartPro Radio, Dr. John Delony joins us for a powerful conversation about rejecting the default script and building a life defined by freedom, intention, and peace.

We explore what happens “when you are fully in control of what you do next?”—from rethinking retirement and debt to embracing purpose-driven living. Dr. Delony shares personal stories, practical wisdom, and the liberating realization: “Oh yeah, this is our life, this is our marriage, these are our kids, nobody can tell us what to do. Since then, we’ve been rambunctiously free.”

This episode will challenge your assumptions and encourage you to boldly leave "normal" behind—so you can live on your terms.

In this episode you will find: 
Why “normal” isn’t working—and how to choose something that works for you
The freedom that comes with realizing you get to decide what life looks like
How to stop outsourcing decisions about your future to culture or fear
Real talk on money, marriage, parenting, and mental health from Dr. John Delony
Encouragement to live with purpose—even if it means going against the grain

Follow SmartPro Financial: 
💼 Rick Godfrey II's LinkedIn ⮕ linkedin.com/in/rick-godfrey-ii/ 
📷 Instagram ⮕ instagram.com/smartprofinancial 
👥 Facebook ⮕ facebook.com/smartprofinancial 
🏆 Find a SmartVestor Pro ⮕ smartprofinancial.com/find-a-pro 

📺 Youtube ⮕ youtube.com/@TheDrJohnDelonyShow
👥 Facebook ⮕ facebook.com/JohnDelony
📷 Instagram ⮕ instagram.com/johndelony
🌐 Website ⮕ ramseysolutions.com/john-delony

Discussions in this show are for entertainment and educational purposes only and should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker/dealer, member FINRA/SIPC.

Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and SmartPro Financial are not affiliated.

Get matched with a financial advisor here: smartprofinancial.com/youtube

You’re either happening to your money, or your money is happening to you.

What happens when the dream you've been working for your entire life suddenly disappears? Former NFL player Sam Rogers faced that question head-on but took away so many life lessons along the way.

In this episode, Sam shares how taking ownership and embracing failure is so important. He talks about the mentors he had a long the way, his father, his coaches, his faith, and how they helped him redefine success and step into a new sense of purpose.

Sam unpacks the power of responsibility, resilience, and faith not only for ourselves but for the younger generation. "Failure is good - let them fail, let them fall and coach them through it." Teaching the next generation to accept challenges and encourage them through it. 
 
Whether you're a leader, a parent, or someone navigating life’s unexpected turns, this episode will inspire you to trust the process and lead with purpose.

In this episode, you will find: 
Sam Rogers’s journey from Virginia Tech to the NFL with the Los Angeles Rams
Lessons from his coach: leadership on and off the field
How failure isn't a bad thing - How to get back up when you're down
Why the next generation craves responsibility, not coddling
The connection between responsibility and joy
How leadership is about going first, not looking the part

Follow SmartPro Financial: 
💼 Rick Godfrey II's LinkedIn ⮕ linkedin.com/in/rick-godfrey-ii 
📷 Instagram ⮕ instagram.com/smartprofinancial 
👥 Facebook ⮕ facebook.com/smartprofinancial 
🏆 Find a SmartVestor Pro ⮕ smartprofinancial.com/find-a-pro  

Follow Sam Rogers: 
📺 Youtube  ⮕ youtube.com/@BetterHusbandsBetterFathers
📷 Instagram ⮕ coach5am
📷 Instagram ⮕ treignupfitness
🌐 Website ⮕ buildthearmy.com
🌐 Website ⮕ https://www.treignupacademy.com

Discussions in this show are for entertainment and educational purposes only and should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker/dealer, member FINRA/SIPC.

Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and SmartPro Financial are not affiliated.

Get matched with a financial advisor here: smartprofinancial.com/youtube

You’re either happening to your money, or your money is happening to you.

How will Trump’s policies shape the economy, business landscape, and your investments? 
In this episode of SmartPro Radio, Rick Godfrey II sit down with David Romhilt, Founding Partner and Chief Investment Officer of Summit Trail Advisors, to break it all down. From tariffs and international markets to business regulations and U.S. debt, we cover what investors and business owners need to know. Is the S&P’s strong run coming to an end? Should you have international investments? And what mistakes are investors making right now? Tune in for expert insights you won’t want to miss.

