View the full episode on my YouTube using this link

View the full episode on my YouTube at https://www.youtube.com/channel/UCIzjNhWjrS8RgsQZx_Es5Kw ! In this episode of the podcast, Rick and I delve into the intricacies of contingencies in a contract. We discuss the timeline for removing them and the conditions surrounding a loan, as well as what to expect once your loan contingency is removed. If you're someone who loves to dive into the nitty-gritty details, then this episode is perfect for you! Don't forget to share it with a friend who is in the market to buy, so they too can gain valuable knowledge on the subject. Meghan Shigo, Realtor CENTURY 21 Award DRE 01243803

In this episode of the podcast, Rick and I discuss the aftermath of recent banking crises and the resulting media coverage in their review this week. What lies ahead? Tune in to this informative discussion and share it with a friend who may be considering a mortgage! Meghan Shigo, Realtor CENTURY 21 Award DRE 01243803 #RickAndMeghanReview #BankingCrises #MediaCoverage #Aftermath #FinanceNews #WhatsNext #EconomicAnalysis #CurrentEvents #FinancialCrisis #BankingSector #InvestmentInsights #orangecountyrealestate #OCrealestate #realestate #homesforsale #propertyforsale #luxuryhomes #dreamhome #investinrealestate #realestateagent #realtor #homebuying #homeselling #housingmarket #realestateinvesting #californiarealestate #socalrealestate #beachliving #coastalhomes #southerncalifornia #OCliving #meghanshigo #anaheim

Find the full video on YouTube using this link https://youtu.be/omKZepaIu88 In this episode of the podcast, Rick and I delve into the topic of adjustable rate mortgages and pick a payment mortgages. We explore the history of these types of loans and their popularity in the past, as well as the impact of the 2008 financial crisis on their reputation. We also discuss whether these types of mortgages still have a place in the current housing market and whether they are a viable option for homebuyers today. Tune in to this informative discussion and share it with a friend who may be considering a mortgage! Meghan Shigo, Realtor CENTURY 21 Award DRE 01243803 #adjustableratemortgage #arm #optionarmloans #mortgagerates #housingmarket #homeownership #personalfinance #podcast

This week Rick and I review how you may be able to keep your home and use your equity to purchase another home as an investment, or even for a family member. But wait! Just because you have a lot of equity on paper does not necessarily mean that you will be able to access it... What is the best way to do this? Watch and find out! Share with a friend who is thinking about using their equity to purchase another property. Meghan Shigo, Realtor Century 21 Award DRE 01243803

Great news for FHA loans! The Federal Housing Administration (FHA) recently announced that they are reducing the annual mortgage insurance premiums for FHA loans. This will make it easier for more people to qualify for an FHA loan and purchase a home.

When it comes to making a decision about loaning you a home loan, lenders review three key factors:

Debt to income ratio

Loan to value

Credit history

Rick goes over the top 3 reasons that someone's home loan would get denied!

Watch and find out! Share with someone who's looking to buy!

​Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzjNhWjrS8RgsQZx_Es5Kw Or on multiple platforms in podcast form! 🔊 @ https://open.spotify.com/show/1ZCKGMmZ1ltiYQalRlIXvg?si=8bcd89ed87294341

Rick and I clue you in on what NOT to do with your credit when you're house hunting... Watch and find out! Share with someone who's looking to buy! ​Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzjNhWjrS8RgsQZx_Es5Kw Or on multiple platforms in podcast form! 🔊 @ https://open.spotify.com/show/1ZCKGMmZ1ltiYQalRlIXvg?si=8bcd89ed87294341 #homebuying #firsttimehomebuyer #meghanshomes #meghanshigo #straighttalkwithrickandmeghan Meghan Shigo, Realtor Century 21 Award DRE 01243803

How much money is it going to cost you to buy a house? You know… closing costs… the money on top of your down payment... Everything! Watch and find out! Share with someone who's looking to buy! ​

Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzjNhWjrS8RgsQZx_Es5Kw Or on multiple platforms in podcast form! 🔊 @ https://open.spotify.com/show/1ZCKGMmZ1ltiYQalRlIXvg?si=8bcd89ed87294341

#homebuying #firsttimehomebuyer #meghanshomes #meghanshigo #straighttalkwithrickandmeghan

Meghan Shigo, Realtor

Century 21 Award

DRE 01243803

Welcome back to another episode of #StraightTalkwithRickandMeghan ! 👩🏼‍💼👨🏼‍💼

Rick and I discuss what you have to do to get approved for a home loan. Spoiler alert... it's super easy! Share with someone who's looking to buy! ​

Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzjNhWjrS8RgsQZx_Es5Kw Or on multiple platforms in podcast form! 🔊 @ https://open.spotify.com/show/1ZCKGMmZ1ltiYQalRlIXvg?si=8bcd89ed87294341

#homebuying #firsttimehomebuyer #meghanshomes #meghanshigo

Meghan Shigo Century 21 Award DRE 01243803