Soundtrack to a Financial Advisor's Life with Olde Raleigh Financial

The History, Present and Future of China’s “One Child” Policy and What the Impacts Could be on Your Financial Planning

This interview covers:

Read Full Interview Transcript at: https://olderaleighfinancial.com/meet-the-masters-yong-cai-ph-d-associate-professor-sociology-discusses-chinas-one-child-policy-and-financial-planning/

Olde Raleigh Financial Group

This material is provided as a courtesy and for educational purposes only from Olde Raleigh Financial Group, A member of Advisory Services Network and should not be construed as investment advice. All information contained in this video is derived from sources deemed to be reliable but cannot be guaranteed. All economic and performance data is historical and not indicative of future results. All views/opinions expressed in this video are solely those of the presenter and do not reflect the views/opinions held by Advisory Services Network, LLC. Advisory Services Network, LLC does not provide tax advice. The tax information contained herein is general and is not exhaustive by nature. Federal and state laws are complex and constantly changing. Please consult your investment professional, legal or tax advisor for specific information pertaining to your situation.

An important piece of planning for retirement when you are a sole owner of a business. Alex Mihajlov discusses the advantages of a SOLO 401k, Why you should take advantage of SOLO Roth 401k. Another Fun Conversation from Sunny Raleigh, North Carolina.

Hey everybody. This is Trevor from Olde Raleigh Financial and I have Alex Mihajlov. Good – good – good evening and welcome, Alex. How are you today?

ALEX MIHAJLOV: Good evening, Trevor.

CHAMBERS:  Excellent.

MIHAJLOV:  Seems like we always talk on Fridays –

CHAMBERS:  Yeah.

MIHAJLOV:  -- we should really maybe start trying to work instead of talking.

CHAMBERS:  Oh, okay. Well –

MIHAJLOV:  I mean, not that I don’t enjoy our conversations.

CHAMBERS:  Yes. It’s over coffee, man. I thought we were having a moment here.

MIHAJLOV:  Coffee and Trevor.

CHAMBERS:  So, it’s – it’s the 15th of January of 2021. We are in a new year. New year. New us. One of the hot topics that we were – we’ve been talking to people about right off the bat of ’21 are Roth, excuse me, are Solo 401k’s and more specifically Roth Solo 401k’s. An important piece of planning for your retirement. So, what is – what is a Solo 401k?

MIHAJLOV:  So, Solo 401k allows an employee or a sole owner of a business or a sole employee to set up a retirement plan that doesn’t have any employees. So, they don’t have to cover anybody but themselves. And it’s a great plan because it gives them the advantages of a Corporate 401k with the same limits but they don’t have to cover other employees because they don’t have other employees. And the cool thing about that is the employer piece of that Solo 401k, the money that the employer/employee can put away themselves directly from their paycheck and in 2020 that limitation was $19,500 plus another $6,500 if the individual’s over age 50. So, you could basically put $26,000 and I think that’s going up in ’21 as well. You could put that away for yourself and you can either do it in a deductible sense meaning it would reduce your taxable income or you can do it in the Roth sense meaning it doesn’t reduce your income but the growth on that money and the money you put away, you theoretically should never pay tax on again unless congress changes the law.

CHAMBERS:  So, you can have a Solo 401k, just let me clarify, you can have two buckets. It’s – one is the Roth and then the employer bucket?

MIHAJLOV:  Yes.

CHAMBERS:  And the employer bucket is pretax. Always will be pretax.

Read Full Interview Transcript at: https://olderaleighfinancial.com/meet-the-masters-alex-and-trevor-discuss-the-advantages-of-a-solo-401k-why-you-should-take-advantage-of-solo-roth-401k/

Olde Raleigh Financial Group

This material is provided as a courtesy and for educational purposes only from Olde Raleigh Financial Group, A member of Advisory Services Network and should not be construed as investment advice. All information contained in this video is derived from sources deemed to be reliable but cannot be guaranteed. All economic and performance data is historical and not indicative of future results. All views/opinions expressed in this video are solely those of the presenter and do not reflect the views/opinions held by Advisory Services Network, LLC. Advisory Services Network, LLC does not provide tax advice. The tax information contained herein is general and is not exhaustive by nature. Federal and state laws are complex and constantly changing. Please consult your investment professional, legal or tax advisor for specific information pertaining to your situation.