In this episode you will find: 

• Trump’s Economic Policies – How they impact businesses, investors, and the overall economy.
• Tariffs & Trade – What tariffs really mean, who they help, who they hurt, and why they’re used as political tools.
• Market Trends & Investments – The S&P’s strong run, the role of international markets, and why diversification matters.
• U.S. Debt & Interest Rates – Why rising debt and higher interest rates could shape the economy’s future.
• Investor Mistakes – Common pitfalls in ETFs, mutual funds, and what smart investors should be asking fund managers.
• China, India & Global Markets – How population growth, technology, and economic shifts are shaping the global playing field.

Follow SmartPro Financial:
💼 Rick Godfrey II's LinkedIn ⮕ linkedin.com/in/rick-godfrey-ii/
📷 Instagram ⮕ instagram.com/smartprofinancial
👥 Facebook ⮕ facebook.com/smartprofinancial
🏆 Find a SmartVestor Pro ⮕ smartprofinancial.com/find-a-pro

Find Summit Trail Advisors:
🌐 Website ⮕ summittrail.com/

David Romhilt is a Founding Partner and Chief Investment Officer of Summit Trail Advisors. As Chief Investment Officer, David’s industry-recognized work on asset allocation and manager selection guides Summit Trail’s centralized advice team. Prior to founding Summit Trail, David was a Managing Director at Barclays Wealth. There he was Global Head of Alternatives, Head of Manager Due Diligence, and the Chief Investment Officer of Barclays Wealth Trustees, N.A. His responsibilities included Separate Account, Mutual Fund, Hedge Fund, and Private Equity manager due diligence. He served a similar role for Lehman Brothers and Lehman Brothers Trust Company, N.A. prior to Barclays’ acquisition of Lehman Brothers in September of 2008. He began his career at Cambridge Associates LLC focusing on performance reporting and manager selection for many well-known foundations and endowments. David is a CFA® Charterholder and a member of the New York Society of Security Analysts. He has a Bachelor of Arts in Economics & History from Wake Forest University.

Discussions in this show are for entertainment and educational purposes only and should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker/dealer, member FINRA/SIPC.

Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and SmartPro Financial are not affiliated.

Get matched with a financial advisor here: smartprofinancial.com/youtube

You’re either happening to your money, or your money is happening to you.

In this episode, Rick Godfrey II interviews Jim and Wanda Sharpe who started out like many small business owners—just an average American family with big dreams. Jim unexpectedly stepped into the family plumbing business after high school to lend a hand to his stepfather, thinking it was just a summer job. But life had other plans.

After marrying his high school sweetheart, Wanda, the couple decided to take their business—and their future—seriously. 

They discovered Ramsey Solutions and embraced a debt-free lifestyle, transforming not just their finances but the way they ran their business. Along the way, Jim connected with industry mentors who offered game-changing advice, helping them turn their vision into reality.

Join us as we share real stories of resilience, teamwork, and sacrifice from entrepreneurs who built their American Dream by following simple, proven financial principles. 

Whether you're a seasoned entrepreneur or just starting out, this podcast offers inspiration, practical advice, and the tools you need to grow your business—without borrowing a dime.

Follow SmartPro Financial:

💼 Rick Godfrey II's LinkedIn ⮕ linkedin.com/in/rick-godfrey-ii/

📷 Instagram ⮕ instagram.com/smartprofinancial

👥 Facebook ⮕ facebook.com/smartprofinancial

🏆 Find a SmartVestor Pro ⮕ smartprofinancial.com/find-a-pro

Follow Pride Plumbing: 

📺 Youtube ⮕    @PridePlumbing48

👥 Facebook ⮕ facebook.com/PridePlumbingNC/

🌐 Website ⮕ callprideplumbing.com/

Discussions in this show are for entertainment and educational purposes only and should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker/dealer, member FINRA/SIPC.

Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and SmartPro Financial are not affiliated.

Get matched with a financial advisor here: smartprofinancial.com/youtube

You’re either happening to your money, or your money is happening to you.

This episode contains subjects that may be sensitive for some listeners. Please proceed at your own discretion.

Do you truly know what you’re invested in? 

In this episode, we talk about the intersection of faith, values, and investing with Eventide CEO and co-founder, Robin John. We explore how Christians can bridge the gap between their beliefs and where they invest their money.

"It’s been amazing to see the change we can make when we collectively work together" - Robin John.

