Steadfast Care Planning

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💡Join Kelly Augspurger as she interviews Susan Kelsey, a certified aging life care specialist and the founder of Assistance Plus, in this insightful episode of the Steadfast Care Planning podcast.

👨‍👩‍👧‍👦 They discuss the important role of aging life care professionals in managing the care of older adults and the invaluable support they provide to families living at a distance from their loved ones.

🔍 Susan shares her experiences and reveals the everyday challenges and superpowers of a care specialist, offering practical advice on navigating healthcare crises and preparing for the aging continuum.

In this episode they covered:

🔹 Description of an aging life care specialist's background in healthcare.

🔹 Challenges faced by families living at a distance from their older adult relatives.

🔹 Examples of day-to-day tasks, such as managing medications, dealing with emergencies, and overseeing financial matters.

🔹 Advocacy and logistics support provided within assisted living environments.

🔹 Assisting with doctor's appointments and communicating medical information to family members.

🔹 Importance of building and leveraging a network of trusted experts, including attorneys, accountants, and financial advisors.

🔹  Developing deep relationships with older adult clients and their families.

🔹 Leveraging personal connections and referrals to find suitable specialists.

For more information about Susan Kelsey's services, visit:
www.APlusCareManagement.com
Or, explore resources available at:
www.AgingLifeCare.org
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➡️ Watch this podcast: https://youtu.be/awOvA5hLbOA

#LongTermCare #AgingLifeCareSpecialist #SteadfastCarePlanning #LongTermCareInsurance #APlusCareManagement 

For additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com.

To explore your options for long-term care insurance, click here.

Steadfast Care Planning podcast is made possible by AMADA Senior Care and Steadfast Insurance LLC.

Come back next time for more helpful guidance! 

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In this episode of the Steadfast Care Planning podcast, host Kelly Augspurger and guest Danielle Miura, a certified financial planner, educator, and caregiver advocate, discuss the complexities of caregiving and the financial challenges that come with it. They delve into the costs of caregiving, the impact on the caregiver's financial health, and the subsequent ripple effects on their families and the next generation.

Danielle shares her personal caregiving experience and provides valuable insights into the emotional, physical, and financial toll of caregiving. She emphasizes the importance of having a plan in place to protect caregivers and advises on key steps to safeguard one's financial health while providing care.

In this episode they covered:

🔹 The Economic Strain on Family Caregivers

🔹 Impact of Caregiving on Career Progression

🔹 The Mental and Physical Toll on Caregivers

🔹 The Realities of Family Caregiving

🔹 The Financial Strain of Unplanned Caregiving

🔹 Financial Advice for Family Caregivers

🔹 Support Networks for Caregivers

🔹 The Importance of Money Conversations in Families

To connect with Danielle Miura and for more information about Spark Financials message Danielle through LinkedIn (https://www.linkedin.com/in/danielle-miura/) or visit: https://spark-fin.com/
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➡️ Watch this podcast:  https://youtu.be/oNSv7nqj0Do

#LongTermCare #ElderCarePlanning #SteadfastCarePlanning #LongTermCareInsurance #SparkFinancials

For additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com.

To explore your options for long-term care insurance, click here.

Steadfast Care Planning podcast is made possible by AMADA Senior Care and Steadfast Insurance LLC.

Come back next time for more helpful guidance! 

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Join us in this heartfelt and informative episode of the Steadfast Care Planning Podcast as Kelly sits down with the esteemed family law attorney and elder care mediator, Alison Forche. Together they delve into the emotional and complex journey of elder care planning, discussing the pressing issues faced by families across the country.

Kelly and Alison explore the intricate and critical need for elder care advocacy. They underscore the challenges that come with being a supportive partner in decision-making. From the nuances of family caregiving to the invaluable guidance provided by professionals, they highlight how preparation and early conversations can make all the difference.

In this episode they covered:

🔹 The importance of being a proactive agent in elder care planning.

