StocktwitsTV

Welcome back to StocktwitsTV. Host Michele Steele is joined by Cem Karsan for a macro “jam session” that connects January’s market rotation to a much bigger decade-long regime shift.

Cem explains why the first trading day of the year looked like a starting gun, accelerating the move toward what he calls strategic assets in a bifurcated world. In his framework, higher rates and supply constraints create multiple bidders for limited, bottlenecked resources and capabilities, not just commodities, but also areas like chips and defense technology, which can remain convex for a long time.

He then lays out why demand-side economics are reasserting themselves in a populist environment shaped by demographics, affordability pressures, and political incentives. He ties that shift to curve steepening, break-evens, inflation dynamics, and a resurgence in areas like consumer staples and other defensives that lagged previously.

Michele and Cem also discuss geopolitics through an energy lens, focusing on Venezuela and Iran as incentive-based efforts to limit China’s access to oil and redirect flows, and why Cem believes the market may be overpricing the odds of sustained military conflict and higher oil in the near term if a deal emerges. They wrap with what to watch next month, including fiscal and housing policy signals, long-end rates, and how election cycles can matter more during populist periods.

Disclaimer: All opinions expressed on this show are solely the opinions of the hosts’ and guests’ and do not reflect the opinions of Stocktwits, Inc. or its affiliates. The hosts are not SEC or FINRA registered advisors or professionals. The content of this show is for educational and entertainment purposes only. Please consult with your financial advisor before making any investment decision. Read the full terms and conditions here: https://stocktwits.com/about/legal/terms/

Chapters and Timestamps

00:00 Chicago setup and “mean tweets” intro

Hey everybody, welcome back to StocktwitsTV. Host Michele Steele is joined by Megan King to break down two huge storylines: the software slump of 2026 and the NFL’s crackdown on prediction market ads ahead of the Super Bowl.

First, Michele tees up Jensen Huang’s argument that the idea of AI “replacing” software is illogical, even as heatmaps show a sea of red across major software names. Megan agrees, saying the current drawdown is driven by uncertainty as investors extrapolate a future where autonomous agents compress seat counts and cap pricing power. Her view is that AI does not eliminate software, it rebundles it, and agents still need systems of record, permissioning layers, compliance logic, and workflow orchestration. She expects pressure to continue through Q1 until the market sees stabilizing core revenue, modest seat compression, and AI revenue that is incremental and margin neutral, with a real inflection point coming from tone shifts and visible revenue proof. Megan adds that incumbents like Microsoft and SAP are positioned to internalize AI value because they control distribution and the data layer, and that patient capital has historically been rewarded when platform incumbents adapt their revenue models.

Then it’s the big game and the investor angle: the NFL bans prediction markets from advertising during the Super Bowl while incumbents like DraftKings and FanDuel remain everywhere. Megan argues the move signals prediction markets are a real threat to traditional sportsbook economics, describing them as more exchange-like with lower fees and more efficient pricing. She says a more analytical, price-sensitive cohort may migrate to prediction markets, driving liquidity and long-term engagement, and that sportsbooks will ultimately need to adopt the model, build it, or acquire it to hedge against the demographic and structural shift.

Disclaimer: All opinions expressed on this show are solely the opinions of the hosts’ and guests’ and do not reflect the opinions of Stocktwits, Inc. or its affiliates. The hosts are not SEC or FINRA registered advisors or professionals. The content of this show is for educational and entertainment purposes only. Please consult with your financial advisor before making any investment decision. Read the full terms & conditions here: https://stocktwits.com/about/legal/terms/

Chapters

00:00 Software slump of 2026 setup

All right, StockTwits, we’re here with Scott Sanborn, CEO of LendingClub, the digital marketplace bank focused on helping members lower their cost of debt.

In this interview, StockTwits breaks down LendingClub’s monster fourth quarter with Scott: revenue up 23 percent, originations up 40 percent, and EPS that tripled. Scott explains why the stock’s reaction has sometimes felt confusing, pointing to a change in the company’s accounting program that analysts understood but parts of the buy side did not fully incorporate.

Then we get into what’s next. Scott outlines why LendingClub is rebranding and why now is the right time, emphasizing that the company has grown beyond its original model and now offers award-winning checking, savings, and CD products. He also explains DebtIQ, a new technology being integrated into the mobile app designed to show customers their true credit card rates, quantify savings, and track multiple cards in one place. Scott says LendingClub typically saves customers about 700 basis points versus credit card rates, which he notes are often 22 to 23 percent.