Through conversations with Robin, we uncover stories of prayerful beginnings, lightbulb moments, and the impact of investing that honors God and uplifts society.

Join us as we shine a light on companies “doing good” in the world, learn how to manage wealth in a way that reflects Christian values, and discover the transformative power of aligning faith with financial decisions. Whether you're a seasoned investor or new to the journey, this podcast offers practical insights and inspiring stories for everyone seeking to invest with purpose.

Follow SmartPro Financial:

💼 Rick Godfrey II's LinkedIn ⮕ linkedin.com/in/rick-godfrey-ii/

📷 Instagram ⮕ instagram.com/smartprofinancial

👥 Facebook ⮕ facebook.com/smartprofinancial

🏆 Find a SmartVestor Pro ⮕ smartprofinancial.com/find-a-pro

Follow Eventide & Robin John: 

💼 Eventide LinkedIn ⮕ linkedin.com/company/eventideassetmanagement/

📺 Youtube ⮕    @EventideAssetManagement

👥 Facebook ⮕ facebook.com/robincjohnn/

📷 Instagram ⮕ instagram.com/robincjohn/

🌐 Website ⮕ eventideinvestments.com/individuals/

Discussions in this show are for entertainment and educational purposes only and should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker/dealer, member FINRA/SIPC.

Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and SmartPro Financial are not affiliated.

Get matched with a financial advisor here: smartprofinancial.com/youtube

You’re either happening to your money, or your money is happening to you.

Rick Godfrey II and David Murphy explore the deep meaning of community and connection in this episode. Drawing from his experience as a pastor, David shares how the church can be a cornerstone for building relationships and why forming meaningful connections as adults often requires vulnerability. Together, they highlight the transformative power of generosity—not just as an act, but as a mindset—emphasizing the truth behind the phrase, 'the happiest people are the most generous.'

They also discuss the challenges of moving past a scarcity mindset, trusting in God’s provision, and prioritizing experiences and relationships over material possessions. This episode invites you to reflect on how giving and genuine connection can lead to a richer, more fulfilling life.

In this episode you will find:

• The importance of community - especially after COVID
• Generosity and how it goes beyond what you can contribute financially.
• Having faith - not just leaning on your own understanding.
• Money can't buy you happiness, but it can make you less unhappy.
• It's not what you do, it's who you do it with.
• Greed and fear go hand in hand; they often drive financial decisions.

Follow SmartPro Financial:

Rick Godfrey II's LinkedIn ⮕ linkedin.com/in/rick-godfrey-ii/ Instagram ⮕ instagram.com/smartprofinancial Facebook ⮕ facebook.com/smartprofinancial Find a SmartVestor Pro ⮕ smartprofinancial.com/find-a-pro

Follow Dave Murphy & Bayside Community Church:

Youtube ⮕ youtube.com/c/BaysideCommunityChurch Facebook ⮕ facebook.com/mybaysidechurch Instagram ⮕ instagram.com/mybaysidechurch/ Website ⮕ mybayside.church/

Discussions in this show are for entertainment and educational purposes only and should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker/dealer, member FINRA/SIPC.

Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and SmartPro Financial are not affiliated.

Get matched with a financial advisor here: smartprofinancial.com/youtube

You’re either happening to your money, or your money is happening to you.

In this episode, Rick II interviews Matt Arroyo, a Brazilian Jiu-Jitsu Black Belt, UFC fighter, and entrepreneur who built a thriving gym in Tampa. Matt shares the highs and lows of his journey, from balancing a UFC fighting career with starting a new business, to making a pivotal choice that changed everything. He reveals how faith and following Ramsey’s financial guidance were the turning points that allowed his business to thrive—leading to an unexpected opportunity to move into a 9,000 sq ft space. 

Matt also dives into how a risky decision to invest in social media transformed his business in just three months, skyrocketing his following from 3,000 to 300,000 and catching the attention of major organizations like the UFC. He credits his faith for giving him peace during the toughest challenges, including the uncertainty of the COVID-19 pandemic. But what was it about Jiu-Jitsu—and his faith—that made him resilient in the face of adversity? Tune in to discover how Matt’s story of perseverance, courage, and trust in a higher plan can inspire anyone facing their own crossroads.