🔹 The role and benefits of elder care mediation in elder care planning.

🔹 How to mitigate the stress of unexpected care needs through early dialogue.

🔹 Tips for building a network of professional referral sources.

🔹 The ways in which elder care mediators can provide comfort and solutions to families.

🔹 Utilizing mediation to address family care conflicts and dynamics.

🔹 Understanding the neutrality and benefits of elder care mediation.

🔹 Elder care mediation tips and how to have constructive conversations with family members.

Connect with Alison Forche and for more information about elder care mediation message Alison through LinkedIn (https://www.linkedin.com/in/alisonforche/) or visit: https://forchelawandmediation.com
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➡️ Watch to this podcast:  https://youtu.be/pi58xFlXtD0

#LongTermCare #ElderCarePlanning #SteadfastCarePlanning #LongTermCareInsurance #ElderCareMediation

For additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com.

To explore your options for long-term care insurance, click here.

Steadfast Care Planning podcast is made possible by AMADA Senior Care and Steadfast Insurance LLC.

Come back next time for more helpful guidance! 

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In this episode, Kelly sits down with Chad Holmes, a certified financial planner and certified public accountant, and author of "The Inheritance Playbook: Helping Your Parents Pass the Torch, Not the Tax." Join them as they delve into actionable steps to help aging family members avoid unnecessary taxes and make their legacies last longer.

Chad provides insights on minimizing taxes and probate, offering case studies to illustrate strategies for tax-efficient inheritance. He emphasizes the importance of open communication between generations and offers practical advice for planning for care to live well. Tune in to gain valuable insights into estate planning and the wealth management process in a multi-generational context.

In this episode they covered:

🔹 Actionable steps to help aging family members avoid unnecessary taxes and make their legacies last longer.

🔹 The need to examine family finances from a multi-generational perspective.

🔹 Contrast between individual-focused financial planning and multi-generational planning for prolonged family legacies.

🔹 The importance of asking family members specific questions to identify critical information related to their estate and finances.

🔹 Emphasis on the need to know assets, debts, ongoing payments, and the existence of essential documents.

🔹 Having a roadmap to access this critical information.

🔹 Practical tips such as keeping cell phones active to facilitate access to important account verification codes.

🔹 The significance of considering the tax bracket and source of income to optimize charitable giving and minimize taxes

Connect with Chad Holmes and for more information on "The Inheritance Playbook: Helping Your Parents Pass the Torch, Not the Tax." message Chad through LinkedIn (https://www.linkedin.com/in/chadholmesformulawealth) or visit: www.FormulaWealth.com
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➡️ Watch to this podcast: https://youtu.be/lOj6Boo0erU

#LongTermCare #FinancialPlanning #SteadfastCarePlanning #longtermcareinsurance #theinsuranceplaybook

For additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com.

To explore your options for long-term care insurance, click here.

Steadfast Care Planning podcast is made possible by AMADA Senior Care and Steadfast Insurance LLC.

Come back next time for more helpful guidance! 

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Welcome to the Steadfast Care Planning podcast! In this episode, host Kelly Augspurger is joined by home safety experts Danielle Roe from Arrow Lift and Doug Rowe from Attune Home Safety Plan. Together, they discuss the critical topic of home modifications for older adults to enhance safety and independence.

Danielle and Doug provide valuable insights into the importance of home modifications, covering everything from safety considerations to specific types of modifications available. They offer practical advice on how to proactively plan and make necessary changes to age comfortably in your home.

In this episode they covered:

🔹 Potential funding sources for home modifications, including long-term care insurance.

🔹 Medicaid waiver programs.

🔹 VA benefits for veterans.

🔹 Cost of home modifications.

🔹 Most important types of home modifications.

🔹 Biggest mistakes when making home modifications.

🔹 Steps that are necessary to include when considering a home modification plan.

🔹 Range of services their companies offer, such as free consultations and detailed assessments.

