NOTES:

• Dr. Glenn Vo was happy to have the founder and CEO of Brockman Health, Dylan Brockman, on for another episode of the Nifty Thrifty podcast.
• As a practice owner, Glenn has often run into the problem of team members coming up to him and asking if he offers benefits. Unfortunately, as a small business owner, it’s really hard to offer benefits—it’s just not affordable.
• However, thanks to guys like Dylan and his team over at Brockman Health, things don’t have to be that way anymore.
• Dylan’s team consists of experienced agents with an honest, transparent, and educational approach. They’re dedicated to providing innovative health and life insurance solutions for self-employed individuals, families, small business owners, and contract workers.
• Dylan knows what it’s like to be a small business owner. Prior to getting a start in the insurance industry, he was an entrepreneur himself. He ran into the same problems, struggling to find a way to offer health insurance benefits that would fit into his budget.
• He was stuck between two disparate options. One option was a plan that was costly but made a lot of sense. The other option was a plan that was affordable but offered high deductibles, crazy amounts of barriers to entry before getting benefits, and so on.
• Dylan thinks a big reason so many practice owners run into this problem is that they simply don’t know where to find the right programs. He believes that, “there are a lot of options out there for you so long as you know where to look.” 
• For the past five years, Dylan has been doing just that—helping people (self-employed people, small business owners, families, etc.)—with finding affordable healthcare. 
• According to Dylan, there are only three avenues someone can go to get insurance. None of these “avenues” are any better than the other; everyone is unique and the best approach plans on your specific situation.
• 1) If you’re employed, you can go through your employer. That means you have a W-2 job, work for a Fortune 500 company, etc. and can utilize the benefits of your organization. 
• 2) Self-employed people don't get these perks. Then use the Obamacare marketplace. These plans approve everyone and cover everyone without exclusions.
• The problem with these programs is often charged based on income. If you're making decent money, you'll pay more for insurance than rent or a mortgage.
•  3) Another option for those who are self-employed is through the private market. According to Dylan, this is a bit of a “wild west” option where a plan might cover you for 3-6 months before kicking you out and telling you to look elsewhere—it’s hard to get good, long-term coverage.
• Private programs give greater rates depending on medical history. They work similarly to life insurance, where you must prove you're low-risk.
• If you’re someone who isn’t in need of high-risk procedures, this could be a good option for you.
• Dylan doesn't just help dentists. Practicing doctors who want family benefits are in luck. While the first is his "niche," he can help the second.
• Believe it or not, Dylan’s services are "free." He's paid by insurance contracts. Dylan's customers can use his services for free, and he gets the same pay from any company.
• Dylan lacks hidden motives. He's just looking for your ideal company.

Learn about:

• According to Dylan, why is it a misconception that small businesses can’t offer health insurance benefits to their team?
• Why doesn’t insurance offer “one-size-fits-all” solutions?
• And more!
• Tune in to watch Glenn go through a screen share presentation where he scrolls through Dylan’s website and highlights what he can do for you. There’s no harm in at least reaching out; email Dylan at [email protected] or give him a call at 1-954-243-5893!

NIFTY DEAL:

• Free review of current health insurance plan and situation. Consultation will determine if current health plan is best for their situation or if there are better alternatives.

Get the Deal here: https://www.brockmanhealth.com/free-quote