In this episode you will find: 
Entrepreneurship 
Picking yourself back up - literally and figuratively 
How faith plays a role in owning a business
Social media and the importance of a personal brand
Putting yourself out there and how Ju Jitsu can build your confidence

Follow SmartPro Financial: 
💼 Rick Godfrey II's LinkedIn ⮕ linkedin.com/in/rick-godfrey-ii/ 
📷 Instagram ⮕ instagram.com/smartprofinancial 
👥 Facebook ⮕ facebook.com/smartprofinancial 
🏆 Find a SmartVestor Pro ⮕ smartprofinancial.com/find-a-pro  

Follow Matt Arroyo: 
📺 Youtube  ⮕ youtube.com/@MattArroyoMMA
👥 Facebook ⮕  facebook.com/mattarroyojiujitsu/
📷 Instagram ⮕ instagram.com/mattarroyomma/ 
🌐 Website ⮕ mattarroyo.com

Discussions in this show are for entertainment and educational purposes only and should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker/dealer, member FINRA/SIPC.

Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and SmartPro Financial are not affiliated.

Get matched with a financial advisor here: smartprofinancial.com/youtube

You’re either happening to your money, or your money is happening to you.

'If I could just have this, then I’d be okay.’ It’s a feeling we’ve all had, but does the cycle ever end? In this episode, Rick Godfrey II sits down with Rachel Cruze to explore her journey to financial contentment, the wisdom behind her children’s books, and the importance of teaching kids (and adults) that true joy comes from within.    

In This Episode:

• Finding Contentment
• Behavioral Finance
• Building Healthy Habits
• Navigating a Wealthy Society
• Instilling Values in Your Children
• Communicating Wealth to Your Children
• The Family Business - Ramsey Solutions
• Growing a Business

Follow SmartPro Financial:
💼Rick Godfrey II's LinkedIn ⮕ linkedin.com/in/rick-godfrey-ii/
📷Instagram ⮕ instagram.com/smartprofinancial
👥Facebook ⮕ facebook.com/smartprofinancial
🏆Find a SmartVestor Pro ⮕ smartprofinancial.com/find-a-pro

Follow Rachel Cruze:
📺rachelcruze.com  ⮕ rachelcruze.com/?ectid=Youtube
🐦Twitter  ⮕  twitter.com/rachelcruze
👥Facebook ⮕  facebook.com/RachelRamseyCruze
📷Instagram ⮕ instagram.com/RachelCruze
💡The Rachel Cruze Show  ⮕  https://ter.li/roya3c
🍸Smart Money Happy Hour ⮕https://ter.li/dre4oa
📚Rachel Cruze Books ⮕ https://ter.li/t9kmie

www.smartprofinancial.com

Discussions in this show are for entertainment and educational purposes only and should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker/dealer, member FINRA/SIPC.

Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and SmartPro Financial are not affiliated.

Get matched with a financial advisor here: smartprofinancial.com/youtube

You’re either happening to your money, or your money is happening to you.

Join Rick Godfrey II and realty duo Michael & Courtney Chenkus as they navigate the ever-changing real estate landscape. Like SmartPro, the Chenkus Team strives to serve and guide their clients to their long-term goals. You will see this woven through the discussion as they talk about the highs and lows of their journey; from the turbulent times of 2008 to finding their niche in the marketplace.

The persons appearing on this podcast are clients of SmartPro and any discussion is based upon individual client experiences and may not be representative of the experience of others and should not be considered a guarantee or indication of future performance or success.

Discussions in this show are for entertainment and educational purposes only and should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker/dealer, member FINRA/SIPC.

Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and SmartPro Financial are not affiliated.

Get matched with a financial advisor here: smartprofinancial.com/youtube

You’re either happening to your money, or your money is happening to you.

SmartPro's Sarasota HQ and Rick Godfrey II hosted Andres Gutierrez, an internet and radio personality serving the Spanish-speaking Hispanic community. They discussed his effort to guide underserved communities to financial peace. In this episode, Andres shared his story of transitioning from a financial professional to a public figure that many people look to find clarity in their financial lives. Andres offers a unique perspective as a business owner, highlighting the sacrifices made for this journey and his vision for the future. We are grateful to continue building our presence with his team, and being a trusted guide to his listeners from across the country!

Discussions in this show are for entertainment and educational purposes only and should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker/dealer, member FINRA/SIPC.

Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and SmartPro Financial are not affiliated.