Professor Joseph Joyce Interview Highlights:

Read Full Interview Transcript at: https://olderaleighfinancial.com/meet-the-masters-joseph-joyce-discusses-the-positives-and-negatives-of-40-years-of-globalization/

Olde Raleigh Financial Group

This material is provided as a courtesy and for educational purposes only from Olde Raleigh Financial Group, A member of Advisory Services Network and should not be construed as investment advice. All information contained in this video is derived from sources deemed to be reliable but cannot be guaranteed. All economic and performance data is historical and not indicative of future results. All views/opinions expressed in this video are solely those of the presenter and do not reflect the views/opinions held by Advisory Services Network, LLC. Advisory Services Network, LLC does not provide tax advice. The tax information contained herein is general and is not exhaustive by nature. Federal and state laws are complex and constantly changing. Please consult your investment professional, legal or tax advisor for specific information pertaining to your situation.

When not helping top executives with business strategy, contributing to Harvard Business Reviews or contemplating Asia’s future role in the world, Steward Black can be found raising his family and eating his wife’s incredible Greek cooking. Why interview a person like Stewart Black? China is often portrayed as a great threat to the U.S.. In a world where the U.S. is reconsidering things like being the hegemon and global trade, the narrative of this “China Threat” is bubbling up. Is there a counter narrative that puts China more in perspective? Among other topics, this conversation goes deep into demographic trends of the region and how these trends might guide not only China’s role but Asia’s role in the world for the next 30-50 years. We discuss Japan’s leadership in robotic technology, Chinese government intervention in the balance sheets of Chinese companies and the impact of household saving rates both in the U.S and Asian. We also cover aircraft carriers, the U.S. role as the hegemon and why being the world’s reserve currency isn’t all it’s cracked up to be. This was a fun one – enjoy!

Hey everybody. This is Trevor Chambers from Olde Raleigh Financial. Welcome to one more edition of Meet the Masters. Today I’m – I’m really excited about – about STEWART BLACK: Stewart, how are you today?

BLACK:  Great.

CHAMBERS:  Awesome.

BLACK:  Great to be with you.

CHAMBERS:  Thank you for taking the time. We’re going to be talking about Asia and China today. And this is important. This is a big region, especially China. That’s been on the rise and it’s important to discuss China and – as it relates to global trends and the cycle – or the financial cycle of the globe, trade deficits and the like. And it’s just important for investors to consider these very large macro trends. And so, Stewart – I found Stewart on Harvard Business Review. Let me just brag on this guy a little bit, all right. He’s a professor of management practices of global leadership and strategy at, now how do you pronounce this? INSEAD? How do you pronounce that?

Read Full Interview Transcript at: https://olderaleighfinancial.com/meet-the-masters-inseads-stewart-black-asian-demographic-trends-and-a-30-50-year-investment-horizon/

Olde Raleigh Financial Group

This material is provided as a courtesy and for educational purposes only from Olde Raleigh Financial Group, A member of Advisory Services Network and should not be construed as investment advice. All information contained in this video is derived from sources deemed to be reliable but cannot be guaranteed. All economic and performance data is historical and not indicative of future results. All views/opinions expressed in this video are solely those of the presenter and do not reflect the views/opinions held by Advisory Services Network, LLC. Advisory Services Network, LLC does not provide tax advice. The tax information contained herein is general and is not exhaustive by nature. Federal and state laws are complex and constantly changing. Please consult your investment professional, legal or tax advisor for specific information pertaining to your situation.

Visual communication entrepreneur and Crypto Culture watcher Mike Fraser talks to Trevor and Blake about the future of making and spending money. We break down how Cryptocurrencies and The Blockchain are influencing the future of personal finance. Mike uses a Brave Browser which pays him - via Blockchain - to click on highly targeted ads. He uses the money to buy some pints and food from local restaurants. The future wallet is here.

Hey everybody. It’s Trevor Chambers from Olde Raleigh Financial. Once again, we are posting up another awesome, I think awesome at least, considering my guest blog post on our blog, A Soundtrack to an Advisors Life. And today were going to talk to another master. We like to meet masters who know their space really, really well. And I want to welcome Mike Frazier. Mike from the big state of Ohio. What’s going on out there, brother?