The conversation also covers new verticals such as major purchase financing, partnerships like furniture financing, and a big push into home improvement, plus why the company believes it can deliver originations growth and margin expansion with or without Fed rate cuts. Finally, Scott talks about how LendingClub pays attention to retail shareholders through Q and A tools and community feedback before closing with a Super Bowl pick.

Disclaimer: All opinions expressed on this show are solely the opinions of the hosts’ and guests’ and do not reflect the opinions of Stocktwits, Inc. or its affiliates. The hosts are not SEC or FINRA registered advisors or professionals. The content of this show is for educational and entertainment purposes only. Please consult with your financial advisor before making any investment decision. Read the full terms & conditions here: https://stocktwits.com/about/legal/terms/

Welcome into StocktwitsTV. Host Michele Steele is joined by Shay Boloor to unpack a wild mix of AI, Musk ecosystem headlines, and fintech winners and losers.

First up is Palantir: revenue up, profit up, guidance up, stock up. Shay calls the quarter a credibility moment, pointing to a 2026 guide raised to 61 percent with no deceleration, a commercial engine scaling fast, net dollar retention surging at scale, and an eye-popping operating margin result that he says forces a rethink of how AI application winners get valued. Michele presses on Wall Street skepticism and valuation concerns, and Shay argues that trying to pick a top in Palantir is riskier than respecting the multi-year trend when the company is clearly monetizing AI spend.

Next, they pivot to Elon Musk combining SpaceX and xAI into a 1.25 trillion private empire. Shay explains why he sees strategic logic, not a bailout, and why frontier models ultimately become a layer inside broader ecosystems. They also discuss what Tesla shareholders should make of capital flowing into xAI, and why Shay views Tesla as the physical endpoint of intelligence across robotics, autonomy, and energy.

Finally, it’s fintech. Shay says PayPal has been misrun, squandered first-mover advantages, and proves why “cheap can always get cheaper,” even suggesting a possible Musk buyback as payment rails for the wider ecosystem. They close on Robinhood: aggressive AI tools, prediction markets growth, the super app narrative, and the key risk that still matters most, crypto exposure, even as the company improves product depth and operating leverage.

Disclaimer: All opinions expressed on this show are solely the opinions of the hosts’ and guests’ and do not reflect the opinions of Stocktwits, Inc. or its affiliates. The hosts are not SEC or FINRA registered advisors or professionals. The content of this show is for educational and entertainment purposes only. Please consult with your financial advisor before making any investment decision. Read the full terms and conditions here: https://stocktwits.com/about/legal/terms/

Chapters

00:00 Palantir: revenue up, profit up, guidance up, stock up

Welcome into StockTwitsTV — we talk about the market, so you don’t have to. Host Michele Steele is joined by Megan King to break down a week where there’s plenty of green on the board… but a ton of red in healthcare.

They start with UnitedHealthcare (UNH) and a brutal move lower as a U.S. proposal to hold Medicare Advantage payments flat triggers a sector-wide reset. Megan explains why this isn’t just an earnings story: a proposed 0% rate increase vs mid-single-digit expectations forces a reset of multi-year earnings models and shifts Medicare Advantage from a growth engine to a more “regulated utility-like” business with political and margin risk.

Then it’s the shiny stuff: silver posts record-breaking volume, and Megan argues silver is acting as a volatility amplifier—momentum and positioning matter—but the long-term bull case remains intact on constrained supply and rising industrial demand (solar, electrification, jewelry), with a macro message of rising demand for assets that feel “real and tangible.”

They also hit headline risk and AI buildout: Ubiquiti faces geopolitical/compliance optics, while Corning (GLW) rallies after Meta commits up to $6B through 2030 for fiber—proof that AI infrastructure bottlenecks are now “literal, not theoretical,” and that winners won’t just be compute, but the suppliers enabling scale.

Finally, it’s a lightning round and earnings/IPO radar: Redwire and defense spending, quantum getting institutional validation via a university purchase, Boeing optimism and recovery signs, GM raising 2026 guidance despite EV-related losses, UPS shifting to higher value shipments, Union Pacific as a real-economy signal, airlines with thin margins, and celebrity brand IPO momentum with Once Upon a Farm—plus a broader takeaway that the IPO window remains disciplined, prioritizing profitability and defensibility.

00:03 — Welcome in: green market, red healthcare

Disclaimer: All opinions expressed on this show are solely the opinions of the hosts’ and guests’ and do not reflect the opinions of Stocktwits, Inc. or its affiliates. The hosts are not SEC or FINRA registered advisors or professionals. The content of this show is for educational and entertainment purposes only. Please consult with your financial advisor before making any investment decision. Read the full terms & conditions here: https://stocktwits.com/about/legal/terms/