Getting penalized for having a higher credit score?! Yep! As of May 1st, everything changes! Tune in to hear us explain how this happens... Feel free to message me with any questions! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #straighttalkwithrickandmeghan #podcast #lender #realtor #realestate #oc #anaheim

Welcome back to another episode of #StraightTalkwithRickandMeghan ! 👩🏼‍💼👨🏼‍💼

Rick and I took this week's episode to go off about some of the irks of the current housing market, and all the baggage that's come in with it!!

Tune in to hear our expert opinions!

​Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzjNhWjrS8RgsQZx_Es5Kw Or on multiple platforms in podcast form! 🔊 @ https://open.spotify.com/show/1ZCKGMmZ1ltiYQalRlIXvg?si=8bcd89ed87294341 Meghan Shigo, Realtor Century 21 ​Affiliated DRE 01243803

Welcome back to another episode of #StraightTalkwithRickandMeghan ! 👩🏼‍💼👨🏼‍💼 View the full episode on my YouTube channel at https://www.youtube.com/channel/UCIzjNhWjrS8RgsQZx_Es5Kw There are lots of first-time homebuyer programs out there! DPA or down payment assistance programs are just the tip of the iceberg! Make sure you have a lender on your side that can walk you through the programs available, and help you find one that best fits your needs! ​Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzjNhWjrS8RgsQZx_Es5Kw Or on multiple platforms in podcast form! 🔊 @ https://open.spotify.com/show/1ZCKGMmZ1ltiYQalRlIXvg?si=8bcd89ed87294341 Meghan Shigo, Realtor Century 21 ​Affiliated DRE 01243803 #meghanshigo #meghanshomes #straighttalkwithrickandmeghan #podcast #lender #realtor #realestate #downpayment #firsttimehomebuyer #homebuyers

Remember the California Dream for All Shared Appreciation Loan from last week?? It's been used up!! $300,000,000 gone! It only took 10 days! Buyers, when a good first-time homebuyer program comes up, you have got to act quickly! Tune in to find out how you, as a buyer, could better prepare yourself when situations like this come up. Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803

In this week's episode, Rick and I delve into the California Dream for All program, a new shared equity initiative designed for first-time homebuyers or those who haven't owned a property in the last three years. Join us as we explore the program's highs and lows, and discover how to prepare yourself to avoid any potential pitfalls that could sabotage your success. Don't miss out on this valuable information, so be sure to tune in, learn, and share with a friend! Meghan Shigo, Realtor Century 21 Award DRE 01243803

View the full episode on my YouTube using this link

View the full episode on my YouTube at https://www.youtube.com/channel/UCIzjNhWjrS8RgsQZx_Es5Kw ! In this episode of the podcast, Rick and I delve into the intricacies of contingencies in a contract. We discuss the timeline for removing them and the conditions surrounding a loan, as well as what to expect once your loan contingency is removed. If you're someone who loves to dive into the nitty-gritty details, then this episode is perfect for you! Don't forget to share it with a friend who is in the market to buy, so they too can gain valuable knowledge on the subject. Meghan Shigo, Realtor CENTURY 21 Award DRE 01243803

In this episode of the podcast, Rick and I discuss the aftermath of recent banking crises and the resulting media coverage in their review this week. What lies ahead? Tune in to this informative discussion and share it with a friend who may be considering a mortgage! Meghan Shigo, Realtor CENTURY 21 Award DRE 01243803 #RickAndMeghanReview #BankingCrises #MediaCoverage #Aftermath #FinanceNews #WhatsNext #EconomicAnalysis #CurrentEvents #FinancialCrisis #BankingSector #InvestmentInsights #orangecountyrealestate #OCrealestate #realestate #homesforsale #propertyforsale #luxuryhomes #dreamhome #investinrealestate #realestateagent #realtor #homebuying #homeselling #housingmarket #realestateinvesting #californiarealestate #socalrealestate #beachliving #coastalhomes #southerncalifornia #OCliving #meghanshigo #anaheim

Find the full video on YouTube using this link https://youtu.be/omKZepaIu88 In this episode of the podcast, Rick and I delve into the topic of adjustable rate mortgages and pick a payment mortgages. We explore the history of these types of loans and their popularity in the past, as well as the impact of the 2008 financial crisis on their reputation. We also discuss whether these types of mortgages still have a place in the current housing market and whether they are a viable option for homebuyers today. Tune in to this informative discussion and share it with a friend who may be considering a mortgage! Meghan Shigo, Realtor CENTURY 21 Award DRE 01243803 #adjustableratemortgage #arm #optionarmloans #mortgagerates #housingmarket #homeownership #personalfinance #podcast

This week Rick and I review how you may be able to keep your home and use your equity to purchase another home as an investment, or even for a family member. But wait! Just because you have a lot of equity on paper does not necessarily mean that you will be able to access it... What is the best way to do this? Watch and find out! Share with a friend who is thinking about using their equity to purchase another property. Meghan Shigo, Realtor Century 21 Award DRE 01243803