MIKE FRASER:  Hey, we’re just living the dream up here in Ohio.

CHAMBERS:  Yeah. Hey how is Notre Dame doing? Buddy, I’m sorry. I’m sorry. How’s Michigan doing up there. I mean –

FRASER:  Yeah. We don’t kick off until later in October.

CHAMBERS:  I got it. Yeah you guys are on a different time line up there.

FRASER:  Yeah.

CHAMBERS: In more ways than one.

FRASER:  Right, right.

CHAMBERS: I’m only kidding. I’m only kidding. All right, so Mike, you are – I saw some – you have a design background. You’ve been in the webspace forever. You understand marketing, specifically Social Media marketing and that’s kinda (sic) your day gig. And then one of the things that you kind of study, and I think from a, like a journalist point of view is blockchain. And so, todays – we’re going to talk about blockchain. We get, you know, questions about blockchain occasionally. We get questions about bitcoin, especially a couple years ago. That was the topic among certain clients. Then they moved on to marijuana stocks. That was another popular one, like last year. So, two years ago, it was bitcoin, then marijuana stocks and there’s always these, but blockchain has been around. Not going anywhere and Mike’s going to talk about it so welcome, Mike to Olde Raleigh Financial Group.

Read Full Interview Transcript at: https://olderaleighfinancial.com/meet-the-masters-your-browser-is-buying-your-next-bourbon-with-guest-mike-fraser/

Olde Raleigh Financial Group

This material is provided as a courtesy and for educational purposes only from Olde Raleigh Financial Group, A member of Advisory Services Network and should not be construed as investment advice. All information contained in this video is derived from sources deemed to be reliable but cannot be guaranteed. All economic and performance data is historical and not indicative of future results. All views/opinions expressed in this video are solely those of the presenter and do not reflect the views/opinions held by Advisory Services Network, LLC. Advisory Services Network, LLC does not provide tax advice. The tax information contained herein is general and is not exhaustive by nature. Federal and state laws are complex and constantly changing. Please consult your investment professional, legal or tax advisor for specific information pertaining to your situation. Olde Raleigh Financial, a Member of Advisory Services network does not offer services related to initial coin offering, bitcoin, or crypto-currencies. The information discussed in this interview is for general purposes only and is not intended to imply investment advice.

Hey everybody. It’s Trevor Chambers with Olde Raleigh Financial Group once again. I’m pleased to have my partner here, Alex Mihajlov. Welcome, Alex. How are you?

ALEX MIHAJLOV:  Good morning. Good morning.

CHAMBERS:  What’s going on? We are really excited.

MIHAJLOV:  Yes, we are.

CHAMBERS:  We have with us Linda Duessel from Federated Hermes and Alex; you’ve been following her for a long time.

MIHAJLOV:  She’s a phenomenal writer –

CHAMBERS:  Yeah.

MIHAJLOV:  -- and she – she’s not afraid to put her opinions out there. I like that about her. So, we’re – we’re going to hear some strong talk from a strong woman. I’m excited about that.

CHAMBERS:  So, welcome, Linda. How are you today?

LINDA DUESSEL:  I’m just peachy. Thanks so much. I’m happy to be involved here with your podcast and I’m so sorry we can’t be visiting live and in person.

CHAMBERS:  Yeah. We are too.

DUESSEL:  But, soon, I’m sure. Soon. Someday soon.

CHAMBERS:  Yeah.

MIHAJLOV:  Do you think the world will ever get back to normal meetings again?

DUESSEL:  Yeah, I do. I mean I’m – I’m shocked at how many people think that times have changed forever. I keep saying, come on this is just temporary. It’s just temporary. Definitely I think some things have accelerated in terms of our ability to meet remotely and such but nothing will replace the live-in person and, you know, I know I miss seeing people live and in person. I certainly making the best of this but come on guys, it’s temporary.

Read Full Interview Transcript at: https://olderaleighfinancial.com/meet-the-masters-linda-duessel-a-senior-equity-strategist-with-federated-hermes/

Olde Raleigh Financial Group

This material is provided as a courtesy and for educational purposes only from Olde Raleigh Financial Group, A member of Advisory Services Network and should not be construed as investment advice. All information contained in this video is derived from sources deemed to be reliable but cannot be guaranteed.  All economic and performance data is historical and not indicative of future results.  All views/opinions expressed in this video are solely those of the presenter and do not reflect the views/opinions held by Advisory Services Network, LLC. Advisory Services Network, LLC does not provide tax advice. The tax information contained herein is general and is not exhaustive by nature. Federal and state laws are complex and constantly changing. Please consult your investment professional, legal or tax advisor for specific information pertaining to your situation. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment loss. As with any investment strategy, there is the possibility of profitability as well as loss.

