"I know I should probably make a will, but I'm not going to be around, so really, what do I care?"

Sound familiar?

Way too many folks hear this voice in their head whenever the subject of estate planning comes up. They don't realize that an estate plan isn't just a matter of deciding who gets what once we've passed. Most of us are going to need help handling our affairs at some point in our lives, whether due to the realities of old age or a serious incapacitation. Your estate plan protects your assets and your wishes in the event that you aren't able to speak for yourself anymore. It can offer you safety and peace of mind now, and a blueprint for a lasting legacy once you're gone.

On today's show, we discuss the essential steps everyone needs to take to create an estate plan, and how your estate fits in with your big picture financial planning as well.