DTI is the personal finance measure that compares the amount of debt correlated to your overall income. So when lenders are looking at you as a qualified buyer, DTI is used as a way to measure your ability to manage payments that you make each month. Learn the calculation and what to watch out for.  Social Media    https://www.somethingonmymind.net/ https://www.instagram.com/somm.podcast/ https://www.somethingonmymind.net/ https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDw https://www.tiktok.com/@somm.podcast?lang=en https://www.facebook.com/somm.podcast https://twitter.com/Somm_podcast

This week's personal finance tip covers three main points to consider before choosing pet insurance.   Social Media    https://www.somethingonmymind.net/ https://www.instagram.com/somm.podcast/ https://www.somethingonmymind.net/ https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDw https://www.tiktok.com/@somm.podcast?lang=en https://www.facebook.com/somm.podcast https://twitter.com/Somm_podcast

This week's episode covers the growing trend where employers are offering student loan reimbursements as part of their benefit package.  Social Media    https://www.somethingonmymind.net/ https://www.instagram.com/somm.podcast/ https://www.somethingonmymind.net/ https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDw https://www.tiktok.com/@somm.podcast?lang=en https://www.facebook.com/somm.podcast https://twitter.com/Somm_podcast Student Loan Reimbursement https://www.usnews.com/education/blogs/student-loan-ranger/articles/how-second-stimulus-bill-affects-employer-student-loan-repayment-benefit

In this week's episode we interview Robin Taub, the author of the Wisest Investment: Teaching Your Kids to Be Responsible, Independent and Money-Smart for Life. In the roundtable we discuss how our son Chase found a legal and easy solution to reduce his parking tickets rather than paying for a semester pass at college.  For the story of the week, we talk about "shrinkflation" which is selling a lesser amount food for the same price that is delivered with slight changes in packing. The result is that the consumer does not notice this.   Robin's Info: https://robintaub.com/ https://www.amazon.ca/Wisest-Investment-Responsible-Independent-Money-Smart/dp/1777448409/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1616420210&sr=8-1 Social Media    https://www.somethingonmymind.net/ https://www.instagram.com/somm.podcast/ https://www.somethingonmymind.net/ https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDw https://www.tiktok.com/@somm.podcast?lang=en https://www.facebook.com/somm.podcast https://twitter.com/Somm_podcast

This week’s topic is about the increase of prices of clothing especially for back to school clothes.  Due to the disruptions in the supply chain with high demand and low volume equals higher prices. Social Media:  https://www.tiktok.com/@somm.podcast?lang=en https://www.facebook.com/somm.podcast https://www.instagram.com/somm.podcast/ https://twitter.com/Somm_podcast https://somethingonmymind.net

This week’s personal finance topic is about three travel tips that can save you money during a trip as well as understanding what a trip can cost before you leave.

This week's topic talks about the single use plastic sandwich and storage bags that can be replaced with silicone which is ecofriendly and durable.

This week's personal finance tips reveals that washing in cold outweighs the benefits of washing in hot. There are multiple advantages that also benefit the environment.

Interest rates have been extremely low for several years which most American’s have taken advantage of and they should.  The allure to make this move is that mortgage payment will be lower; however, you don’t want to refinance just to refinance.  If you do not stay in your home long enough you may actually lose money

This personal finance tip is about switching from a traditional butane lighter to an arc lighter. They last longer and it reduces environmental waste.