Connect with Danielle Roe and for more information on Arrow Lift message Danielle through LinkedIn or visit: www.ArrowLift.com Connect with Doug Rowe and for more information on the Attune Home Safety Plan message Doug through LinkedIn or visit: www.AttuneSA.com
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➡️ Watch to this podcast: https://youtu.be/sAUAnPOVxLU

#LongTermCare #HomeAssessment #SteadfastCarePlanning #longtermcareinsurance #ArrowLift

For additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com.

To explore your options for long-term care insurance, click here.

Steadfast Care Planning podcast is made possible by AMADA Senior Care and Steadfast Insurance LLC.

Come back next time for more helpful guidance! 

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Paying for care as we age can be one of the most difficult and challenging periods in our life. Luckily, there are many options that can be explored separately or in combinations.

Kelly Augspurger spoke to Nic Nielsen, a certified financial planner and co-owner of Know My Plan, and they explored many of the options people have for paying for care as they age.

In this episode they covered:

🔹 Self-funding long-term and extended care.

🔹 Multiple ways to use long-term care insurance to pay for care.

🔹 Short-term care and immediate care.

🔹 Life settlements to fund long-term care.

🔹 Health savings accounts.

🔹 Reverse mortgages.

🔹 VA Benefits and the limits to VA benefits.

🔹 The differences and limits between Medicare and Medicaid and how they can be used to help pay for care.

Connect with Nic Nielsen and for more information on Know My Plan message Nic through LinkedIn or visit: www.KnowMyPlan.com
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➡️ Watch this podcast:  https://youtu.be/FqIw1ltD7ug

#LongTermCare #FinancialPlanning #SteadfastCarePlanning #longtermcareinsurance #KnowMyPlan

For additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com.

Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC, Certification in Long Term Care, and AMADA Senior Care.

Come back next time for more helpful guidance!

For additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com.

To explore your options for long-term care insurance, click here.

Steadfast Care Planning podcast is made possible by AMADA Senior Care and Steadfast Insurance LLC.

Come back next time for more helpful guidance! 

Send us Fan Mail

What does it mean to age successfully and what tools exist to help us successfully age?

Kelly Augspurger spoke to Larry Nisenson, Chief Growth Officer of Assured Allies, and they explored the innovative technology and programs designed to help people age successfully in place.

In this episode they covered:

🔹 How Assured Allies got its start in the long-term care field.

🔹 The Never Stop Wellness Program that offers personalized coaching to policyholders.

🔹 The role of technology in the Never Stop Wellness Rewards Program.

🔹 The role of the family of policyholders in the Never Stop Wellness Rewards Program.

🔹 The potential for earning extra benefits through the program.

🔹 Future plans for Assured Allies in terms of making their wellness programs available to consumers who do not have LTC policies with embedded programs.

🔹 Key factors and considerations for individuals when planning for extended care.

🔹 Innovative features distinguish the Never Stop program from LTC policies that don't have the Never Stop program embedded in them.

Connect with Larry Nisenson for more information on the Never Stop Wellness Rewards Program through LinkedIn or visit: www.NeverStop.com or www.AssuredAllies.com
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➡️ Watch this podcast:  https://youtu.be/39Q9baRiMvI

#LongTermCare #FinancialPlanning #SteadfastCarePlanning #NeverStop #AssuredAllies

For additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com.

Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC, Certification in Long Term Care, and AMADA Senior Care.

Come back next time for more helpful guidance!

For additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com.

To explore your options for long-term care insurance, click here.

Steadfast Care Planning podcast is made possible by AMADA Senior Care and Steadfast Insurance LLC.

Come back next time for more helpful guidance! 

Send us Fan Mail

Have you ever thought about living beyond your 100th birthday? What are are the secrets to longevity and vitality inspired by the centenarians who live in the Blue Zones?