Hey everybody.  This is Trevor from Olde Raleigh Financial and once again I’m joined by Alex Mihajlov.  How are you, Alex?

MIHAJLOV:   Good, Trevor.

CHAMBERS:   Another sunny day in Raleigh, North Carolina actually.

MIHAJLOV:   Yes.  A beautiful day.

CHAMBERS:   We love that.  All right, we’re syked today.  We have Dan Winter from Confluence

Investments.  Dan, how are you today?

WINTER:   I’m doing great.  Thank you. 

CHAMBERS:   Dan is an analyst but he’s much more than that.  He shares Confluence’s Value Equity Portfolio and I love talking to you guys. Because you – you analyst understand – good – great analysts especially understand the innerworkings of a company and how to value it and when to buy it and all that stuff.  And we’ve been working with Confluence for a long time so we love you guys.  Based out of – you guys are based out of St. Louis and you have a bunch of stuff in your career that you’ve done.  But how long have you been with Confluence now?

Read Full Interview Transcript at: https://olderaleighfinancial.com/meet-the-masters-confluence-investments-dan-winter-talks-value-investing-the-financials-and-technology-sectors/

Olde Raleigh Financial Group

This material is provided as a courtesy and for educational purposes only from Olde Raleigh Financial Group, A member of Advisory Services Network and should not be construed as investment advice. All information contained in this video is derived from sources deemed to be reliable but cannot be guaranteed.  All economic and performance data is historical and not indicative of future results.  All views/opinions expressed in this video are solely those of the presenter and do not reflect the views/opinions held by Advisory Services Network, LLC. Advisory Services Network, LLC does not provide tax advice. The tax information contained herein is general and is not exhaustive by nature. Federal and state laws are complex and constantly changing. Please consult your investment professional, legal or tax advisor for specific information pertaining to your situation. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment loss. As with any investment strategy, there is the possibility of profitability as well as loss.

Raleigh’s High End Residential Real Estate Market with Realtors Jill Rekuc and Sheri Hagerty. We discuss many topics including what role does your home play in your wealth plan? Downsizing your home after the kids move out? The Importance of Staging a Home to Sell and How Millennials Buy Houses.

TREVOR CHAMBERS: Hey everybody. This is Trevor Chambers from Olde Raleigh Financial Group. Once again, we have our podcast. Another addition of our podcast. This is a real estate, specifically, residential real estate podcast subject that we’re going to cover today for our podcast Soundtrack to an Advisor’s Life. Once again, I have my co-host, Mr. Alex Mihajlov.

ALEX MIHAJLOV: Hey. Good morning.

CHAMBERS: How are you?

MIHAJLOV: Good morning, Trevor.

CHAMBERS: Good morning. Good evening, and welcome.

MIHAJLOV: Good evening and welcome.

CHAMBERS: Well today we have, Alex, two really successful realtors –

MIHAJLOV: And kind of friends.

CHAMBERS: And friends and we’ve known these two for a while and Sheri Hagerty and Jill Rekuc. Welcome.

Read Full Interview Transcript at: https://olderaleighfinancial.com/meet-the-masters-raleighs-high-end-residential-real-estate-market-with-realtors-jill-rekuc-and-sheri-hagerty/

Olde Raleigh Financial Group

This material is provided as a courtesy and for educational purposes only from Olde Raleigh Financial Group, A member of Advisory Services Network and should not be construed as investment advice. All information contained in this video is derived from sources deemed to be reliable but cannot be guaranteed. All economic and performance data is historical and not indicative of future results. All views/opinions expressed in this video are solely those of the presenter and do not reflect the views/opinions held by Advisory Services Network, LLC. Advisory Services Network, LLC does not provide tax advice. The tax information contained herein is general and is not exhaustive by nature. Federal and state laws are complex and constantly changing. Please consult your investment professional, legal or tax advisor for specific information pertaining to your situation.

