And I think that’s because he spent quite a large proportion of his career a long way outside insurance and discovered our sector relatively late.

But the crucial point is that it wasn’t that late.

Graham Elliot CEO of Crux Underwriting had enough experience outside the sector not to be too dyed in the wool and full of industry preconceptions, but he has been with us long enough to have had time to have already made a serious entrepreneurial impact on our sector at Oxygen Insurance Brokers, Aqua Underwriting and Azur Group.

I first met him about eight years ago at the beginning of the insurtech boom and found him incredibly valuable as someone who was very eloquent and adept at explaining the benefits of technology to a traditional insurance audience in words it could understand.

Graham’s latest venture is Crux Underwriting, a new Lloyd’s MGA he has set up with experienced Political Risk and Political Violence underwriter, Mike O’Connor.

But this podcast is way broader than Crux’s opening line of business. Our talk is an incredibly wide-ranging tour of the most advanced thinking around how global wholesale and specialty insurance and reinsurance is set to develop in the digital age that is currently dawning.

AI, algorithmic trading, genuinely realtime digitised underwriting systems and the reasons behind the boom in MGAs are all discussed in great detail.

If you still haven’t quite got your head around where the market is likely to be heading after our digital big bang is finally reached, I recommend this talk as a wonderful place to start.

Graham is charismatic and charming and I guarantee it won’t be long before your imagination is sparked and you are swept up in the positive appreciation of some of the enormous opportunities that are available to smart entrepreneurs in today’s market.

This is a great way to start the year.

LINKS

We thank our Special Episode sponsor Stephens Rickard:

https://www.stephensrickard.com/