Kelly Augspurger spoke to Stevyn Guinnip, CEO of Grow Wellthy, and they ventured deep into the heart of the Blue Zones and extracted life-enriching wisdom that can shift the way you approach your own wellness journey.

In this episode we covered:

🔹 What are the Blue Zones?

🔹 Where are the Blue Zones?

🔹 What do the Blue Zones teach us about healthy Aging?

🔹 What does it mean to "move naturally"?

🔹 What types of diets are found in Blue Zones?

🔹 How can we improve longevity through connection?

🔹 Can our outlook significantly increase our lifespan?

🔹 How to incorporate Blue Zone principles into your daily life.
 Learn from Stevyn's knowledge and experience how you can pivot towards a 'wellthy' lifestyle. Connect with Stevyn Guinnip for more information on her wellness advisory services through LinkedIn or visit: www.GrowWellthy.com.
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➡️ Watch this podcast:  https://youtu.be/WGscZC48odE

#LongTermCare #FinancialPlanning #SteadfastCarePlanning #GrowWellthy #BlueZones

For additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com.

Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC, Certification in Long Term Care, and AMADA Senior Care.

Come back next time for more helpful guidance!

For additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com.

To explore your options for long-term care insurance, click here.

Steadfast Care Planning podcast is made possible by AMADA Senior Care and Steadfast Insurance LLC.

Come back next time for more helpful guidance! 

Send us Fan Mail

Have you ever thought about Medicaid Planning? What is Medicaid Planning and is it right for you?

I chatted with Cathy Sikorski, Esq., an elder law attorney, speaker and caregiver, about the intricacies and details regarding Medicaid Planning and who it is a good fit for, and  for those who should look into other options.

In this episode we covered:

🔹 The issue of giving away assets to qualify for Medicaid coverage for long-term care 

🔹 Government examination of financial history for the past five years

🔹 Warning against mistakes and importance of consulting experts

🔹 Being prepared and exploring other options

🔹 Choosing the right facility and considerations for Medicaid Planning 

🔹 Implications of relying on Medicaid for care 

🔹 Estate recovery and partnership programs in reciprocity

🔹 Keeping assets and not needing to spend them down before qualifying for Medicaid

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Watch this episode on YouTube: https://youtu.be/akNGzvAyRss

 #LongTermCare #FinancialPlanning #SteadfastCarePlanning #MedicaidPlanning #PlanningForCare

For additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com.

To explore your options for long-term care insurance, click here.

Steadfast Care Planning podcast is made possible by AMADA Senior Care and Steadfast Insurance LLC.

Come back next time for more helpful guidance! 

Send us Fan Mail

There are many strategies to filing a successful Long-Term Care Insurance claim.

I chatted with Dwight Smith, the owner of AMADA Senior Care Columbus & Toledo, about the LTC insurance claims process.

In this episode we covered:

🔹 Importance of understanding the policy coverage
 
🔹 Exploring additional benefits included (e.g., medical equipment, home modifications)

🔹 Understanding different activation protocols for different insurance companies

🔹 Activities of daily living (ADLs) and cognitive impairments as qualifying criteria

🔹 Need for care for more than 90 days and fulfilling the elimination period 

🔹 Making sure benefits are properly utilized and extended if necessary 

🔹 Doctors documenting the client's needs clearly and specifically

🔹 Encouraging open and honest conversations with physicians 

🔹 The process of submitting a claim 

🔹 Receiving benefits once the elimination period is met

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Watch this episode on YouTube:  https://youtu.be/z9PBfT_1slk

Steadfast Care Planning podcast is made possible by Steadfast Insurance, CLTC, and AMADA Senior Care Columbus.

#LongTermCare #FinancialPlanning #SteadfastCarePlanning #AmadaSeniorCareColumbus #LongTermCareInsurance

For additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com.

To explore your options for long-term care insurance, click here.

Steadfast Care Planning podcast is made possible by AMADA Senior Care and Steadfast Insurance LLC.

Come back next time for more helpful guidance!