Hey everybody. This is Trevor Chambers from Olde Raleigh Financial Group. Today we continue our Meet the Masters series. Very excited today, we got a very -- we got two people actually, I’m excited about. I have my -- I have my first co-host, Mr. Alex Mihajlov who co-founded Olde Raleigh Financial Group from the burbs of Rochester. It’s really good to have you.

MIHAJLOV: Rochester.

CHAMBERS: Yeah. So, um, and then I’m going to -- we have Brad Thomas. I’ll talk about Brad in just one second, but Alex, you said we gotta (sic) talk to Brad because you -- throughout your career you’ve always had people talk to you about real estate investment and you’re a big fan of REITs investing in the public markets. So that segwayed (sic) into -- he’s been fowling you Brad, um, I’ll just give you a brief little intro, Brad. Brad Thomas currently writes for Forbes.com and Seeking Alpha where he maintains a real time researched and publicly listed REITs. You’re a number one analyst on Seeking Alpha in the area and you’ve authored -- authored now, I guess, sounds like going on three books, which is awesome. And then most importantly you have a wife and five kids. Did I hear that right? And you live in South Carolina.

Read Full Interview Transcript at: https://olderaleighfinancial.com/meet-the-masters-brad-thomas-discusses-publicly-traded-real-estate-and-private-real-estate/

Olde Raleigh Financial Group

This material is provided as a courtesy and for educational purposes only from Olde Raleigh Financial Group, A member of Advisory Services Network and should not be construed as investment advice. All information contained in this video is derived from sources deemed to be reliable but cannot be guaranteed.  All economic and performance data is historical and not indicative of future results.  All views/opinions expressed in this video are solely those of the presenter and do not reflect the views/opinions held by Advisory Services Network, LLC. Please consult your investment professional, legal or tax advisor for specific information pertaining to your situation. As with any investment, you should take into account your own financial situation, consult your financial adviser, and perform thorough research before making any investment decisions concerning REITs. You can review a REIT's disclosure filings, including annual and quarterly reports and any offering prospectus at sec.gov. For more information see https://www.sec.gov/files/reits.pdf

Hey everybody. This is Trevor Chambers from Olde Raleigh Financial Group. We continue on with our soundtrack to an advisor’s life blog and podcast. And today we have an in-house guest with Mr. Alex Mihajlov. And today we want to talk about some year end planning. What is on your mind, Mr. Mihajlov on that?

MIHAJLOV: Well, Trevor it’s great to see you.

CHAMBERS: Good evening.

MIHAJLOV: Good evening and welcome.

CHAMBERS: Welcome.

MIHAJLOV: This is probably one of the most important part -- times of the year right here. Because this is the time that we really go into full out year end planning mode. And I think this year due to the pandemic, it is probably one of the most complex and important times to have a year end planning session with your, at minimum your financial advisor.

CHAMBERS: I would say that’s a great idea. What specifically are you thinking about that people really start -- need to consider this year? What changes went on?

MIHAJLOV: Well people ask me all the time if I’m worried about the stock market. I’m not as worried about the stock market as I am about tax brackets.

CHAMBRS: Right.

MIHAJLOV: And I think people have a historic opportunity to take advantage of tax brackets because I don’t think there’s anywhere for tax brackets to go ultimately than up. So, I think this is a great time for people to take a hard look at their tax bracket and make sure they’re topping it off by potentially pulling money out of retirement and IRA accounts and either converting them to ROTH or not converting them to ROTH but giving them out at this level tax brackets.

Read Full Interview Transcript at: https://olderaleighfinancial.com/year-end-planning-2020/

Olde Raleigh Financial Group

This material is provided as a courtesy and for educational purposes only from Olde Raleigh Financial Group, A member of Advisory Services Network and should not be construed as investment advice. All information contained in this video is derived from sources deemed to be reliable but cannot be guaranteed. All economic and performance data is historical and not indicative of future results. All views/opinions expressed in this video are solely those of the presenter and do not reflect the views/opinions held by Advisory Services Network, LLC. Advisory Services Network, LLC does not provide tax advice. The tax information contained herein is general and is not exhaustive by nature. Federal and state laws are complex and constantly changing. Please consult your investment professional, legal or tax advisor for specific information pertaining to your situation.